This post helps customers of the Indian Bank check and compare from a list of Indian Bank debit cards and find the one that suits their usage the best. Listed are also the ways for Indian Bank Debit Card PIN Generation via ATM and internet banking, etc.
Best Indian Bank Debit Cards
The following table helps reader get a basic idea of some of the different types of Indian Bank debit cards based on their ATM/transaction limits:
Indian Bank | Usage Limit |
RuPay International Platinum (Contact) | ATM: Rs 1 lakh Purchase: Rs 2 lakhs |
RuPay Select | ATM: Rs 50,000 Purchase: Rs 1 lakh |
MasterCard World (Contact) | ATM: Rs 50,000 Purchase: Rs 1 lakh |
MasterCard World Platinum (Contactless) | ATM: Rs 50,000 Purchase: Rs 1 lakh |
Types of Indian Bank Debit Cards
The following-mentioned are the various types of Indian Bank debit cards currently available:
Indian Bank RuPay Platinum Card (Contact & Contactless)
This debit card comes with usage limit of Rs 50,000 in ATM and Rs 1 lakh at Point-of-Sales transactions. You also get insurance cover for accidental death, airport lounge access and more with this Indian Bank RuPay Platinum debit card. It comes with a contactless variant as well.
Indian Bank RuPay International Platinum Debit Card (Contact)
Indian Bank RuPay International Platinum debit card offers a usage limit of Rs 1 lakh in ATM and Rs 2 lakhs at Point-of-Sales transactions. Along with this, it offers insurance cover for accidental death, airport lounge access and other benefits.
Indian Bank RuPay Select Debit Card (Contactless)
This is one of the top Indian Bank debit card variants that offers contactless POS purchase facility for up to Rs 5,000. Usage limit is set at Rs 50,000 and Rs 1 lakh for POS purchases. There’s also an in-built Insurance Cover of up to Rs 10 Lakhs
Indian Bank RuPay Classic Contactless Card (NCMC)
This Indian Bank debit card comes with decent usage limits of Rs 25,000 for ATM withdrawal as well as POS purchases. It’s a contactless card which offers you to do transactions of up to Rs 5,000 without touching the machine. If you need to make a higher amount of transaction, you need to enter your debit card PIN manually.
Indian Bank DIGI – RuPayClassic Card
This RuPay Classic debit card by Indian Bank comes with usage limit of Rs 10,000 in ATM and Rs 10,000 in Point-of-sales purchases. It’s for the digital accounts in the bank. You can get the contactless variant as well.
Indian Bank Senior Citizen Debit Card
For the senior citizens (60 years old or more), this IB debit card can be customized with customer’s photo, blood group, and DOB. It’s daily usage limit is Rs 25,000 for ATM withdrawals and Rs 50,000 for POS transactions.
Other Indian Bank debit cards include the following:
- Indian Bank PMJDY Debit Card Indian Bank RuPay Kisan Card
- Indian Bank Mudra Debit Card Indian Bank MasterCard World
- Indian Bank MasterCard World Platinum

Indian Bank Debit Card Apply
Customers do not need to apply for a separate debit card when they open an account with any bank. The same goes with the Indian Bank debit cards. That said, if you’re already using an Indian Bank debit card and wish to upgrade with higher limits, you may check the offers on your account via netbanking or visit your nearby Indian Bank branch for more information.
Also Read: Indian Bank Timings
Indian Bank Debit Card Pin Generation Online
You can generate new Indian Bank debit card PIN at any of the bank’s ATMs. All you need is to carry your registered mobile number with you and authenticate with an OTP that will be sent to this number when you select for PIN generation.
Another option is to login to your Indian Bank netbanking account and choose the debit card PIN generation option under the Cards section.
Also Read: All About Netbanking
Number of Transactions Permitted On Indian Bank Debit Card
The following table enlists the daily limits for using your Indian Bank debit card at ATMs and POS (Point of Sales machines):
Type of Transaction | Number of Transactions Per Day |
ATM (Domestic) | 5 |
Domestic POS/E-Comm. transactions | 10 |
International POS/E-Comm. transactions | 3 |
IRCTC Ticket Booking | 4 |
Cash at POS and purchases with cashback transactions | 3 |
Indian Bank Debit Card Charges
You can use your Indian Bank debit card at any ATM for cash withdrawal, balance enquiry, mini statement, PIN change and more. The following are the charges for using your Indian Bank debit card at ATM (bank’s ATMs and other ATMs as well):
ATM | For Cash Withdrawal | For Non-Cash Transactions |
Indian Bank ATMs | Free | Free |
Other Bank ATMs (Domestic) | 3/5 free transactions in Metro/Non-Metro areas | |
Other Bank ATMs (Domestic) after free transaction limit | Rs 20 per transaction | Rs 10 per transaction |
MasterCard Transactions | Rs 100* | Rs 20* |
*With GST
Indian Bank Debit Card Customer Care Number
If you have any queries related to your Indian Bank debit card, you may call on the following number:
1800-425-0000
Check debit cards offered by different banks:
Indian Bank Debit Card: FAQs
Call 1800 425 00 000 to block your Indian Bank debit card. Alternatively, login to netbanking and navigate – Value Added Services > Debit Card Services > Debit Card Hot-Listing.
The bank allows unlimited number of transactions at Indian Bank ATMs. For other bank ATMs, you can do 3 and 5 transactions per month in metro and non-metro regions, respectively.
SMS BLOCK to 092310 00001 or 092895 92895 to block digital transactions on your Indian Bank debit card.