Axis Bank Debit Card

With the perfect debit card, you can save more and earn more reward points and cashback with every purchase. If you have an Axis Bank account, you need to know this – the best Axis Bank debit card to suit your needs.

Also, you get to know about the Axis Bank debit card activation, PIN generation, charges and more.

Best Axis Bank Debit Cards in 2023

The below-mentioned are some of the best Axis Bank debit cards along with their salient features:

To find out if you’re eligible for an upgraded debit card, contact the Axis Bank debit card customer care.

Types of Axis Bank Debit Cards

The following are the different types of Axis Bank debit cards available for customers to avail of:

Axis Bank E-Debit Card

• Transaction limit: Cash withdrawal (no limit), Purchase limit (Rs 1 lakh)
• Cashback: 1% on all online transactions
• Top Feature: Free movie ticket once every month on BookMyShow

Axis Bank Liberty Debit Card

• Transaction limit: Cash withdrawal (Rs 50,000), Purchase limit (Rs 3 lakhs)
• 1 Axis EDGE REWARDS point on every Rs 200 spent
• Top Feature: Personal Accident Insurance worth Rs 5 lakhs complimentary

Axis Bank Burgundy Debit Card

• Transaction limit: Cash withdrawal (Rs 3 lakhs), Purchase limit (Rs 6 lakhs)
• 3 and 10 Axis EDGE REWARDS points on every Rs 200 spent domestically and internationally, respectively
• Top Feature: Complimentary movie ticket on buying one; Offers on Eazy Diner

Axis Bank Priority Debit Card

• Transaction limit: Cash withdrawal (Rs 1 lakh), Purchase limit (Rs 5 lakhs)
• 1 and 3 Axis EDGE REWARDS points on every Rs 200 spent domestically and internationally, respectively
• Top Feature: 25% off on movie tickets via BookMyShow

Axis Bank Prestige Debit Card

• Transaction limit: Cash withdrawal (Rs 1 lakh), Purchase limit (Rs 5 lakhs)
• 2 Axis EDGE REWARDS points on every Rs 200 spent
• Top Feature: Buy 1 Get 1 movie ticket when booked online for INOX theatres

Axis Bank Online Rewards Debit Card

• Transaction limit: Cash withdrawal (Rs 50,000), Purchase limit (Rs 5 lakhs)
• Grabdeals voucher of Rs 500 activated on using the card within 30 days of issuance
• Top Feature: Dining Delights and Insurance Cover

Axis BankRewards+ Debit Card

• Transaction limit: Cash withdrawal (Rs 50,000), Purchase limit (Rs 4 lakhs)
• 3 Axis EDGE REWARDS points on every Rs 200 spent
• Top Feature: 5% cashback on buying movie tickets

Axis Bank Secure+ Debit Card

• Transaction limit: Cash withdrawal (Rs 50,000), Purchase limit (Rs 2 lakhs)
• 1 Axis EDGE REWARDS point on every Rs 200 spent
• Top Feature: Fraud protection cover up to Rs 1.25 lakhs

Axis Bank Wealth Debit Card

• Transaction limit: Cash withdrawal (Rs 2 lakhs), Purchase limit (Rs 5 lakhs)
• Cashback: 1 and 3 Axis EDGE REWARDS points on every Rs 200 spent domestically and internationally, respectively
• Top Feature: 15% discount on dining in more than 5,000 restaurants in India; airport lounge access – twice per quarter

Axis Bank Ladies First Debit Card

• Transaction limit: Cash withdrawal (Rs 40,000), Purchase limit (Rs 2 lakhs)
• Top Feature: 5 times the rewards points on shopping of apparels and grocery

Axis Bank Value Plus Debit Card

• Transaction limit: Cash withdrawal (Rs 1 lakh), Purchase limit (Rs 5 lakhs)
• Rs 600 worth of shopping vouchers on doing 3 transactions within 60 days of card issuance
• Top Feature: 5% cashback when used for grocery purchases

Axis Bank Power Salute Debit Card

• Transaction limit: Cash withdrawal (Rs 40,000), Purchase limit (Rs 2 lakhs)
• Reward points: NA
• Top Feature: PA Insurance cover of Rs 10 lakhs and Air Accident Insurance of up to Rs 25 lakhs

Axis Bank Titanium Rewards Debit Card

• Transaction limit: Cash withdrawal (Rs 50,000), Purchase limit (Rs 40,000)
• 3 Axis EDGE REWARDS points on every Rs 200 spent on dining (and apparel stores)
• Top Feature: 5% cashback on buying movie tickets

Axis Bank Titanium Prime Debit Card

• Transaction limit: Cash withdrawal (Rs 50,000), Purchase limit (Rs 1 lakh)
• No Reward points
• Top Feature: Personal Accident Cover of up Rs 3 lakhs

Axis Bank RuPay Platinum Debit Card

• Transaction Limit: Cash withdrawal (Rs. 40,000) and Purchase limit (Rs. 2 lakh)
• No Reward Points
• Top Feature: Airport Lounge Access

How to Apply for an Axis Bank Debit Card?

When you open an Axis Bank account, the bank usually provides you a complementary debit card. However, if you wish to get an upgraded card, you can always do it basis your eligibility.  

Steps to Apply Axis Bank Debit Card Online

When you open a digital account with Axis Bank, you can choose any of the Axis Bank that you’re eligible by simply clicking on a card of your preference. For this, these are the steps:

• Go to Axis Bank Debit Card webpage (https://www.axisbank.com/retail/cards/debit-cards)
• Click on ‘Open Digital A/c’ next to Login button
• Click on ‘Apply Now’ in the page you’re redirected
• Give location access
• Keep your original PAN card with you and make sure your internet connection is steady with a clear camera-enabled device (computer/mobile phone)
• Click on ‘Continue’
• Provide your PAN, AADHAAR* or Virtual ID and mobile number
• Click on Proceed and follow the next 3 steps as they appear on your device screen

*Important: If you do not wish to provide your Aadhaar, please visit the branch to open the account and get your Axis Bank debit card without Aadhaar card.

How to Activate Axis Bank Debit Card?

To activate your Axis Bank debit card, simply go to your nearby Axis Bank ATM and get it activated. You can also login to your Axis Bank netbanking account and activate your Axis Bank debit card online.

Before you visit the branch for getting your upgraded debit card, we suggest you check the Axis Bank Timings so as to save time and effort.

How to Block Axis Bank Debit Card Online?

Follow the below-mentioned steps to block your Axis Bank debit card instantly online:

• Open Axis Bank mobile banking app or internet banking account
• For Axis Mobile Banking, follow this route: Login > Menu > Services & Support > Debit Cards: Block & Replace > Select your card > Click on Block& Replace > Enter mPIN to complete the process
• For Axis netbanking, follow this route: Login > Click on Accounts > Hit the My Debit Cards option > Select the service (Block/Replace etc.) > Select the card you wish to block > Enter your secure passcode/password to complete the process of blocking your Axis Bank debit card online

Other options to block your Axis Bank debit card include:

• SMS ‘BLOCKCARD ’ and send it to 5676782 or +919717000002
• Call on +91-22-67987700 from your registered mobile number

Alternatively, you can visit this Axis Bank debit card blocking link to instantly block your debit card (The link will open in a new tab).

How to Generate Axis Bank Debit Card PIN?

To generate your Axis Bank debit card, follow the steps given below:

Via Call

Call on any of the below-mentioned numbers to generate your Axis Bank debit card PIN instantly:

1860-419-5555

1860-500-5555

Via Netbanking

• Log into Axis Bank netbanking
• Select Accounts > My Debit Cards
• Click the Set Debit Card PIN under More Services options
• Enter New PIN here
• Complete authentication with NetSecure code (you’ll receive this on your regd. mobile number)

Via Mobile Banking

• Open Axis Bank mobile app
• Open Banking > Services > Debit Cards
• Click on Set/Reset PIN option
• Select your debit card from the list
• Enter your Kotak debit card expiry date
• Create new PIN
• Authenticate with your Axis MPIN

Axis Bank Debit Card Charges

The following are the Axis Bank debit card fees & charges:

Note: These charges vary as per the type of Axis Bank debit card.

To make sure you are not charged more than what you’ve paid using your Axis Bank debit card, always check your last transaction via Axis Bank mini statement.

Axis Bank Debit Card EMI

Important features of EMI on Axis Bank debit card:

• Tenure options of 3/6/9/12/18 & 24 months
• Loan amount of Rs 5,000 to Rs 1 lakhs
• Process fee of Rs 100 or 1% of transaction amount (whichever is higher)
• Loan prepayment option available (customer needs to call the Axis Bank customer care for foreclosure)

Check debit cards offered by different banks:

Axis Bank Debit Card: FAQs