Indian Bank is one of the largest banks offering various banking related services in India including savings and deposits, loans and advances, card services and so on. In 2019, the Government of India announced amalgamation of Allahabad Bank into Indian Bank. To offer seamless and convenient banking process through mobile, Indian Bank has come up with Indian Bank Mobile Banking App- IndOASIS to perform all mobile banking transactions such as balance check, fund transfer, utility payments and so on.
Indian Bank Mobile App- IndOASIS
The Indian Bank has come up with a mobile banking app- IndOASIS which can be downloaded from Google Play Store/ Apple App Store. IndOASIS is a user-friendly and secure mobile banking application that allows customers to perform various banking transactions through their smartphones.
Services offered by Indian Bank Mobile Banking App- IndOASIS
Mentioned below are various services offered by Indian Bank Mobile Banking-
Account Management: You may access your account balance, transaction history, and account statement using the app. Additionally, you can link, control, and move money between different accounts.
Fund Transfer: You can transfer funds to the beneficiary account using NEFT, IMPS and RTGS.
Bill Payments: Through IndOASIS, you can pay your utility bills, credit card bills, water bills and many more.
Online shopping: You can do online shopping at various e-commerce sites through the app.
Investment: You can avail invest your money in availing insurance and make mutual funds investment.
How to Register on Indian Bank Mobile App- IndOASIS?
Follow the below mentioned steps to register on Indian Bank Mobile App- IndOASIS-
Step 1: You need to download the IndOASIS app on your smartphone.
Step 2: Open the app. Click ‘New User Registration’.
Step 3: Now enter your registered mobile number linked with Indian Bank and Indian Bank account number.
Step 4: Enter the OTP received to verify your mobile number.

Step 5: Set User ID and password for your account.
Step 6: After setting your password, create 4-digit mPIN.
Step 7: Now you can access the banking services offered by Indian Bank on your smartphone.
How to Register for UPI on IndOASIS?
Follow the below mentioned steps to register for UPI on IndOASIS:
Step 1: You need to download and install the IndOASIS app on your smartphone.
Step 2: Launch the app. Click ‘UPI’.
Step 3: After this click “Register”. Select your bank from the list of available banks.
Step 4: Now the app will verify your mobile number.
Step 5: Once verified, you will be asked to enter details such as account number, IFSC Code, and others.
Step 6: Click “Proceed.”
Step 7: Create your UPI ID. Set up a UPI PIN.
Step 8: Submit your registration request after confirming all the details. .
Step 9: Once your registration is complete, you will receive a confirmation message on your registered mobile number.
Indian Bank Balance Check Through Mobile Number
To check your Indian Bank account balance using your registered mobile number, you can use the following methods:
SMS Banking
You can check your Indian Bank account balance by sending an SMS to 9444394443. The message format should be BAL<Account number>.
Missed Call Banking
You can also check your Indian Bank account balance by giving a missed call to the number 09289592895 from your registered mobile number.
Indian Bank Mobile Banking App
You can also check your Indian Bank account balance using the IndOASIS mobile banking app. After logging into the app, you can view your account balance on the dashboard.
Also, check about Mobile Banking for Different Banks:
Indian Bank Mobile App : FAQs
Yes, the IndOASIS mobile app is free to download and use. However, there may be charges associated with certain transactions like NEFT/RTGS transfers, which are levied by the bank.
You can download the IndOASIS mobile app from the Google Play Store or Apple App Store depending on your mobile device.
No, only Indian Bank account holders can register for and use the IndOASIS mobile app.
RTGS stands for Real Time Gross Settlement.