This post helps customers of the Indian Bank check and compare from a list of Indian Bank debit cards and find the one that suits their usage the best. Listed are also the ways for Indian Bank Debit Card PIN Generation via ATM and internet banking, etc.
Best Indian Bank Debit Cards
The following table helps reader get a basic idea of some of the different types of Indian Bank debit cards based on their ATM/transaction limits:
Indian Bank | Usage Limit |
RuPay International Platinum (Contact) | ATM: Rs 1 lakh Purchase: Rs 2 lakhs |
RuPay Select | ATM: Rs 50,000 Purchase: Rs 1 lakh |
MasterCard World (Contact) | ATM: Rs 50,000 Purchase: Rs 1 lakh |
MasterCard World Platinum (Contactless) | ATM: Rs 50,000 Purchase: Rs 1 lakh |
Types of Indian Bank Debit Cards
The following-mentioned are the various types of Indian Bank debit cards currently available:
Indian Bank RuPay Platinum Card (Contact & Contactless)
This debit card comes with usage limit of Rs 50,000 in ATM and Rs 1 lakh at Point-of-Sales transactions. You also get insurance cover for accidental death, airport lounge access and more with this Indian Bank RuPay Platinum debit card. It comes with a contactless variant as well.
Indian Bank RuPay International Platinum Debit Card (Contact)
Indian Bank RuPay International Platinum debit card offers a usage limit of Rs 1 lakh in ATM and Rs 2 lakhs at Point-of-Sales transactions. Along with this, it offers insurance cover for accidental death, airport lounge access and other benefits.
Indian Bank RuPay Select Debit Card (Contactless)
This is one of the top Indian Bank debit card variants that offers contactless POS purchase facility for up to Rs 5,000. Usage limit is set at Rs 50,000 and Rs 1 lakh for POS purchases. There’s also an in-built Insurance Cover of up to Rs 10 Lakhs
Indian Bank RuPay Classic Contactless Card (NCMC)
This Indian Bank debit card comes with decent usage limits of Rs 25,000 for ATM withdrawal as well as POS purchases. It’s a contactless card which offers you to do transactions of up to Rs 5,000 without touching the machine. If you need to make a higher amount of transaction, you need to enter your debit card PIN manually.
Indian Bank DIGI – RuPayClassic Card
This RuPay Classic debit card by Indian Bank comes with usage limit of Rs 10,000 in ATM and Rs 10,000 in Point-of-sales purchases. It’s for the digital accounts in the bank. You can get the contactless variant as well.
Indian Bank Senior Citizen Debit Card
For the senior citizens (60 years old or more), this Indian Bank debit card can be customized with customer’s photo, blood group, and DOB. It’s daily usage limit is Rs 25,000 for ATM withdrawals and Rs 50,000 for POS transactions.
Indian Bank PMJDY Debit Card
Indian Bank PMJDY Debit Card is a debit card custom-made for the account holders under the Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme. The card is linked to the account holder’s PMJDY savings account and can be used to withdraw cash, make purchases, and avail of other banking services. It is issued free of cost to PMJDY account holders and provides them with a convenient and secure way to access their funds.
Indian Bank RuPay Kisan Card Debit Card
This Indian Bank RuPay Kisan Card is issued to the farmers under the Kisan Credit Card (KCC) scheme. The card is linked to the farmer’s KCC account and can be used to withdraw cash, make purchases, and avail of other banking services. The card is issued free of cost to farmers and provides them with a convenient and secure way to access their funds.
Indian Bank Mudra Debit Card
Indian Bank Mudra Debit Card is a debit card designed for small and micro-enterprises (SMEs) under the Pradhan Mantri Mudra Yojana (PMMY) scheme. The card is linked to the SME’s Mudra loan account and can be used to withdraw cash, make purchases, and avail of other banking services. The card is issued free of cost to Mudra loan account holders and provides them with a convenient and secure way to access their funds.
Indian Bank MasterCard World Platinum Debit Card
Indian Bank MasterCard World Platinum is a premium debit card issued by Indian Bank to its customers. It’s a contactless debit card which means that you don’t need to tap on the POS machine for transactions up to Rs 5,000. Along with it, the usage limit for ATMs and POS/online purchases is set at Rs 50,000 and Rs 1 lakh, respectively. The card is accepted globally. The cardholders also have access to MasterCard’s World Platinum benefits such as airport lounge access, concierge services, and golf privileges. The card is targeted at high net worth individuals and offers various lifestyle benefits.

How to Apply an Indian Bank Debit Card?
Customers do not need to apply for a separate debit card when they open an account with any bank. The same goes with the Indian Bank debit cards. That said, if you’re already using an Indian Bank debit card and wish to upgrade with higher limits, you may check the offers on your account via netbanking or visit your nearby Indian Bank branch for more information.
Download the IB debit card application form, fill it and submit at your nearby Indian Bank branch. This form can also be used for PIN change, loss of card and other related services.
Also Read: Indian Bank Timings
Indian Bank Debit Card Pin Generation Online
You can generate new Indian Bank debit card PIN at any of the bank’s ATMs. All you need is to carry your registered mobile number with you and authenticate with an OTP that will be sent to this number when you select for PIN generation.
Another option is to login to your Indian Bank netbanking account and choose the debit card PIN generation option under the Cards section.
Number of Transactions Permitted On Indian Bank Debit Card
The following table enlists the daily limits for using your Indian Bank debit card at ATMs and POS (Point of Sales machines):
Type of Transaction | Number of Transactions Per Day |
ATM (Domestic) | 5 |
Domestic POS/E-Comm. transactions | 10 |
International POS/E-Comm. transactions | 3 |
IRCTC Ticket Booking | 4 |
Cash at POS and purchases with cashback transactions | 3 |
What are the Indian Bank Debit Card Charges?
You can use your Indian Bank debit card at any ATM for cash withdrawal, balance enquiry, mini statement, PIN change and more. The following are the charges for using your Indian Bank debit card at ATM (bank’s ATMs and other ATMs as well):
ATM | For Cash Withdrawal | For Non-Cash Transactions |
Indian Bank ATMs | Free | Free |
Other Bank ATMs (Domestic) | 3/5 free transactions in Metro/Non-Metro areas | |
Other Bank ATMs (Domestic) after free transaction limit | Rs 20 per transaction | Rs 10 per transaction |
MasterCard Transactions | Rs 100* | Rs 20* |
*With GST
Indian Bank Debit Card Customer Care Number
If you have any queries related to your Indian Bank debit card, you may call on the following number:
1800-425-0000
Check debit cards offered by different banks:
Indian Bank Debit Card: FAQs
Call 1800 425 00 000 to block your Indian Bank debit card. Alternatively, login to netbanking and navigate – Value Added Services > Debit Card Services > Debit Card Hot-Listing.
The bank allows unlimited number of transactions at Indian Bank ATMs. For other bank ATMs, you can do 3 and 5 transactions per month in metro and non-metro regions, respectively.
SMS BLOCKto092310 00001or092895 92895 to block digital transactions on your Indian Bank debit card.