HDFC UPI- How to Register, Limit and Charges

To offer seamless journey of UPI transactions for citizens across the nation, HDFC Bank has introduced HDFC UPI payment services wherein customers can send and receive funds instantly through their smartphones. For this, customers are required to make HDFC UPI Registration and then proceed further with HDFC UPI Login to make fund transfers.

What is HDFC UPI?

The HDFC UPI interface allows customers to make fund transfer through HDFC UPI ID/VPA to beneficiary’s account in real-time. This transfer can be made without using any bank details such as account number, IFSC Code and so on. HDFC UPI users are required to download HDFC UPI App on their smartphones via Google Play Store or Apple Store for their Android or iOS devices respectively. The handle name of HDFC UPI ID or VPA has suffix- @hdfcbank.

How to Register for HDFC UPI?

HDFC UPI registration is quite simple and easy to proceed for making fund transfers. But before, you make HDFC UPI Login, it is important to get HDFC UPI registration first. Follow the below mentioned steps to register for HDFC UPI-

Step 1: Download the HDFC Mobile Banking App from Google Play Store or Apple Store to your devices

Step 2: Login with your Customer ID and Password

Step 3: Now click on Menu >> Pay >> UPI Payment  from your registered mobile number

Step 4: Enter your desired HDFC UPI ID or Virtual Payment Address (VPA)

Step 5: Now you will be required to add your bank account mentioning the ATM/Debit Card details along with expiry date

Step 6: After your VPA is created, you will be required to set up 6-digit HDFC UPI PIN or mPIN to complete your registration.

How to Send Money Using HDFC UPI?

Following are the steps to send/receive money through HDFC UPI-

Step 1: Login to your HDFC Mobile Banking App

Step 2: Click ‘BHIM UPI Payment’ available at the bottom of app

Step 3: Enter your 6-digit app password

Step 4: Click ‘Send Money’

Step 5: You can pay via UPI ID or VPA of the beneficiary, Account No., IFSC, Mobile Number, etc.

Step 6: Now enter the amount you want to send

Step 7: Enter your 6-digit UPI PIN and click ‘Pay’

How to Receive Money Using HDFC UPI?

To collect payment, you are required to follow the below-mentioned steps-

Step 1: Login to your HDFC Bank Mobile Banking App

Step 2: Click on Account >> BHIM HDFC Bank >> Request Money

Step 3: Go to Collection Option

Step 4: Now enter the UPI ID or VPA of the payer

Step 5: Enter the amount and other details

Step 6: You can set the Expiry Duration and then Initiate Request

Step 7: The payer will receive the notification regarding payment of money

Step 8: After the payer approves the payment, you will be able to receive the payment in quick time

HDFC UPI Transaction Limit

HDFC Bank has restricted HDFC UPI Limit up to certain for sending and receiving payments. The UPI limit per day HDFC is Rs.1 Lakh or maximum of 10 transactions. This HDFC UPI transaction limit is available for P2P (Person to Person) and P2M (Person to Merchant) and the HDFC UPI limit is calculated on 24-hours basis.

HDFC UPI Charges

There are no UPI charges by HDFC Bank for making HDFC UPI Payments. Individuals can make transactions 24x7x365, even on national and bank holidays.

HDFC UPI Customer Care

In order to report any unauthorized UPI transactions or raise query/complaints, you can connect with the HDFC UPI Customer Care Number and get your queries resolved. The HDFC UPI toll-free helpline number is-

18002586161

Also, customers can connect to HDFC Bank Customer Care Number in case of any query or complaints related to HDFC bank accounts.

Visit the following links to know more about UPI:

HDFC UPI: FAQs