Thinking of opening a bank account with BOB? If yes, then you should also consider which Bank of Baroda debit card will suit your needs the best – based on your usage and profile. This post will help you compare the best Bank of Baroda debit cards and more.
Best Bank of Baroda Debit Cards in India 2023
Check the table below for the best debit cards by the Bank of Baroda:
Bank of Baroda Debit Card | Usage Limit | Features |
BOB World VISA Opulence | ATM: Rs 5 lakhs Purchases: Rs 10 lakhs |
|
BOB World Visa Signature | ATM: Rs 3 lakhs Purchases: Rs 5 lakhs |
|
Types of Bank of Baroda Debit Cards
Below-mentioned are the different types of debit cards offered by the Bank of Baroda:
Bank of Baroda RuPay Select DI Debit Card
Features of BOB RuPay debit card include Rs 1 lakhs of personal accident cover with Complementary domestic and international airport lounge access. It has a daily ATM limit of Rs 1.5 lakhs and Rs 5 lakhs as daily purchase/shopping limit.
Bank of Baroda MasterCard Platinum DI Debit Card
This debit card if offered with Rs 50,00 as daily ATM limit with Rs 1 lakh as daily shopping limit at POS/e-Com. Also, you get to access the airport lounge facility with this debit card. All you need is to activate your debit card.
Bank of Baroda RuPay DI Platinum Debit Card
With Accidental insurance cover of up to Rs 2 lakhs, BOB RuPay Platinum DI Debit card can be used a prepaid card with max. value of Rs 2,000. It has a daily ATM limit of Rs 50,000 and daily purchase limit of Rs 1 lakh.
Bank of Baroda World VISA Opulence Debit Card
BOB World Visa Opulence debit card is a high-end debit card with Rs 5 lakh of daily ATM limit and Rs 10 lakhs as daily shopping limit. Alongside, there is domestic airport lounge access provided with pick & drop airport service.
Bank of Baroda World Visa Signature Debit Card
Features of BOB World Visa Signature debit card include Welcome voucher of Rs 750 on Lifestyle Brand Stores, Visa Luxury Hotel Collection Benefits and Airport pick & drop with airport lounge access etc. Daily ATM limit is set at Rs 3 lakhs and daily shopping limit at Rs 5 lakhs.
Bank of Baroda World Agniveer Debit Card
The BOB World Agniveer Debit card is exclusively designed for Agniveers who are recruited under Agnipath Scheme of GOI. with this card, you can avail a cash withdrawal limit of Rs. 50,000 per day and contactless transactions up to Rs.5,000 without sharing PIN at POS.
Bank of Baroda World VISA Sapphire Debit Card
With bob World VISA Sapphire Debit Card, you can avail huge discounts on premium brands, airport pickup and drop service with lounge access and so on. This card offers daily cash withdrawal limit of Rs. 3 lakhs and purchase limit of Rs. 5 lakhs.
Bank of Baroda MasterCard Classic DI Debit Card
The BOB Classic DI Debit Card offers ATM withdrawal limit of Rs. 25,000 per day and purchase limit of Rs.50,000. You can use this card at NFS member bank ATMs across the nation.
Bank of Baroda RuPay Classic Debit Card
With ATM withdrawals of Rs.25,000 per day and spending limit at POS of Rs. 50,000 per day, the BOB RuPay Classic Debit Card comes with attractive deals and offers for your shopping, dining and travel.
Bank of Baroda BPCL Debit Card
The Baroda BPC Debit Card can be used to earn cashback and loyalty points at BPCL retail fuel outlets. This card offers cash withdrawals limit of Rs. 50,000 per day and purchasing limit of Rs. 1 lakh per day. Along with this, you can avail free 2 domestic report lounge access per quarter.
Bank of Baroda VISA Vyapaar DI Debit Card
This card has been introduced to customers who are current account holders with the bank. You can avail cash withdrawals of Rs. 2 lakhs, purchase limit of Rs. 5 lakhs and cash deposit limit of Rs. 3 lakhs.
Bank of Baroda VISA Classic DI Debit Card
The BOB VISA Classic DI Debit card is one of the most talked about debit cards of BOB. With this card, you can avail attractive offers and discounts on travel, dining and shopping. Also, you can avail the cash withdrawal limit of Rs. 25,000 per day and shopping limits of Rs. 50,000 per day with this debit card.
Bank of Baroda VISA Platinum DI Debit Card
This is a contactless card that offers higher limits at ATMs and POS. You can avail domestic as well as international transactions with this card. Along with this, you can avail cash withdrawal of Rs. 50,000 per day and purchase limit of Rs. 2 lakhs per day.
Bank of Baroda World Yoddha Debit Card
This debit card is exclusively offered to defence personnel who maintain salary/pension account under SB-186. You can avail max cash withdrawal limit of Rs. 1.5 lakhs and shopping limit of Rs. 5 lakhs.

How to Apply for Bank of Baroda Debit Card?
When you open an account with the Bank of Baroda, you are given a complementary debit card as well. This is usually a basic card depending on your account profile.
However, if eligible, you can apply for an upgraded version of Bank of Baroda debit card. For this, you can check the latest offers going on various debit cards by the bank and choose the one that suits your requirement.
How to Activate Bank of Baroda Debit Card Online?
Upon receiving your Bank of Baroda debit card, you are also provided with a PIN to activate this card. You can go to any nearby Bank of Baroda ATM and use this PIN to activate your debit card.
Another option is to login to your Bank of Baroda netbanking account and activate your card there.
How to Generate Bank of Baroda Debit Card PIN Online?
Via BOB ATM
- Go to your nearby BOB ATM
- Insert your debit card
- Select Set/Re-Generate PIN
- Enter card credentials and OTP received on your regd. mobile number
- Set your desired Bank of Baroda debit card PIN
Via Netbanking – BOB World Internet
- Log into your BOB internet banking account at Baroda Connect
- Open Services
- Select Set/Reset Debit Card PIN
- Enter customer ID
- Select your BOB debit card & enter card details
- Enter OTP you’ll receive on your regd. mobile number
- Click on Validate OTP
- Create your debit card PIN & re-enter the same
- Authenticate with your User ID & Password to set the PIN
Via Bank of Baroda Debit Card Customer Care
- Dial 1800 258 4455 or 1800 102 4455 from your registered mobile number
- Choose Reissue Debit Card PIN option after selecting Banking Services
- Enter your Bank of Baroda debit card details
- Enter OTP sent to your regd. mobile number
- Set your desired PIN now
Via Mobile Banking – BOB World App
- Log into BOB World App
- Click on Debit Card Services
- Hit the Set Debit Card PIN option
- Select your debit card
- Click on Set PIN
- Enter OTP which you will receive on your regd. mobile number
- Create your new debit card PIN & re-enter to validate
- Click on Proceed
- Enter your BOB mobile banking MPIN to complete the process
Bank of Baroda Debit Card EMI
If you’re eligible, you will see an option of converting your BOB debit card purchase into EMI for online transactions and POS, both. When prompted, click on that option and follow the steps shown on the screen. It would require to enter your card details, choose tenure and complete with PIN and OTP.
Some important details regarding Bank of Baroda debit card EMI facility:
- Tenure ranging from 3 months to 18 months
- Zero processing fee
- Transactions up to Rs 50,000
- Rate of interest for BOB debit card EMI: 16% (may change as per bank’s decision)
- Cashback up to 16% of the transaction amount on select transactions
Check debit cards offered by different banks:
Bank of Baroda Debit Card: FAQs
Once your BOB debit card application is accepted, the bank shall send you timely updates via SMS and/or email about the current status of your debit card. Upon getting dispatched, you will receive a link clicking on which you’ll be able to track & do status check of your Bank of Baroda debit card.
You can link up to 9 BOB accounts with your Bank of Baroda debit card.
Call on Bank of Baroda debit card customer care numbers (1800 258 44 55 or 1800 102 44 55) to hotlist your debit card instantly. Make sure to call from your registered mobile number only. Alternatively, you can use netbanking, mobile banking and WhatsApp Banking options as well.
You can reach to BOB WhatsApp Banking at 8433 888 777.
Visa Platinum & Classic, MasterCard Platinum, Classic & World along with RuPay Platinum, BPCL, Select DI & Contactless debit cards by Bank of Baroda are allowed for international usage.
Bank of Baroda charges a fee of Rs 200 + applicable GST on replacement of a lost/damaged debit card.