To offer seamless journey of UPI transactions for citizens across the nation, HDFC Bank has introduced HDFC UPI payment services wherein customers can send and receive funds instantly through their smartphones. For this, customers are required to make HDFC UPI Registration and then proceed further with HDFC UPI Login to make fund transfers.
What is HDFC UPI?
The HDFC UPI interface allows customers to make fund transfer through HDFC UPI ID/VPA to beneficiary’s account in real-time. This transfer can be made without using any bank details such as account number, IFSC Code and so on. HDFC UPI users are required to download HDFC UPI App on their smartphones via Google Play Store or Apple Store for their Android or iOS devices respectively. The handle name of HDFC UPI ID or VPA has suffix- @hdfcbank.
How to Register for HDFC UPI?
HDFC UPI registration is quite simple and easy to proceed for making fund transfers. But before, you make HDFC UPI Login, it is important to get HDFC UPI registration first. Follow the below mentioned steps to register for HDFC UPI-
Step 1: Download the HDFC Mobile Banking App from Google Play Store or Apple Store to your devices
Step 2: Login with your Customer ID and Password
Step 3: Now click on Menu >> Pay >> UPI Payment from your registered mobile number
Step 4: Enter your desired HDFC UPI ID or Virtual Payment Address (VPA)
Step 5: Now you will be required to add your bank account mentioning the ATM/Debit Card details along with expiry date
Step 6: After your VPA is created, you will be required to set up 6-digit HDFC UPI PIN or mPIN to complete your registration.
How to Send Money Using HDFC UPI?
Following are the steps to send/receive money through HDFC UPI-
Step 1: Login to your HDFC Mobile Banking App
Step 2: Click ‘BHIM UPI Payment’ available at the bottom of app
Step 3: Enter your 6-digit app password
Step 4: Click ‘Send Money’
Step 5: You can pay via UPI ID or VPA of the beneficiary, Account No., IFSC, Mobile Number, etc.
Step 6: Now enter the amount you want to send
Step 7: Enter your 6-digit UPI PIN and click ‘Pay’
How to Receive Money Using HDFC UPI?
To collect payment, you are required to follow the below-mentioned steps-
Step 1: Login to your HDFC Bank Mobile Banking App
Step 2: Click on Account >> BHIM HDFC Bank >> Request Money
Step 3: Go to Collection Option
Step 4: Now enter the UPI ID or VPA of the payer
Step 5: Enter the amount and other details
Step 6: You can set the Expiry Duration and then Initiate Request
Step 7: The payer will receive the notification regarding payment of money
Step 8: After the payer approves the payment, you will be able to receive the payment in quick time
HDFC UPI Transaction Limit
HDFC Bank has restricted HDFC UPI Limit up to certain for sending and receiving payments. The UPI limit per day HDFC is Rs.1 Lakh or maximum of 10 transactions. This HDFC UPI transaction limit is available for P2P (Person to Person) and P2M (Person to Merchant) and the HDFC UPI limit is calculated on 24-hours basis.
HDFC UPI Charges
The HDFC Bank does not charge a single rupee for making HDFC UPI Payments. Individuals can make transactions 24x7x365, even on bank and national holidays.
HDFC UPI Customer Care
In order to report any unauthorized UPI transactions or raise query/complaints, you can connect with the HDFC UPI Customer Care Number and get your queries resolved. The HDFC UPI toll-free helpline number is-
Also, customers can connect to HDFC Bank Customer Care Number in case of any query or complaints related to HDFC bank accounts.
HDFC UPI: FAQs
No. Currently, you cannot transfer money abroad using HDFC UPI.
There is no privilege provided to any user to increase UPI limit is HDFC UPI. It is all set to ₹1 lakhs or maximum of 10 transactions one can do through HDFC UPI.
Yes. You can apply for IPO via UPI. However, users are allowed a maximum limit of ₹5 lakhs per transaction.
Yes. HDFC Bank currently does not charge any amount of money for making UPI transactions.
The full form of UPI is Unified Payment Interface.