In recent years, mobile banking has become an increasingly popular way for people to manage their finances. One of the most popular mobile banking platforms in India is BOI Mobile Banking, provided by Bank of India. BOI Mobile Banking offers a wide range of features that allow customers to manage their accounts, make transactions, and access a range of banking services all from their mobile device.

Features of BOI Mobile Banking
- Account management: With BOI Mobile Banking, customers can check their account balances, view transaction history, and manage their account details.
- Fund transfers: BOI Mobile Banking allows customers to transfer funds to other BOI accounts as well as to accounts in other banks. Users can also make IMPS, NEFT and RTGS transfers.
- Bill payments: Customers can pay their utility bills, such as electricity, water, and gas, directly from their mobile device using the BOI Mobile Banking app.
- Cheque services: With BOI Mobile Banking, customers can deposit cheques, stop cheque payments and request a new cheque book.
- Mobile top-up: BOI Mobile Banking also allows customers to recharge their mobile phones and DTH services directly from the app.
- Credit card management: Customers can also manage their BOI credit cards using the app. They can view their credit card balance, available credit limit, and outstanding dues.
- Investment services: BOI Mobile Banking provides investment services such as mutual funds, FD, and recurring deposits.
BOI Mobile- Bank of India Mobile Banking App
This is the official mobile banking app of Bank of India. It is a comprehensive mobile banking app that allows customers to access a wide range of banking services and features on the go. Some of the key features of the app include fund transfers, bill payments, cheque services, credit card management, investment services, and more.
The BOI Mobile Banking app is available for both Android and iOS devices and can be downloaded from the respective app stores.
How to Register for BOI Mobile Banking App?
Step 1: Download the BOI Mobile application from the Google Play Store or Apple App Store
Step 2: Read the welcome message and click ‘Next’
Step 3: Click ‘Proceed’ on the redirected page
Step 4: Verify the number by selecting the SIM of choice
Step 5: One will receive an SMS for verification
Step 6: Check if the mobile number is correct and linked to the bank account and then click ‘Proceed’

Step 7: Read through the user ID creation terms and create the user ID
Step 8: Create a 6-digit numeric PIN to use for login with the user ID and click ‘Submit’
Step 9: Register using ‘View only’ facility or ‘Funds Transfer’ facility
Step 10: For the ‘View Only’ facility, select the customer ID from the drop-down menu
Step 11: Enter the debit card details and click on “Submit”
Step 12: Enter the OTP received on the registered mobile number and click on ‘’Verify’’
Step 13: Enter the transaction password and click on ‘’Submit’’
Step 14: Now the user can sign in and start using the app
How to Use BOI Mobile Banking App?
To use the Bank of India (BOI) mobile app, you need to follow these basic steps:
- Download the BOI Mobile Banking app from the App Store or Google Play Store and install it on your mobile device.
- Launch the app and log in using your user ID and password.
- Once you have logged in, you will see the app’s home screen, which displays the main menu of services and features available.
- To perform a specific transaction or access a particular service, select the relevant option from the main menu.
- For example, to transfer funds, select the “Fund Transfer” option from the main menu and follow the instructions to complete the transfer.
- To pay bills, select the “Bill Payment” option and follow the prompts to complete the payment.
- You can also view your account balances and transaction history, manage your credit card, and access other banking services and features through the app.
- If you have any questions or need assistance while using the app, you can contact Bank of India’s customer support team through the app.
BOI Mobile Banking App Login
To login to the BOI Mobile Banking app, follow these steps:
- Open the BOI Mobile Banking app on your mobile device.
- Enter your user ID and password on the login screen.
- If you have enabled additional security features such as biometric login, MPIN or pattern login, you may be prompted to use one of these features to authenticate your login.
- Once you have successfully logged in, you will be taken to the app’s home screen, which displays the main menu of services and features available.
- If you forget your user ID or password, you can select the “Forgot Password” or “Forgot User ID” option on the login screen to reset your login credentials.
- If you are having trouble logging in or need assistance, you can contact Bank of India customer care team through the app.
Also, check about Mobile Banking for Different Banks:
BOI Mobile Banking : FAQs
BOI Mobile Banking is a convenient and secure way for Bank of India customers to access their bank accounts and perform a range of banking transactions and services on the go through a mobile app.
You can access a wide range of banking services and features through BOI Mobile Banking, including account balance inquiry, fund transfers, bill payments, cheque services, credit card management, investment services, and more.
Yes, BOI Mobile Banking is designed with advanced security features to protect customer information and transactions. You can also set up additional security features such as biometric login, MPIN or pattern login to make your account even more secure.
Yes, you can use BOI Mobile Banking outside of India, provided you have a valid internet connection.
There is no charge for downloading and using the BOI Mobile Banking app. However, fees may apply for specific transactions or services, such as fund transfers or bill payments.
No, you must have an account with Bank of India to register for BOI Mobile Banking.
If you forget your user ID or password, you can select the “Forgot Password” or “Forgot User ID” option on the login screen to reset your login credentials.
Yes, you can use BOI Mobile Banking on multiple devices, but you must register and login to each device separately.
If you have any questions or need assistance, you can contact Bank of India’s customer support team through the app or by visiting a Bank of India branch.