Bank of Baroda is a leading public sector bank in India that provides a wide range of financial products and services to its customers. One of the most convenient ways to access and manage these services is through Bank of Baroda net banking platform. Bank of Baroda internet-banking allows customers to perform various banking transactions online, without the need to visit a physical branch or ATM.
About Bank of Baroda
Bank of Baroda is a public sector bank and is one of the top banks in India. The bank provides various banking services which include the likes of savings account, current account and FD in addition to netbanking and mobile banking for online fund transfer via NEFT and RTGS, balance enquiry and more.
Here are some of the key services provided by the Bank of Baroda:
- Savings and Current Accounts: The bank offers a variety of savings and current account options to meet the different financial needs of its customers.
- Loans: Bank of Baroda provides various types of loans such as personal loans, home loans, car loans, education loans, and business loans at competitive interest rates.
- Investment and Insurance Services: The bank offers a range of investment and insurance products such as mutual funds, life insurance, health insurance, and general insurance.
- Credit Cards: Bank of Baroda provides a range of credit cards with features like cashback, reward points, and discounts on dining, shopping, and travel.
- Debit cards: There are around 14 BOB debit cards provided to its customers. BOB World Visa Opulence and Visa Signature offer high transaction limits with various other benefits like domestic airport lounge access, airport pick & drop cab facility and more. It also offers RuPay debit cards like BOB RuPay Select and Platinum debit cards among other options.
- International Banking: Bank of Baroda has a strong international presence and provides a range of services to its global customers, including forex services, international trade finance, and international money transfers.
Online Services by Bank of Baroda
Bank of Baroda offers a variety of online banking services to its customers, allowing them to conveniently access and manage their accounts from anywhere at any time. Here are some of the online banking services offered by Bank of Baroda:
Internet Banking
Bank of Baroda’s Internet Banking service allows customers to access their accounts, view account balances, transfer funds, pay bills, and apply for loans and credit cards online. To avail of these services, you must first get your account activated with netbanking and then generate login credentials. Once done, you may log into your BOB netbanking account from anywhere, at any time.
Mobile Banking
Bank of Baroda Mobile Banking app allows customers to access their accounts using their smartphones or tablets. Customers can perform various banking transactions like fund transfer, bill payments, and mobile recharge. The app goes by the name of BOB World and can be downloaded from App Store and Play Store, likewise.
SMS Banking
Bank of Baroda’s SMS Banking service allows customers to check their account balance, view the last few transactions, and request a mini statement by sending an SMS to the bank’s designated number.
E-Statements
Bank of Baroda provides customers with e-statements for their accounts, which can be accessed online through the bank’s Internet Banking portal. Customers can download and print their e-statements at any time. There’s also an option to download Bank of Baroda mini statement which contains details of the last 5 transactions.
Alternatively, BOB mini statement number of 8468001122 can be dialed for the very same purpose.
Balance Enquiry
Customers can check their BOB account balance by simply logging into their netbanking account or using the BOB mobile banking app. Another option is to dial the Bank of Baroda balance enquiry number 8468001111. Just give a missed call to this number from your registered mobile number and you will receive an SMS containing information of your BOB account balance on your mobile number.
Fund Transfer via NEFT
Customers can easily transfer funds from their BOB account to another bank’s account(s) using the BOB NEFT option – both online and at-the-branch. When choosing the option to physically visit the branch, customers are required to submit a properly filled & duly signed Bank of Baroda NEFT form. Also, it attracts charges based on the transaction amount. Click to read about BOB NEFT Charges and BOB NEFT limit in detail.
Fund Transfer via RTGS
To those customers who wish to transfer big amounts of funds to another bank accounts, they may use the Bank of Baroda RTGS option – online & at-the-branch, as per their convenience. If chosen the latter option, please download the Bank of Baroda RTGS form beforehand. Also, check the BOB RTGS charges as you’ll be charges a fee basis the transfer amount if you’re initiating the transfer at a BOB branch.
Suggested Read: Bank of Baroda Timings (This is a must if you opt to go to your branch to initiate an RTGS or NEFT transaction.)
Fund Transfer via IMPS
IMPS or Immediate Payment System is yet another option provided by NPCI to carry out digital transactions. BOB customers also have this option of requesting an IMPS transfer via mobile banking or netbanking. We suggest you to check the BOB IMPS limit beforehand.
Overall, Bank of Baroda provides a comprehensive range of financial services to its customers, making it a one-stop solution for all their banking needs.
Online Passbook
Customers having a BOB account can get their Bank of Baroda passbook updated either at the branch or choose the better alternative of going online using either the BOB World mobile app or netbanking. Keeping your passbook updated is a good practice to follow as it helps you keep a check on your banking activities and catch fraudulent activities occurring in your bank account, if any, in time.
Bank of Baroda Customer Care Number
Customers having any type of account in the Bank of Baroda can call on the following Bank of Baroda customer care number for any kind of query:
1800 102 4455
Bank of Baroda Balance Check Number
If you wish to check your Bank of Baroda account balance via missed call, the below-mentioned is the Bank of Baroda balance check number you must save in your contact list:
8468001111
How to Open a Savings Account in Bank of Baroda Online
Opening a savings account with Bank of Baroda is a simple and convenient process that can be done online. Here’s a step-by-step guide on how to open a savings account with Bank of Baroda online:
Step 1: Visit the Bank of Baroda website
Go to the official website of Bank of Baroda (www.bankofbaroda.in).
Step 2: Find ‘Open a Savings Account Digitally’
On the homepage, click on ‘Accounts’ and then select the ‘Open a Savings Account Digitally’ option.
Step 3: Choose the account type
Select the type of savings account you wish to open, based on your requirements and preferences.
Step 4: Click on ‘Open Now’
After analyzing, select the account and hit the ‘Open Now’ button on your selected widget.
Step 5: Fill out the application form
You’ll be redirected to the online savings account opening form. Fill out this online application form with your personal and contact details.
Step 6: Upload documents
Upload scanned copies of your identity proof, address proof, and passport size photograph as per the bank’s requirements.
You’ll be asked for a live interaction with some bank personnel for verification.
Step 7: Review and submit
Review the application form and documents and submit the application.

With these simple steps, you can open a savings account with Bank of Baroda online, without the need to visit a physical branch. You can then start using your account to deposit and withdraw funds, make online transactions, and avail of other banking services offered by the bank.
Also, read about other Banks:
Bank of Baroda: FAQs
Bank of Baroda offers a range of accounts to its customers, including savings accounts, current accounts, fixed deposit accounts, recurring deposit accounts, and NRI accounts.
You can access Bank of Baroda’s net banking service by registering for it online. Once you register, you can log in to your account and perform various banking transactions from anywhere at any time.
Bank of Baroda offers multiple modes of fund transfer, including NEFT, RTGS, IMPS, and UPI. You can choose the mode that suits your requirements and transfer funds instantly.
You can apply for a loan or credit card with Bank of Baroda online or by visiting a branch. You will need to submit your application along with the necessary documents for verification.
You can check your account balance with Bank of Baroda by logging in to your net banking account, visiting an ATM, or by sending an SMS to the bank’s designated number.
Bank of Baroda toll free customer care number is 1800 102 4455.
If you lose your debit card or net banking login credentials, you should immediately contact Bank of Baroda’s customer care helpline or visit a branch to report the loss and request for a replacement card or reset your login credentials.