ICICI Bank UPI- Download, Limit & Charges

ICICI Bank is one of the largest privately held banks in India. It offers various banking services and products including ICICI Bank Debit Card, Loan, Bank Accounts and so on. To offers seamless banking solution to its customers, ICICI Bank has introduced its own version of ICICI Bank Mobile Banking App by the name- iMobile Pay. Through this ICICI Bank App, users can send and receive money within few seconds via VPA/UPI ID. Also, users can make ICICI Bank credit card payment via UPI.

What is ICICI Bank UPI?

UPI stands for Unified Payment Interface which enables users to send money via mobile phone from one bank account to the other. The ICICI Bank UPI App- iMobile Pay has collaborated with BHIM UPI to send and receive money via UPI. Although, ICICI Bank does not have any separate app dedicated to particularly use UPI. The iMobile Pay is embedded in the bank’s mobile banking app. Individuals can download the app through App Store or Google Play Store for Android or iOS devices respectively.

How to Download/Install ICICI Bank UPI?

For ICICI Bank UPI, you need to first download the ICICI Bank Mobile Banking App- iMobile. This app can only be downloaded if you have a ICICI Bank savings account, ICICI Bank Credit Card, ICICI Bank Loan. Follow the steps to download and install the ICICI iMobile App.

Step 1: Download and install the iMobile App from App Store or Google Play Store.

Step 2: Click ‘I already have an Account’

Step 3: Now verify your account using your login credentials

Step 4: Set up your login PIN.

Step 5: You have successfully downloaded the app. Now you can make UPI transactions.

How to Register for ICICI Bank UPI on iMobile App?

To send and receive money via ICICI Bank UPI, you need to get registered with the app.

Step 1: Download the ICICI Mobile Banking App- iMobile Pay from the App Store or Google Play Store

Step 2: Launch the app and login

Step 3: Click ‘BHIM UPI’

Step 4: Now go to ‘My Profile’ tab

Step 5: Click on ‘Create New VPA’

Step 6: Enter the VPA/UPI ID as per your choice and check its availability

Step 7: Link your VPA to any bank account

Step 8: Submit the request and your ICICI VPA/ICICI UPI ID has been created

How to transfer funds using ICICI Bank UPI through the iMobile App?

After ICICI Bank UPI registration, users can send from their bank account to the other. Follow the steps given below to send money-

Step 1: Login iMobile App using login credentials

Step 2: Click ‘BHIM UPI’

Step 3: Click ‘Send’ under the ‘Transact’ option

Step 4: Now select your VPA/UPI ID

Step 5: Enter the amount you want to send and other details

Step 6: Click ‘Proceed’

Step 7: Click ‘Submit’ to complete the transaction

How to Collect/Request Money using ICICI Bank UPI?

Step 1: Login to iMobile App

Step 2: Click ‘BHIM UPI’

Step 3: Click ‘Collect’ under the ‘Transaction’ tab

Step 4: Select your VPA in which you want your funds to be deposited

Step 5: Enter the Payer’s VPA or UPI ID

Step 6: Enter the amount you want to receive

Step 7: Select ‘Collect Now’ or ‘Collect Later’ option as per your choice

Step 8: Confirm the above details and click ‘Submit’ to complete the request

How to Register for ICICI Bank UPI using Pockets App?

ICICI Bank introduced Pockets by ICICI Bank that lets the customer to scan and pay via Pockets digital wallet while using UPI. Through Pockets App, customers can pay at merchants, sites, Scan and Pay, collect and send money and all other UPI transactions.

Follow the below mentioned steps to register for ICICI Bank UPI using Pockets App:

Step 1: Download the Pockets App on your smartphone.

Step 2: Login to the app using your login credentials.

Step 3: Your Pockets VPA will be created instantly.

Step 4: Now click ‘BHIM UPI’ icon.

Step 5: Select ‘Pockets VPA’ to scan and pay money.

Step 6: Money will be deducted from your Pockets Wallet.

However, ICICI Bank also allows customer to register via Internet Bank. For this, you can visit ICICI Bank internet banking website. Go to ‘My Accounts’ and select ‘Pockets’ to create your wallet instantly.

ICICI Bank UPI Transaction Limit

Users can make fund transfers up to Rs. 1 lakh per day or up to 10 transactions per day in the latest ICICI Bank UPI limit set by the bank.

ICICI Bank UPI Charges

Currently, there are no UPI charges levied by ICICI Bank for making any transactions through the app. However, in case of any concerns, users can reach out to the ICICI Bank customer care number to get queries answered.

Visit the following links to know more about UPI:

ICICI Bank UPI- FAQs