ICICI Bank is one of the largest privately held banks in India. It offers various banking services and products including ICICI Bank Debit Card, Loan, Bank Accounts and so on. To offers seamless banking solution to its customers, ICICI Bank has introduced its own version of ICICI Bank Mobile Banking App by the name- iMobile Pay. Through this ICICI Bank App, users can send and receive money within few seconds via VPA/UPI ID. Also, users can make ICICI Bank credit card payment via UPI.
What is ICICI Bank UPI?
UPI stands for Unified Payment Interface which enables users to send money via mobile phone from one bank account to the other. The ICICI Bank UPI App- iMobile Pay has collaborated with BHIM UPI to send and receive money via UPI. Although, ICICI Bank does not have any separate app dedicated to particularly use UPI. The iMobile Pay is embedded in the bank’s mobile banking app. Individuals can download the app through App Store or Google Play Store for Android or iOS devices respectively.
How to Download/Install ICICI Bank UPI?
For ICICI Bank UPI, you need to first download the ICICI Bank Mobile Banking App- iMobile. This app can only be downloaded if you have a ICICI Bank savings account, ICICI Bank Credit Card, ICICI Bank Loan. Follow the steps to download and install the ICICI iMobile App.
Step 1: Download and install the iMobile App from App Store or Google Play Store.
Step 2: Click ‘I already have an Account’
Step 3: Now verify your account using your login credentials
Step 4: Set up your login PIN.
Step 5: You have successfully downloaded the app. Now you can make UPI transactions.
How to Register for ICICI Bank UPI on iMobile App?
To send and receive money via ICICI Bank UPI, you need to get registered with the app.
Step 1: Download the ICICI Mobile Banking App- iMobile Pay from the App Store or Google Play Store
Step 2: Launch the app and login
Step 3: Click ‘BHIM UPI’
Step 4: Now go to ‘My Profile’ tab
Step 5: Click on ‘Create New VPA’
Step 6: Enter the VPA/UPI ID as per your choice and check its availability
Step 7: Link your VPA to any bank account
Step 8: Submit the request and your ICICI VPA/ICICI UPI ID has been created
How to Send Money using ICICI Bank UPI?
After ICICI Bank UPI registration, users can send from their bank account to the other. Follow the steps given below to send money-
Step 1: Login iMobile App using login credentials
Step 2: Click ‘BHIM UPI’
Step 3: Click ‘Send’ under the ‘Transact’ option
Step 4: Now select your VPA/UPI ID
Step 5: Enter the amount you want to send and other details
Step 6: Click ‘Proceed’
Step 7: Click ‘Submit’ to complete the transaction
How to Collect/Request Money using ICICI Bank UPI?
Step 1: Login to iMobile App
Step 2: Click ‘BHIM UPI’
Step 3: Click ‘Collect’ under the ‘Transaction’ tab
Step 4: Select your VPA in which you want your funds to be deposited
Step 5: Enter the Payer’s VPA or UPI ID
Step 6: Enter the amount you want to receive
Step 7: Select ‘Collect Now’ or ‘Collect Later’ option as per your choice
Step 8: Confirm the above details and click ‘Submit’ to complete the request
ICICI Bank UPI Transaction Limit
Users can make fund transfers up to ₹1 lakh per day or up to 10 transactions per day in the latest ICICI Bank UPI limit set by the bank.
ICICI Bank UPI Charges
Currently, there are no charges levied by ICICI Bank for making any UPI transactions through the app. However, in case of any concerns, users can reach out to the ICICI Bank customer care number to get queries answered.
ICICI Bank UPI- FAQs
You need to login the iMobile App >> Click BHIM UPI >> My Profile >> Create New VPA >> Enter your desired VPA/UPI ID >> Link VPA to your bank account >> Submit the request.
No. ICICI Bank does not have any special app to perform UPI transactions.
VPA stands for Virtual Payment Address or commonly called as UPI ID. The VPA/UPI ID is used to send and receive money from one bank account to the other. VPA for ICICI Bank is created in the format- abc@icici.
Yes. It is absolutely safe and secure to perform any UPI transactions 24x7x365.
Yes. iMobile App offers the Scan QR Code function to send payments to someone.