HDFC Bank offers various ways of fund transfers including NEFT, RTGS and IMPS for its customers. Although HDFC does not charge any fee in case RTGS fund transfer is made through online mode i.e. Mobile Banking and Net Banking. There are certain HDFC RTGS charges when customer wish to make RTGS transfers through the branch. It is important to know the RTGS transaction amount and its charges to proceed the transactions.
RTGS Charges Levied by HDFC
Mentioned below are the HDFC RTGS charges levied on the customers per transactions-
- RTGS transactions done online are free w.e.f 1st Nov 2017.
- Transaction charges for RTGS from HDFC Bank Branches – Rs. 15 + Applicable GST

Visit the following links to know more about RTGS:
RTGS | SBI RTGS Charges | HDFC RTGS Timings |
RTGS Process | HDFC RTGS Limit | ICICI Bank RTGS Timings |
BOB RTGS Charges | RTGS Limit | RTGS Timings |
ICICI Bank RTGS Charges | SBI RTGS Limit | SBI RTGS Timings |
PNB RTGS Charges |
HDFC RTGS Charges: FAQs
There are no HDFC RTGS charges for online mode, whereas it is Rs. 15 plus GST, for transactions done at the branch.
RTGS payment service is available 24x7x365 (except 11:30 PM to 00:30 AM).
Yes. GST is paid by the customers while making RTGS transactions.
There is no upper limit for RTGS transaction if done offline i.e. visiting the branch. However, the limit is set to Rs. 50 lakhs per day if done online.