With the advancement of technology and post-demonetization, citizens of India were facing problems in sending and receiving payments from individuals and banks. However, this problem was needed to get solved at the earliest. To making easy payments across the nation for citizens- which terms to be cashless, BHIM App was introduced in India. This payment solution app helped individuals to make cashless payments via Unified Payment Interface or the UPI. In this article, you will be able to understand the concept of BHIM UPI App along with its usage and features.
What is BHIM UPI App?
The BHIM App full form is Bharat Interface for Money, is a complete payment solutions app developed by the National Payments Corporation of India. This app was developed to help millions of Indians for making transactions as well as promoting digital payments via the UPI payment model. The BHIM App is available at both Android Play Store and Apple Store which can be downloaded easily at iOS and Android devices. Also, through BHIM App money can be transacted 365x24x7 without a miss. This even works on bank holidays.
How to Download and Install BHIM UPI App?
BHIM App Download and Installation is an easy process which can be executed without any problem. Below given are the steps to download BHIM App on your mobile devices-
Step 1: Download BHIM App on your Android or iOS devices through Play Store or Apple Store respectively.
Step 2: As BHIM App gets installed, open the app.
Step 3: Select your preferred language
Step 4: Select your SIM Card with the mobile number linked to your bank account
Step 5: Set your login through 4-digit password
Step 6: Now the app will fetch the bank account associated with your mobile number.
Step 7: Choose your desired bank account
Step 8: Now your account is set-up and can be used. You can send and receive payment through BHIM UPI App.
Features of BHIM App
BHIM App can be used for multiple things starting from sending and receiving money to booking flights. Here given are some of the important features of BHIM UPI App:
- Send and Receive Money using UPI
- Pay bills on third-party sites or merchant websites
- Book flight tickets
- Book train tickets
- Recharge your mobile number
- Scan and pay using QR Code
- Send money to any bank account using bank account number and IFSC Code
How to Use BHIM APP?
Once you have downloaded and installed the BHIM UPI App, you can perform various activities through UPI. Listed below are some of the important uses of BHIM App-
Through BHIM App, one can send money to others through UPI. For this, you are required to launch the app first, then click ‘Send’ tab. Next, you can search for a contact on your phone or simply enter UPI ID to send money. Now enter the amount and proceed further. Enter your UPI PIN. In a while, your account will be debited and beneficiary will be credited to the UPI linked account.
Send Money through Scanning QR Code
Individuals can make payments through using QR Codes at any retail stores or outlets. Just scan the QR Code through the option ‘Scan’ available on the dashboard. The QR Code Scanner will be opened up, scan the code and make your payment by entering the amount.
You can also receive money through BHIM App. For this, individuals are required to enter the UPI ID of the person whom you expect payment. Just click ‘Request Money’ on the app’s dashboard and proceed further. Now fill the UPI ID and the amount. The concerned person will receive a notification on their BHIM UPI App to make payment from their account.
BHIM App Transaction Limit
A user can send up to ₹1,00,000 per transaction and a maximum of ₹1,00,000 per day from one bank account. Also, this UPI Limit is available per bank account linked on BHIM App.
In case you are a new user, you will be allowed transactions of up to ₹5,000 for the first 24 hrs.
BHIM App Customer Care Number
In case of any queries or complaints, one can reach out to the BHIM App Customer Care Number Toll-Free at-
Banks Supporting the BHIM App
The following lists of banks mentioned below supports the BHIM UPI Payment Service-
|ICICI Bank||Andhra Bank||IndusInd Bank||Bank of Maharashtra|
|Axis Bank||United Bank of India||State Bank of India||Bank of Baroda|
|HDFC Bank||Union Bank of India||Standard Chartered Bank||Catholic Syrian Bank|
|Punjab National Bank||RBL Bank||Kotak Mahindra Bank||Central Bank of India|
|Vijaya Bank||Oriental Bank of Commerce||Allahabad Bank||DCB Bank|
|South Indian Bank||Karnataka Bank||Canara Bank||Dena Bank|
|Syndicate Bank||Indian Overseas Bank||Federal Bank||Indian Bank|
|Karur Vyasya Bank||IDFC Bank||IDBI Bank|
Visit the following links to know more about UPI:
|Axis Bank UPI ID||HDFC UPI Limit||UPI Full Form|
|Bank of Maharashtra UPI Limit||ICICI UPI Limit||UPI PIN|
|BHIM SBI Pay||PNB UPI||UPI Transaction Limit|
|Citibank UPI||Union Bank UPI ID||Virtual Payment Address|
|Google Pay||UPI Charges||Whatsapp Payments|
BHIM UPI App- FAQs
One can reach out to the BHIM App toll-free customer care number at 1800-120-1740.
BHIM refers to the separate mobile wallet app while UPI is payment model which can be used to receive and send money from bank accounts.
You can make bill payments of several services such as electricity, gas, DTH, telecom, education fees and so on.
One can report any feedback, suggestion, complaint of the app itself.
No. You can’t reverse the transaction. For this, you need to get-in-touch with your concerned bank and raise a complaint for a reversal of amount.