With the right debit card you can shop with utmost ease and also earn cashbacks and rewards on your every purchase. Check the best Bank of India debit cards in the post below.
Popular Bank of India Debit Cards
The following are some of the best Bank of India debit cards in India 2022:
Bank of India Debit Card | Usage Limits | Eligibility & Annual Charges |
BOI Visa Signature | ATM: Rs 1 lakh Purchases (POS): Rs 5 lakhs Purchases (Online): Rs 2 lakhs | Customers having average quarterly balance of Rs 10 lakhs in their savings or current account |
BOI Visa Classic | ATM: Rs 15,000 Purchases (POS): Rs 50,000 Purchases (Online): Rs 50,000 | All savings, current and OD account holders (not for international online transactions) |
BOI Visa Platinum Contactless | ATM: Rs 50,000 Purchases (POS): Rs 1 lakh Purchases (Online): Rs 1 lakh | Only diamond customers having average quarterly balance of Rs 1 lakh in their account |
BOI RuPay Platinum | ATM: Rs 50,000 Purchases (POS): Rs 1 lakh Purchases (Online): Rs 1 lakh | All savings, current and OD account holders (not for international online transactions) |
BOI Sangini | ATM: Rs 15,000 Purchases (POS): Rs 25,000 Purchases (Online): Rs 25,00 | Women account holders having Individual/self-operated savings, current or overdraft accounts |
Types of BOI Debit Cards
There are 3 categories of debit cards offered by the Bank of India, viz. Classic Debit Cards, Platinum Debit Cards and Premium Debit Cards. All these categories have total 17 debit cards by BOI as explained below:
Bank of India CLASSIC Debit Cards
BOI Master Titanium Debit Card
Its a basic debit card that allows domestic and international usage. However, international E-Com. transactions are not allowed on this debit card. Usage limit for cash withdrawal is Rs 15,000 and POS/online limit is Rs 50,000 per day.
Rupay Classic Debit Card
Its a domestic Bank of India debit card with ATM withdrawal limit of Rs 15,000 per day and Rs 50,000 per day for transactions at POS/merchant websites. There are no issuance charges but AMC of Rs 150 (plus GST) is applicable.
Sagini Debit Card
Bank of India’s first women’s only debit card for domestic usage, it offers Rs 15,000 of ATM cash withdrawal and Rs 25,000 purchase limit, per day.
Bank of India PLATINUM Debit Cards
The following-mentioned are the Platinum range debit cards by the Bank of India:
RuPay Platinum Debit Card
This card offers airport lounge facility, personal accident and total permanent disability cover of Rs 2 lakhs. Also, the is no requirement for maintaining the Average Quarterly Balance for issuance of Bank of India RuPay Platinum Debit Card.
VISA Platinum Contactless Debit Card
This Bank of India VISA contactless platinum debit card comes with global and international usage, both. Also, you can make contactless transactions of up tp Rs 5,000 (PIN not required). It is offered to the diamond-category customers with Average Quarterly Balance of Rs 1 lakh. There are zero issuance charges but Rs 200 as AMC (plus GST). The same card is available under MasterCard as well (MasterCard Platinum Contactless Debit Card).
Bank of India PREMIUM Debit Cards
RuPay Select Debit Card
This is an internationally accepted contactless debit card with domestic airport lounge access twice/quarter and twice per year for international airport lounge access. It offers 1 complementary health check-up annually. This comes with issuance charges of Rs 800 and likewise for annual maintenance charges.
VISA Business Debit Card
This Bank of India Visa Business debit card is only for current account holders. It has an ATM transaction limit of Rs 1 lakh daily (domestic & international). Also, POS daily transaction limit is Rs 2.5 lakhs. There are zero issuance charges with Rs 200 as AMC and Card Replacement charges.
VISA Signature Debit Card
Bank of India Visa Signature debit card is for high net-worth customers who maintain their average quarterly balance of Rs 1 lakhs or above in their bank account (savings or current). This card has daily transaction limits of Rs 1 lakh (ATM), Rs 5 lakhs (POS) and Rs 2 lakhs (e-Com).

Bank of India Debit Card Customer Care Number
The following is the Bank of India customer care number that you can dial for queries related to your Bank of India debit card:
1800 103 1906 (toll-free)
Bank of India Debit Card Apply
You do not need to separately apply for a Bank of India debit card. The bank itself provides you with a suitable debit card depending on your account’s average quarterly balance. However, if you’re eligible, you can upgrade your debit card at the branch.
Bank of India Debit Card Pin Generation Online
For generating PIN of your new Bank of India debit card or for resetting PIN of an old debit card, you can follow these steps:
- Go to any BOI ATM
- Insert your card
- Select your preferred language
- Select (Forgot/Create PIN) Green PIN
- Click on Generate OTP
- Now, re-enter your card and select language
- Once again click on (Forgot/Create PIN) Green PIN
- Click on Validate OTP
- Enter the OTP you received on your regd. mobile number
- Enter a 4-digit PIN of your choice to set new BOI debit card PIN
Important Note: Green PIN cannot be generated for hot-listed Bank of India debit cards.
Check debit cards offered by different banks:
Bank of India Debit Card: FAQs
You can call on 1800 425 1112 which is the toll free Bank of India debit card customer care number to hotlist your BOI debit card. Alternatively, you can also block your BOI debit card via netbanking or mobile banking options.
You can make up to 5 ATM transactions in a month using your Bank of India debit card. Post that, you’ll be charged with Rs 20 per transaction.
You must immediately block or hotlist your debit card when lost.
Bank of India debit cards are provided by Visa, RuPay and MasterCard networks.
Bank of India charges an annual fee of Rs 120 in Metro and Urban areas and Rs 60 in Semi-Urban and rural areas.