A cheque book is a financial document that is issued by the banks against savings account or current accounts held with the bank by the individuals. Each bank’s cheque book has cheque number, MICR code and IFSC code to offer safe, secure and convenient payments. Although, the first 10 cheque leaf in the cheque book issued by the bank in a financial year is free of cost. Cheque books such as SBI cheque book, HDFC cheque book, ICICI cheque book and so on are regarded as most basic ways of transferring funds to the beneficiary account. In this article, we will discuss about cheque books, cheque book request, how to fill cheque book and so on.
How to Request for Cheque Book?
Bank accountholders can apply for cheque book through three different ways-
- Online through Net Banking
- Calling the customer care team of the bank
- Visiting the branch office of the bank
Application for Cheque Book Issue
After all the free cheque leaf are exhausted, it’s time to avail the fresh cheque book to make payments, avail cash and so on. For this, you need to write an application for cheque book issue to the bank for fresh delivery of the cheque book. To apply for new cheque book, you need to write the application in the format given below:
- Address: The address of receiver and sender should be mentioned in the cheque book request letter.
- Date: It is important to mention the date when you write the request letter.
- Salutation: Maintain a formal pitch and include salutations such as Hello Madam/Sir, Ma’am/Sir to request for the cheque book.
- Subject: It is important to make the subject crisp, clear and precise.
- Main Body: The letter should be presented in such a way that introduction, main body and conclusion are aligned in productive way.
- Signature: Use ‘Your Sincerely’/ ‘Yours Faithfully’ as signatures in your cheque book request letter.
Cheque Book Request Letter Sample
6/17, East End Apartments
G N Road
Mumbai – 4000001
23 Jan 2023
The Branch Manager
State Bank of India
G N Road Branch
Mumbai – 4000001
Subject: Request Letter for Cheque Book
I am Raj Verma, and I hold a savings account with account no: 0246xxxxxxxxxx56 in your bank. I am writing this letter to request you to issue me a single cheque book of 100 leaves or two cheque books of 50 leaves each.
I have attached the copies of my Aadhaar card and address proof for your verification along with this letter.
I hope you kindly consider my request and do the needful.
Constituents of Cheque Book
The following details are mentioned in the cheque book-
- Branch code
- Customer account number
- First cheque number of the cheque book
- The total number of cheque leaves in the book
- The type of cheque
- The date on which the order was placed for the book
- The date on which the cheque book was issued
- Any other order related detail
Constituents of Cheque
The following are the details mentioned on a cheque:
- Bank Name & Logo
- Pay to (where Payee name is to be written)
- Rupees (in words)
- Rupees (in figures)
- Account Number (printed)
- Space for authorized Signatory(s)
- 6-digit cheque number
- 9-digit MICR
- 6-digit account number
- Last 2 digits of transaction ID
Also, read more articles related to Cheque:
|MICR Code||Blank Cheque||Cheque Number|
|Account Payee Cheque||Cancelled Cheque||Crossed Cheque|
|Bankers Cheque||Cheque||Difference Between Cheque & Demand Draft|
|Bearer Cheque||Cheque Bounce||How To Fill Cheque|
|Self Cheque||Types of Cheques|
Cheque Book : FAQs
You can address the request for new cheque book to your bank’s Branch Manager.
The cheque book is issued by the bank where you have applied for fresh cheque book. You can avail the new cheque book either at branch or get it delivered at your home.
As per the RBI, a cheque leaf is valid for 90 days from the date of issue.
Since the new cheque book request depends upon bank to bank and their issuance, customers can select the no of cheques they need depending upon their account type and other criteria.