Before you head to your nearest branch to make fund transfer via RTGS, It is important to know the ICICI Bank RTGS Timings. ICICI Bank is one of the leading private sector banks operating in India. ICICI Bank offers multiple range of financial products including loans, cards, investment, fund transfer and many more. With ICICI Bank RTGS, customers can send money to the beneficiary account immediately with paying a nominal fee depending upon the amount to be transferred.
What is RTGS?
RTGS is one of of the fastest mode of fund transfer methods apart from NEFT and IMPS. It is also one of the efficient methods used for making high-value transactions with immediate settlement. Customers of ICICI can transfer a minimum of Rs. 2 lakhs per day and maximum of Rs. 10 lakhs per day. ICICI Bank charges a nominal fee for initiating RTGS transactions via branch. There is no charge for making RTGS transaction online
ICICI RTGS Timings
ICICI Bank’s RTGS service is available to customers from Monday to Saturday, excluding Sundays and bank holidays, 1st Saturday and 3rd Saturday at branch.
ICICI Bank’s RTGS timings are from 9:30 AM to 3:00 PM on working days at branch. This means RTGS transactions can only be made when branches are operational. And branches are operational from Monday to Saturday except 2nd and 4th Saturday, bank holidays and weekends. Transactions initiated during these hours will be processed on the same day.
However, all RTGS transactions can be made anytime, if done through online modes i.e. Internet Banking and Mobile Banking.
How to Initiate an RTGS Transaction with ICICI Bank?
Customers need to have below mentioned details of beneficiary to initiate RTGS transaction through ICICI Bank-
- Account number
- Beneficiary name
- IFSC code
- Amount to be transferred
Once you have the above mentioned details, you can initiate an RTGS transaction in the following steps:
Step 1: Login to the ICICI Bank net banking portal or mobile app
Step 2: Click “Funds Transfer”
Step 3: Select “RTGS”

Step 4: Enter the beneficiary’s bank account details and the amount you wish to transfer
Step 5: Confirm the transaction details and enter the transaction password or OTP for verification
Step 6: Once the transaction is confirmed, the funds will be transferred to the beneficiary’s account instantly.
Conclusion
ICICI Bank’s RTGS service is a fast, secure, and reliable way to transfer funds between banks. With the bank’s regular and extended RTGS timings, customers can initiate transfers at their convenience and get their transactions processed quickly. By following the simple steps outlined above, customers can easily initiate an RTGS transaction with ICICI Bank and enjoy a hassle-free banking experience.
Visit the following links to know more about RTGS:
RTGS | PNB RTGS Charges | SBI RTGS Limit |
RTGS Process | SBI RTGS Charges | HDFC RTGS Timings |
BOB RTGS Charges | HDFC RTGS Limit | RTGS Timings |
HDFC RTGS Charges | RTGS Limit | SBI RTGS Timings |
ICICI Bank RTGS Charges |
ICICI RTGS Timings- FAQs
ICICI Bank RTGS timings are from 9:30 AM to 3:00 PM on working days. The bank does not process RTGS transactions on Sundays and public holidays at branch. However, if you wish to proceed RTGS transactions through online mode, you can make fund transfer 24×7.
The minimum amount that can be transferred using ICICI RTGS is Rs. 2 lakhs.
Yes. The maximum limit for ICICI RTGS transactions is Rs. 10 lakhs per day.
Yes, ICICI Bank charges a fee for RTGS transactions. The fee depends on the amount transferred and is typically higher than the fee for NEFT transactions.
ICICI Bank processes RTGS transfers in real-time, which means that the funds are credited to the recipient’s account almost immediately after the transaction is initiated.