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Investment Simplified > Banking > Central Bank of India Timings: Opening Time, Lunch Time & More
Banking

Central Bank of India Timings: Opening Time, Lunch Time & More

Monika Mohan
Monika Mohan August 18, 2022 6 Min Read
Updated 2022/12/09 at 10:10 PM
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While most of the banks in India open around 9 in the morning, it is imperative to know the exact opening time of your bank. For this, we have collated the Central Bank of India timings here which include opening/closing time as well as the Central Bank lunch time. Read to know the latest Central Bank timings below.

Contents
Central Bank of India: Central Bank Timings & Working Hours in 2022Central Bank of India Timings During LockdownCentral Bank of India Timings Post LockdownCentral Bank Timings on SaturdayCentral Bank of India Lunch TimeCentral Bank of India NEFT TimingsCentral Bank of India RTGS TimingsCentral Bank of India IMPS TimingsCentral Bank of India UPI TimingsCentral Bank of India – FAQs

Central Bank of India: Central Bank Timings & Working Hours in 2022

Central Bank of India Timings – 2022

DaysBusiness Hours
Central Bank of India Timings (Monday to Saturday)10:00 AM to 4:00 PM* (2nd and 4th Saturday closed)
Central Bank of India Lunch TimeNot specified
Central Bank Opening Time10 AM every working day (for the customers)
Central Bank of India Timings

*The bank remains open till 5PM in the evening but cash transactions can only be done till 4PM. For services other than involving cash are provided till 5PM. This may extend to 6PM in some of the branches. In rural and semi-urban regions, mostly cash transactions are closed by 3:30PM and the bank closes its door by 5 in the evening.

Central Bank of India Timings During Lockdown

During lockdown, Central Bank, along with all other banks in India reduced their working hours by 2-3 hours and operated between 10 AM – 2 PM. This was done to curb the spread of the novel Coronovirus. Along with it, the staff worked at a reduced capacity of 30-50%.

Please contact the Central Bank of India customer care centre for precise bank timings.

Central Bank of India Timings Post Lockdown

Once the lockdown got lifted, all the branches of the Central Bank of India resumed their working hours. Now, the banks operate for the usual time of 10 AM to 5 PM out of which cash transactions are accepted till 4PM. This rule applies from Monday to Saturday of every week barring 2nd and 4th Saturday and any public holidays.

Also Read: Central Bank of India Mini Statement

Central Bank Timings on Saturday

Since the 1st of September 2015, all the scheduled banks in India remain closed on every 2nd and 4th Saturday. This is as per the RBI press release stating the same. Except for these two Saturdays of each month, Central Bank operates as per its usual hours.

Central Bank of India Lunch Time

Although most of the branches observe lunch hours between 2-3PM, there is no halt to the customer services. This simply means that one can visit any public branch of the Central Bank of India before the working hours and get their work done, irrespective of the working hours. How is it possible, you ask? This is because the staff takes lunch breaks in shifts which allows a portion of the employees to always be at their desks to attend customers during the working hours.

Also Read: Bank Timings in India

Central Bank of India NEFT Timings

As per the RBI guidelines, NEFT window is open throughout the day irrespective of any bank or public holiday. This is applicable to the online mode. If you wish to do an offline transaction, i.e. NEFT at the Central Bank branch, you may deposit the cheque or the NEFT form at the branch by 6PM (or 5PM) in the evening –  as per RBI. 

That said, NEFT transactions take from 30 minutes to 1 hour to reflect in the receiver’s bank account.

Central Bank of India RTGS Timings

RTGS or the Real Time Gross Settlement in the Central Bank of India can be done:

  • Online – anytime of the day (24×7)
  • At the branch – during the working hours

RTGS transactions take place on the real time, i.e. the amount is reflected in the receiver’s bank account immediately. There’s just one catch – any amount below Rs. 2 lakhs cannot be remitted using RTGS. If you want immediate transfer of an amount less than Rs. 2 lakhs, you should opt for IMPS.

Central Bank of India IMPS Timings

IMPS or the Immediate Payments System is an electronic instant payment system, just like RTGS. This is regulated by NPCI which is a subsidiary of the RBI itself. IMPS transactions can be done:

  • Online – anytime of the day (24×7)
  • At the branch – during the working hours

There is no capping on the minimum amount to be transacted using the IMPS mode.

Central Bank of India UPI Timings

UPI is a fairly easy and quick mode of online payment. Transactions using the UPI mode are done directly from bank to bank. That said, no bank account details are shared with either of the parties involved in the transaction.

Central Bank UPI transactions can be done anytime of the day, i.e. 24x7x365.

Also, check Working Hours for Other Banks:

SBI Bank TimingsUnion Bank TimingsIDBI Bank Timings
HDFC Bank TimingsICICI Bank TimingsIndusind Bank Timings
Canara Bank TimingsKotak Bank TimingsFederal Bank Timings
Axis Bank TimingsBank of India TimingsKarnataka Bank Timings
Bank of Baroda Bank TimingsBank of Maharashtra TimingsIndian Overseas Bank Timings
Indian Bank TimingsPNB Bank Timings

Central Bank of India – FAQs

1. What is the Central Bank opening time?

Central Bank opens its branches at 10AM for the public.

2. What is the Central Bank of India lunch time?

Lunch timings for the Central Bank of India vary from branch to branch. That said, customers may visit the branch anytime during the working hours.

3. Is 4th Saturday a holiday for the Central Bank of India?

Yes. Both the 2nd as well as 4th Saturday of each month is a public holiday and is observed the same by the Central of India.

4. By when can I make cash transactions in the Central Bank of India?

Cash transactions can be done from 10:30 AM to 4:00 PM on all working days in any of the Central Bank of India branch.

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Posted by Monika Mohan
Monika Mohan is a writing enthusiast who has luckily turned her passion into profession. For the greens, she has an established foot in the personal finance sector and likes to put forth complex topics in an easy-to-understand manner, minus the jargons. Outside the penny lane, it’s all about poetry, mountains and single-malts.
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