ICICI Bank is a leading private sector bank in India that offers a comprehensive mobile banking app for its customers. With the ICICI Mobile Banking app, customers can access a wide range of banking services from their mobile devices, making it easier and more convenient to manage their finances.
Types of ICICI Mobile Banking Apps
ICICI Bank offers several different mobile banking apps to cater to the needs of its diverse customer base. Here are some of the types of ICICI Mobile Banking apps:
iMobile Pay
This is the main mobile banking app from ICICI Bank, and it offers a wide range of banking services, including account information, fund transfers, bill payments, investment options, and more. The iMobile app is available for both Android and iOS devices.
Pockets by ICICI Bank
This is a digital wallet app from ICICI Bank that allows customers to make payments and transfer funds using their mobile devices. The Pockets app also offers a range of features, including bill payments, mobile recharge, and more.
InstaBIZ
This is a business banking app from ICICI Bank that allows business customers to manage their accounts and transactions from their mobile devices. The app offers features such as account information, fund transfers, bill payments, and more.
Coral Pay
This is a merchant app from ICICI Bank that allows merchants to accept payments using their mobile devices. The Coral Pay app supports various payment methods, including UPI, QR code, and NFC.
mPassbook
This is a mobile passbook app from ICICI Bank that allows customers to view their account transactions and balance information on their mobile devices. The app is available for both Android and iOS devices.
EazyPay
This is a merchant app from ICICI Bank that allows merchants to accept payments using UPI and other payment methods. The app also offers features such as transaction history and reports.
Features of ICICI Mobile Banking App
Here are some of the key features of the ICICI Mobile Banking app:
- Account Information: Customers can view their account balance and transaction history, and they can also download account statements.
- Fund Transfers: The app allows customers to transfer funds to other ICICI Bank accounts as well as accounts in other banks using NEFT, IMPS, and RTGS.
- Bill Payment: Customers can use the app to pay bills for a wide range of services, including electricity, gas, water, and mobile phone bills.
- Card Services: Customers can manage their ICICI Debit Cards and Credit Cards using the app, including blocking or unblocking cards, setting spending limits, and requesting replacement cards.
- Investments: The app allows customers to invest in a range of financial products, including mutual funds, fixed deposits, and recurring deposits.
- Loans: Customers can apply for loans using the app, including personal loans, home loans, and car loans.
- Insurance: Customers can purchase insurance products such as health insurance, car insurance, and travel insurance through the app.

iMobile Pay – ICICI Mobile Banking App
iMobile Pay is a mobile banking app from ICICI Bank that offers a range of digital payment solutions to its customers. The app is designed to make it easier and more convenient for customers to make payments and transfer funds using their mobile devices.
Here are some of the key features of iMobile Pay:
- UPI Payments: The app allows customers to make payments using UPI (Unified Payments Interface), which is a popular payment method in India. With UPI, customers can transfer funds to other bank accounts, pay bills, and make online purchases.
- Cardless Cash Withdrawal: iMobile Pay also offers cardless cash withdrawal, which allows customers to withdraw cash from an ICICI Bank ATM without using their debit card. This feature is particularly useful for customers who have forgotten their debit cards or do not want to carry them around.
- Quick Pay: The app also offers Quick Pay, which is a feature that allows customers to make payments without adding a beneficiary. This feature is especially useful for customers who need to make a quick payment without going through the process of adding a beneficiary.
- Scan to Pay: iMobile Pay also supports Scan to Pay, which allows customers to make payments by scanning a QR code. This feature is particularly useful for customers who are making payments in stores or restaurants.
- Bill Payment: The app also offers a range of bill payment options, including electricity, gas, water, and mobile phone bills. Customers can use the app to pay bills from their mobile devices, making it easier and more convenient than traditional payment methods.
How to Register for ICICI Mobile Banking App – iMobile Pay
You can register for ICICI Mobile Banking App – iMobile Pay by following these steps:
- Download the iMobile Pay app: The app is available for download on both Google Play Store and the Apple App Store.
- Open the app: Once the app is downloaded and installed on your mobile device, open it.
- Select ‘I am a new user’: On the login screen, select the ‘I am a new user’ option.
- Enter your registered mobile number: Enter the mobile number registered with your ICICI Bank account. Make sure that the mobile number is active and can receive SMS.
- Verify your mobile number: You will receive an OTP (One-Time Password) on your registered mobile number. Enter the OTP in the app to verify your mobile number.
- Enter your Debit Card details: Enter the 16-digit debit card number and the 4-digit PIN associated with the card. If you do not have a debit card, you can select the ‘Generate Now’ option to get a virtual debit card.
- Create a username and password: Choose a username and password for your iMobile Pay account. The username must be between 4-14 characters and the password must be between 8-16 characters.
- Set up the app: Follow the on-screen instructions to set up the app, including setting up your security questions and answers, and your transaction limits.
- Start using the app: Once the setup is complete, you can start using the iMobile Pay app to make payments, transfer funds, and manage your ICICI Bank account.
How to Use iMobile Pay
Follow the below mentioned steps to use the iMobile Pay App:
Step 1: Download the app from Google Play Store/iOS App Store and get registered with the bank.
Step 2: After successful registration, proceed with ICICI Bank Mobile Banking Login using your credentials. Additionally, you can also enable Touch ID or Face ID for further use.
Step 3: After logging in to the app, you can check your ICICI account balance, raise request, check summary, etc.
ICICI Bank WhatsApp Banking
ICICI Bank customers can access banking services through WhatsApp by following these steps:
- Save ICICI Bank’s official WhatsApp number “+91 8640086400” to your mobile phone’s contact list.
- Send a message with the text “Hi” to the saved WhatsApp number. This will initiate a conversation with ICICI Bank on WhatsApp.
- ICICI Bank will send you a message with a list of available banking services on WhatsApp.
- Reply to the message with the number corresponding to the service you want to access.
- Follow the instructions given by ICICI Bank on WhatsApp to complete the transaction or service you have requested.
Here are some of the banking services that you can access through ICICI WhatsApp Banking:
- Account balance inquiry
- Mini statement request
- Cheque book request
- Credit card limit inquiry
- Credit card statement request
- Fixed deposit inquiry
- Service request
- IMPS fund transfer
Also, check about Mobile Banking for Different Banks:
ICICI Bank Mobile Banking : FAQs
To register for ICICI Bank Mobile Banking, you can download the ICICI Bank iMobile app from the Google Play Store or Apple App Store and follow the registration process.
Yes, ICICI Bank Mobile Banking is safe and secure. The app uses multiple layers of security to protect your personal and financial information, such as a 4-digit PIN or fingerprint/face recognition to access the app.
Yes, you can use ICICI Bank Mobile Banking on multiple devices, but you will need to register each device separately.
No, there is no fee for using ICICI Bank Mobile Banking. However, your mobile network provider may charge you for using mobile data.
If you forget your ICICI Bank Mobile Banking PIN, you can reset it by clicking on the “Forgot PIN” option in the app and following the instructions provided.
Yes, you can block your ICICI Bank Mobile Banking account in case of loss or theft of your mobile phone. You can do this by calling the ICICI Bank Customer Care number or through the iMobile app itself.