HDFC Bank is one of the leading banks in India offering multiple range of banking related products for its customers. One of them include RTGS, which allows the customer transfer money to the recipient’s account in quick time. For this, customer has to provide beneficiary’s detail to the bank to proceed with RTGS transactions. Before you wish to transfer money to beneficiary, it is important to know the HDFC RTGS limit set by the bank for its customers.
What is RTGS?
RTGS or Real Time Gross Settlement is an electronic payment transfer mode which allows customers to transfer funds from their account to recipient’s account in no time. In India, the RTGS system is maintained by the Reserve Bank of India and is available only on working days at branch and can be initiated anytime and anywhere online.
HDFC Bank RTGS Limit
The RTGS limits for HDFC Bank are as follows:
- Minimum transaction amount: Rs. 2 lakh.
- Maximum transaction amount: No Limit (At Branch) & Rs. 50 lakh per day (via Online Mode).
How to Initiate RTGS Transactions with HDFC Bank?
To make fund transfer through RTGS with HDFC Bank, you should have following beneficiary details beforehand-
- Bank name, branch name, and address
- Account number
- Account type (savings or current)
- IFSC code
- Amount to be transferred

Visit the following links to know more about RTGS:
RTGS | PNB RTGS Charges | HDFC RTGS Timings |
RTGS Process | SBI RTGS Charges | ICICI Bank RTGS Timings |
BOB RTGS Charges | RTGS Limit | RTGS Timings |
HDFC RTGS Charges | SBI RTGS Limit | SBI RTGS Timings |
ICICI Bank RTGS Charges |
HDFC Bank RTGS Limit : FAQs
The minimum limit for RTGS is Rs. 2 lakhs, and the maximum amount has no limit.
Yes. You can transfer more than Rs. 25 lakh using RTGS.
Yes, you can initiate an RTGS transaction online using HDFC Bank’s net banking facility or through the HDFC mobile banking app. You can also visit your nearest HDFC Bank branch to initiate an RTGS transaction.
Yes, there is a fee for using HDFC Bank’s RTGS facility. The fee varies depending on the amount being transferred.
RTGS transactions are processed in real-time, which means that the funds are transferred immediately from the remitter’s account to the beneficiary’s account.