Customers of the Axis Bank can make fund transfers using the Pan-India mode of transfer – Axis NEFT. NEFT or the National Electronic Fund Transfer can be done at the branch or online using the Axis netbanking or Axis mobile banking options. Here we are talking about the Axis NEFT charges as well as the NEFT timings during which you can make NEFT payments.
Axis Bank Fund Transfer Options
The following are all the fund transfer options available for the customer having a bank account in the Axis Bank:
Modes of Fund Transfer in Axis Bank
Axis NEFT – How Does It Work?
Axis NEFT is owned and operated by the Reserve Bank of India, just like all other banks. There ar3 48 NEFT batches in a day at 30-minute intervals. NEFT is an electronic Pan-India centralized payment network. There is no minimum/maximum transaction limit set by Axis Bank for its customers. But there is a capping of Rs. 50,000 per transaction if done in cash at the branch.
Why should I transfer my funds using Axis NEFT?
Read the benefits of Axis NEFT mentioned below to know why should you be using NEFT:
- Can be done at any time of any day – 24×7 availability (online)
- No minimum transaction limit
- Highly secure as controlled by RBI
- Takes no more than 2 hours to reflect amount in beneficiary’s account
- No charges for online NEFT transactions

Axis NEFT Intra-Bank Fund Transfer (within same bank)
Follow the steps given below to transfer funds within Axis Bank through NEFT:
Step 1: Go to Axis Bank netbanking portal and log into your internet banking account.

Step 2: Click on “Funds Transfer” and choose “Axis Bank Accounts”
Step 3: Select the beneficiary or click on “Add/Manage Beneficiary” if you need new one.
Step 4: Enter details asked in the page thus opened. Here, at the end of the form, select NEFT mode of payment.
Step 5: Go through the details and then submit the request.
Axis NEFT Inter-Bank Fund Transfer (to another bank)
In order to remit funds using NEFT to another bank (other than Axis Bank), simply follow the instructions given below:
Step 1: Log in to your Axis Bank netbanking account.

Step 2: Open “Payments” and select “Transfer Funds”.

Step 3: Click on “Other Bank Accounts” and select the Account No. to which you want tomake the NEFT payment.
Step 4: Check Payee Details and fill Payment Details. Here, you will be required to select “NEFT” in the “Pay Via” section.
Step 5: Check all the details and click on “Next”.
You will get a confirmation message on your screen upon successful transaction to another bank account using Axis NEFT.
Axis NEFT Timings
Axis NEFT payments can be done now 24×7. This is applicable for online banking via Axis Netbanking and Axis Mobile Banking.
However, at the branch NEFT payments can be done as per the Axis Bank Timings.
Axis NEFT Charges
Axis Bank levies NEFT charges as per the following:
Transaction Amount | Axis NEFT Charges* – At the Branch | Axis NEFT Charges – via Netbanking/Mobile Banking |
Up to Rs. 10,000 | Not more than Rs. 2.50 (+ taxes) | NIL |
Rs. 10,0001 up to Rs. 1 lakh | Not more than Rs. 5.00 (+ taxes) | NIL |
Above Rs. 1 lakh up to Rs. 2 lakhs | Not more than Rs. 15 (+ taxes) | NIL |
Above Rs. 2 lakhs | Not more than Rs. 25 (+ taxes) | NIL |
Axis Bank Credit Card Bill Payment via Net Banking
Follow the steps given below to make your Axis Bank credit card payment directly from your bank account via Axis Netbanking:
- Log into your Axis Bank internet banking account.
- Click on “Credit Cards”.
- Enter the amount that you want to pay. It can be total due amount, minimum amount due or other amount of your choice.
- Now, click on Pay Now after checking details.
You will receive a confirmation message on your device screen and your mobile number as well via SMS.
Also check NEFT processes for other banks from the table below:
Axis NEFT – FAQs
Axis Bank NEFT payments can be made via internet banking, mobile banking or at the branch.
Yes. You can transfer funds to any other bank account via Axis NEFT. Click to know how.
For the online mode of NEFT (netbanking and mobile banking), no charges are levied. However, at the branch NEFT charges range from Rs. 2.50 to Rs. 25 basis transaction amount.
Once the request is submitted, NEFT transaction cannot be cancelled.
There are no minimum or maximum transaction limits for Axis Bank online NEFT.
Customers can process their Axis Bank NEFT transaction 24×7 from anywhere and anytime.