Do you have an account in ICICI Bank? If you’re nodding in affirmation, this post is for you. With a right ICICI debit card, you will be able to shop with much ease and earn cashbacks or rewards, wherever possible.
Let’s begin.
Best ICICI Debit Cards in India, 2022
Compare from the detailed list given below about the variety of debit cards offered by ICICI Bank to its customers:
| ICICI Debit Card | Daily Usage Limit | Fees | Salient Features |
| ICICI Coral+ International Debit Card | ATM: Rs 1.5 lakhs Shopping: Rs 5 lakhs | Joining: Nil Monthly: Rs 249 | Annual Savings up to Rs 35,000 2 points/4 points on every Rs 200 spent on domestic/international transaction |
| ICICI Sapphiro International Debit Card | ATM: Rs 2.5 lakhs Shopping: Rs 7.5 lakhs | Joining: Rs 1,999 Annual: Rs 1,499 from 2nd year onwards | Annual Savings up to Rs 30,000 4 points/8 points on every Rs 200 spent on domestic/international transaction |
| ICICI Rubyx International Debit Card | ATM: Rs 1.5 lakhs Shopping: Rs 5 lakhs | Joining: Rs 999 Annual: Rs 749 from 2nd year onwards | Annual Savings up to Rs 20,000 3 points/6 points on every Rs 200 spent on domestic/international transaction |
| ICICI Coral International Debit Card | ATM: Rs 1.5 lakhs Shopping: Rs 5 lakhs | Joining: Rs 599 Annual: Rs 599 from 2nd year onwards | Annual Savings up to Rs 10,000 2 points/4 points on every Rs 200 spent on domestic/international transaction |
| ICICI Women’s Debit Card | ATM: Rs 1.25 lakhs Shopping: Rs 5 lakhs | Communicated by the bank | 1 reward point on every Rs 200 spent Fuel surcharge waived at HPCL,IOCL and BPCL fuel outlets |
| ICICI Titanium Debit Card | ATM: Rs 1 lakh Shopping: Rs 5 lakhs | Communicated by the bank | Zero fuel surcharge at govt. fuel outlets 2 reward points on every Rs 200 spent |
Note: Fee/charges are exclusive of GST.
Know about the latest GST Rates
How to Apply for an ICICI Debit Card?
If you have an ICICI Bank account and want to apply for an ICICI debit card, you can simply visit your nearby ICICI Bank branch and ask for a debit card or for an upgraded version of your existing debit card, if you’re already using one.
If your account profile matches, you will be asked to fill the debit card application form and furnish your PAN card & residence proof for authentication.
For new customers, you can simply apply online for an ICICI Bank savings account from the bank’s website and after successfully application, you will be sent your account-related details, passbook, complementary 5-leaf cheque book and a complementary basic debit card to your doorstep within the stipulated time.
ICICI Debit Card EMI
To check whether your ICICI debit card is eligible for EMI facility, send the following SMS:
DCEMI_XXXX to 5676766
(XXXX – last four digits of debit card)
If you’re eligible, you will get an option to convert your online purchase into EMI of at least 3 months and up to 24 months, basis your profile. The same will be applicable on POS transactions as well.
How to Activate ICICI Debit Card?
When you open a bank account and receive your debit card, the first thing to do is activate that debit card. This unlocks your card for ATM usage and online/POS transactions as well. You can activate ICIC debit card easily at any ICICI Bank ATM by generating the PIN.
Another option is to use the netbanking services to activate your ICICI Debit Card. This is how:
- Log into your ICICI netbanking account
- Find the Generate ATM PIN option
- Select Generate Now
- Enter your ICICI debit card number and CVV
- Enter the OTP received on your regd. mobile number
- Create your PIN
ICICI Debit Card PIN Generation
Steps to generate ICICI debit card PIN via iMobile app:
- Download & install the iMobile app.
- Register using your debit card and regd. mobile number and log in.
- Click on Services > Card Services > Generate Debit Card PIN
- Choose your debit card from the drop down list.
- Enter debit card number and CVV.
- Create a 4-digit PIN of your choice.
- Re-enter & confirm.
Steps for ICICI debit card PIN generation via Internet Banking:
- Log into your ICICI Bank netbanking account.
- Click on MY CARD PIN.
- Click on Debit Card PIN and select the Generate Now option.
- Select your debit card & enter the details asked.
- Enter the OTP sent to your regd. mobile number.
- Create a PIN of your choice & re-enter the same.
- Confirm to set this PIN.
Steps for ICICI debit card PIN generation via Customer Care:
Call on the ICICI Bank customer care number using your registered mobile number. This will be an IVR service. Press the number for Banking Services after which you’ll be required to choose the Generate debit card PIN option.
1800 1080 – ICICI Customer Care (Personal Banking Number)
Next, enter your 16-digit debit card number, expiry date, CVV and date of birth for authentication. Now, you will be asked to create your ICICI debit card PIN by pressing the numbers on your mobile phone. This way, you’ll be able to generate ICICI debit card PIN via call.
Check debit cards offered by different banks:
ICICI Debit Card: FAQs
ICICI debit card annual fee ranges from Rs 99 to Rs 1,499.
For any queries like ICICI debit card pin generation or activation, call on 1800 1080 which is the ICICI Bank customer care number for personal banking.
For unblocking debit card, call on the ICICI customer care number and provide your card details and verification. Alternatively, you can also login to your ICICI Bank netbanking account or go to your nearby ICICI ATM to block or unblock your debit card.
The bank usually takes 1 day to unblock your ICICI debit card. If you’ve already placed a request for the replacement of your blocked card, unblocking request will be declined.
