Cheques are the most influencing financial instruments that allows individuals to proceed any transfers in safe and secure manner. In case an individual fail to fill a cheque properly, the cheque might get rejected by the bank. In order to avoid these circumstances, one should be familiar with how to fill a cheque? In this article, we will discuss about writing a cheque, and parties involved in handling the cheque properly.
Parties Involved in Cheque Transactions
In general, there are three parties involved in making cheque based transaction smoother and simpler. Below given are the parties involved-
- Drawer: It is the person or institution who issues or write the cheque.
- Drawee: It is mediator in form of financial institution which connects the drawer and payee.
- Payee: It is the person or institution who will receive the amount mentioned on the cheque.
How to Fill a Cheque?
Cheque consists of various parts which needs to be filled very carefully to avoid any rejection by the bank. Given below are the important parts of cheque-
Step 1: Enter the Payee Information- This block on the cheque requires full name of payee.
Step 2: Mention the date, month and year in this box when the cheque will be issued.
Step 3: Under this, the drawer has to mention the amount in words.

Step 4: The account number must be mentioned down to process the payment.
Step 5: It is important that drawer should sign the cheque properly in the designated signature space.
Things to Keep in Mind While Filling a Cheque
As you have understood how to fill the cheque, there are certain things one should keep in mind when doing so. Given below are few:
- Ensure there are not too much space left between the words
- Do not overwrite anything on the cheque
- Avoid signing over the MICR code
- Always fill the correct date in the format given on the cheque
- Always use only after you have written the amount in words
- Check all the spellings are correct
- Never hand over your cheque with only a signature
- Keep track of your cheques throughout
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How to Fill Cheque : FAQs
Cheque number consists of six-digits written at the bottom-left hand corner of the cheque.
You need to draw two parallel crossed lines at the top left side of the instrument. You will then need to write ‘A/C Payee Only’.
No. You cannot overwrite on the cheque. This may lead to rejection by the bank.
Always use blue or black point pen that doesn’t leak ink.