By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
Investment Simplified
  • Tax
    • Popular Searches
    • What is Form 16?
    • Trademark Registration Fees
    • TDS Full Form
    • Ad Valorem Tax
    • How to Save Tax?
  • Cryptocurrency
    • Popular Searches
    • Benefits of Using Blockchain Technology
    • What Is A Cryptocurrency Hardware Wallet?
    • What is Market Capitalization In Crypto?
    • What Is Staking In Crypto?
    • Investor’s Guide to Crypto Trading
  • Aadhaar
    • Popular Searches
    • How to Book Aadhaar Card Appointment?
    • E-Aadhaar And It’s Benefits
    • What is a Masked Aadhaar?
    • ESign Aadhaar: A Complete Guide
    • Aadhaar Card Address Change
  • Investment
    • Mutual Funds
      • Popular Searches
      • Tax Saving SIP
      • What is Arbitrage Fund?
      • What are Gold Mutual Funds?
      • What are Contra Funds?
      • Best SIP Plans to Invest
    • EPF
      • Popular Searches
      • EPFO Member Portal – Login, Registration
      • EPFO Establishment Search
      • Guide to Your EPFO Member Login
      • EPF Interest Rate
      • What Is UAN Activation?
  • Insurance
    • General Insurance
      • Popular Searches
      • Home Loan Insurance Calculator
      • What is Marine Insurance?
      • How Does a Marine Insurance Policy Work?
      • Types of Marine Insurance in India
      • Types of General Insurance in India
    • Car Insurance
      • Popular Searches
      • Commercial Vehicle Insurance Guide
      • What is Own Damage Insurance?
      • Car Insurance with Zero Depreciation
      • Engine Protect in Car Insurance
      • Return to Invoice Cover Meaning
    • Travel Insurance
      • Popular Searches
      • Domestic Travel Insurance
      • How to Buy Travel Insurance Online?
      • What is Overseas Travel Insurance?
      • International Travel Insurance
      • What is Travel Medical Insurance?
    • Pension & Retirement
      • Popular Searches
      • Commutation of Pension Calculator
      • EPF Pension calculator
      • Public Provident Fund
      • What is Individual Retirement Account?
      • Calculating PPF
  • Banking
    • Bank Timings
      • Popular Searches
      • Bank of Baroda Timings
      • IDBI Bank Timings
      • Union Bank Timings
      • Karnataka Bank Timings
      • Central Bank of India Timings
      • Canara Bank Timings
    • Mini Statement
      • Popular Searches
      • Axis Bank Mini Statement
      • HDFC Mini Statement
      • Bank of Baroda Mini Statement
      • Union Bank of India Mini Statement
      • SBI Mini Statement
    • Balance Enquiry
      • Popular Searches
      • Canara Bank Balance Check Number
      • SBI Balance Enquiry
      • Union Bank Balance Check Number
      • BOB Balance Enquiry
      • PNB Balance Check
    • NEFT
      • Popular Searches
      • HDFC NEFT
      • SBI NEFT
      • Axis Bank NEFT
      • ICICI Bank NEFT
      • Canara Bank NEFT
    • Net Banking
      • Popular Searches
      • HDFC Bank Net Banking
      • SBI Net Banking
      • ICICI Net Banking
      • Axis Bank Net Banking
      • IOB Net Banking
    • Customer Care
      • Popular Searches
      • Central Bank of India Customer Care Number
      • Bank of Baroda Customer Care Number
      • Bank of Maharashtra Customer Care
      • PNB Customer Care Number
      • IOB Customer Care Number
    • UPI
      • Popular Searches
      • BHIM
      • Google Pay
      • BHIM SBI Pay
      • Union Bank UPI
      • HDFC UPI
    • Debit Card
      • Popular Searches
      • SBI Debit Card
      • HDFC Debit Card
      • PNB Debit Card
      • Axis Bank Debit Card
      • Kotak Debit Card
    • RTGS
      • Popular Searches
      • RTGS Process
      • SBI RTGS
      • ICICI Bank RTGS
      • Axis Bank RTGS
      • HDFC RTGS
    • IMPS
      • Popular Searches
      • IMPS Limit
      • IMPS vs. NEFT
      • IMPS vs. NEFT vs. RTGS
      • MMID
    • Cheque
      • Popular Searches
      • Types of Cheques
      • Blank Cheque
      • Cancelled Cheque
      • Account Payee Cheque
      • Banker’s Cheque
    • Bank Holidays
      • Popular Searches
      • Bank Holidays in February 2023
      • Bank Holidays in March 2023
      • Bank Holidays in April 2023
      • Bank Holidays in May 2023
      • Bank Holidays in June 2023
  • About Us
  • Contact
Reading: Indian Bank NEFT
Share
Investment Simplified
Search
  • Tax
    • Popular Searches
    • What is Form 16?
    • Trademark Registration Fees
    • TDS Full Form
    • Ad Valorem Tax
    • How to Save Tax?
  • Cryptocurrency
    • Popular Searches
    • Benefits of Using Blockchain Technology
    • What Is A Cryptocurrency Hardware Wallet?
    • What is Market Capitalization In Crypto?
    • What Is Staking In Crypto?
    • Investor’s Guide to Crypto Trading
  • Aadhaar
    • Popular Searches
    • How to Book Aadhaar Card Appointment?
    • E-Aadhaar And It’s Benefits
    • What is a Masked Aadhaar?
    • ESign Aadhaar: A Complete Guide
    • Aadhaar Card Address Change
  • Investment
    • Mutual Funds
      • Popular Searches
      • Tax Saving SIP
      • What is Arbitrage Fund?
      • What are Gold Mutual Funds?
      • What are Contra Funds?
      • Best SIP Plans to Invest
    • EPF
      • Popular Searches
      • EPFO Member Portal – Login, Registration
      • EPFO Establishment Search
      • Guide to Your EPFO Member Login
      • EPF Interest Rate
      • What Is UAN Activation?
  • Insurance
    • General Insurance
      • Popular Searches
      • Home Loan Insurance Calculator
      • What is Marine Insurance?
      • How Does a Marine Insurance Policy Work?
      • Types of Marine Insurance in India
      • Types of General Insurance in India
    • Car Insurance
      • Popular Searches
      • Commercial Vehicle Insurance Guide
      • What is Own Damage Insurance?
      • Car Insurance with Zero Depreciation
      • Engine Protect in Car Insurance
      • Return to Invoice Cover Meaning
    • Travel Insurance
      • Popular Searches
      • Domestic Travel Insurance
      • How to Buy Travel Insurance Online?
      • What is Overseas Travel Insurance?
      • International Travel Insurance
      • What is Travel Medical Insurance?
    • Pension & Retirement
      • Popular Searches
      • Commutation of Pension Calculator
      • EPF Pension calculator
      • Public Provident Fund
      • What is Individual Retirement Account?
      • Calculating PPF
  • Banking
    • Bank Timings
      • Popular Searches
      • Bank of Baroda Timings
      • IDBI Bank Timings
      • Union Bank Timings
      • Karnataka Bank Timings
      • Central Bank of India Timings
      • Canara Bank Timings
    • Mini Statement
      • Popular Searches
      • Axis Bank Mini Statement
      • HDFC Mini Statement
      • Bank of Baroda Mini Statement
      • Union Bank of India Mini Statement
      • SBI Mini Statement
    • Balance Enquiry
      • Popular Searches
      • Canara Bank Balance Check Number
      • SBI Balance Enquiry
      • Union Bank Balance Check Number
      • BOB Balance Enquiry
      • PNB Balance Check
    • NEFT
      • Popular Searches
      • HDFC NEFT
      • SBI NEFT
      • Axis Bank NEFT
      • ICICI Bank NEFT
      • Canara Bank NEFT
    • Net Banking
      • Popular Searches
      • HDFC Bank Net Banking
      • SBI Net Banking
      • ICICI Net Banking
      • Axis Bank Net Banking
      • IOB Net Banking
    • Customer Care
      • Popular Searches
      • Central Bank of India Customer Care Number
      • Bank of Baroda Customer Care Number
      • Bank of Maharashtra Customer Care
      • PNB Customer Care Number
      • IOB Customer Care Number
    • UPI
      • Popular Searches
      • BHIM
      • Google Pay
      • BHIM SBI Pay
      • Union Bank UPI
      • HDFC UPI
    • Debit Card
      • Popular Searches
      • SBI Debit Card
      • HDFC Debit Card
      • PNB Debit Card
      • Axis Bank Debit Card
      • Kotak Debit Card
    • RTGS
      • Popular Searches
      • RTGS Process
      • SBI RTGS
      • ICICI Bank RTGS
      • Axis Bank RTGS
      • HDFC RTGS
    • IMPS
      • Popular Searches
      • IMPS Limit
      • IMPS vs. NEFT
      • IMPS vs. NEFT vs. RTGS
      • MMID
    • Cheque
      • Popular Searches
      • Types of Cheques
      • Blank Cheque
      • Cancelled Cheque
      • Account Payee Cheque
      • Banker’s Cheque
    • Bank Holidays
      • Popular Searches
      • Bank Holidays in February 2023
      • Bank Holidays in March 2023
      • Bank Holidays in April 2023
      • Bank Holidays in May 2023
      • Bank Holidays in June 2023
  • About Us
  • Contact
Investment Simplified > Banking > Indian Bank NEFT
Banking

Indian Bank NEFT

Monika Mohan
Monika Mohan January 23, 2023 3 Min Read
Updated 2023/01/23 at 2:15 PM
Share
SHARE

For those of you having a bank account in any of the Indian Bank branches must get their NEFT (National Electronic Funds Transfer) services activated. An active Indian Bank NEFT account will not only allow you to transfer funds instantly and without any fee, but also facilitate checking your Indian Bank account balance, pay credit card bills and get personal loan, etc. – all at one place.

Contents
Indian Bank NEFT FormIndian Bank NEFT ChargesIndian Bank NEFT TimingsIndian Bank NEFT Transfer LimitIndian Bank NEFT: FAQs

Let’s learn about Indian Bank NEFT charges, timings, transfer limit and NEFT form in this post.

Indian Bank NEFT Form

Although NEFT is an electronic mode of fund transfers which you can use via internet, there is another way of using this service – at the bank. Yes, all you need is to download the Indian Bank NEFT form (given below), fill it and submit at your Indian Bank branch. You can choose to pay via your account of in cash, at the bank.

Download Indian Bank NEFT Form

Indian Bank NEFT Charges

As per the RBI guidelines, when doing NEFT via the netbanking or mobile banking options, the banks do not charge any fee. However, if you opt to go to your bank and send money via NEFT at the bank, the below-mentioned Indian Bank NEFT charges will be applicable:

NEFT AmountIndian Bank NEFT Charges
Rs 10,000Rs 2.50
Rs 10,001 – Rs 1 lakhRs 5.00
Above Rs 1 lakh – Rs 2 lakhsRs 15.00
Above Rs 2 lakhsRs 25.00

Please note that the above charges are exclusive of GST.

Click here for GST Rates, 2023.

Indian Bank NEFT Timings

The following-mentioned are the Indian Bank NEFT timings for online as well as at-the-bank transfer:

Indian Bank NEFT – Online

  • Indian Bank NEFT timings for NetBanking and Mobile Banking: 24×7 – round the year
  • Amount is debited instantly from the sender’s account
  • Beneficiary’s account receives the amount in 30 minutes – 2 hours

Indian Bank NEFT – At the Bank

The following are the Indian Bank NEFT timings for at-the-bank transfers:

  • Monday to Friday: 8:00 AM to 7:00 PM
  • Working Saturdays: 8:00 AM to 1:00 PM

Please check the Indian Bank timings for detailed information.

Indian Bank NEFT Transfer Limit

Transferring money using the Indian Bank NEFT is a very easy and convenient mode as you can transfer little as Rs 100. That said, there is no limit to an NEFT money transaction when using either the internet banking services or at the bank.

However, if you wish to transfer money using the NEFT at the Indian Bank branch and you do not have a bank account, you will be able to transfer a cash amount of Rs 50,000 in a day.

Indian Bank NEFT: FAQs

Can I do Indian Bank NEFT if I don’t have a bank account?

For non-customers, NEFT is available against cash remittance up to Rs 50,000.

What are the Indian Bank NEFT charges?

Is you transfer using netbanking, there are no NEFT charges. However, at the bank, it will range from Rs 5 to Rs 25 per transaction (plus GST).

What are the NEFT timings?

NEFT operates in 48 half-hourly batches starting from 00:30 hours till 00:00 hours. This service is available 24×7 for 365 days, including holidays.

What is the full form of NEFT?

NEFT full form: National Electronic Funds Transfer.

Can I do Indian Bank NEFT for more than Rs 2 lakhs?

Yes. You may transfer funds of Rs 2 lakhs or more via Indian Bank NEFT.

Share this Article
Facebook Twitter Whatsapp Whatsapp Email Print
Posted by Monika Mohan
Monika Mohan is a writing enthusiast who has luckily turned her passion into profession. For the greens, she has an established foot in the personal finance sector and likes to put forth complex topics in an easy-to-understand manner, minus the jargons. Outside the penny lane, it’s all about poetry, mountains and single-malts.
Previous Article Union Bank NEFT Union Bank NEFT
Next Article Canara Bank NEFT Charges Canara NEFT Charges
Leave a comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Popular Searches
  • SBi mini statement number
  • SBI Bank Timings
  • mini statement
  • axis bank mini statement
  • axis bank timing
  • canara bank timing
  • HDFC bank timings
  • HDFC Mini Statement
  • Bank of Baroda Timings
  • Bank of Baroda Mini Statement
  • Union Bank of India Mini Satement
  • Union Bank Timings
  • Canara Bank Timings
  • PNB Mini Statement
  • IDBI Mini Statement
  • Indian Bank Mini Statement Number
  • Indian Bank Timings
  • ICICI Bank Mini Statement Number
  • ICICI Bank Timings

Social Media

Social Media
Facebook
YouTube
Instagram
Twitter
Linkedin

Recent Post

Top Financial Influencers
Top Influencers in India for Financial Advice
Investment
Bank of Baroda Holiday List 2023
Bank of Baroda Holiday List 2023
Banking
Punjab National Bank (PNB) Holiday List 2023
PNB Bank Holiday List 2023
Banking
HDFC Bank Holidays 2023
HDFC Bank Holidays List 2023
Banking

You Might also Like

RD Interest Rates

Recurring Deposit Interest Rates

Recurring Deposit (RD) is a type of financial deposit scheme wherein you…

Read More
Bank Timings

Bank Timings in India: Bank Timings Post Lockdown, Lunch Hours & More

It is always a good idea to know the bank timings of…

Read More
guaranteed income plan

Guaranteed Income Plans: Features & Benefits

Maintaining financial stability has become increasingly challenging for most people in today’s…

Read More
HDFC Bank Mini Statement

HDFC Bank Mini Statement: How to Download Online & Offline

In order to stay up-to-date with your latest HDFC bank account-related transactions,…

Read More
IS logo 250px

We are here to make your investment journey simple by delivering content on financial topics in plain English.

Categories

  • Tax
  • Cryptocurrency
  • Aadhaar
  • Mutual Funds
  • Banking
  • General Insurance
  • Pension & Retirement
  • Car Insurance
  • Travel Insurance

Quick Link

  • About Us
  • Contact
  • Terms & Conditions
  • Privacy Policy
Social Media
Facebook
YouTube
Instagram
Twitter
Linkedin

We are here to make your investment journey simple by delivering content on financial topics in plain English.

Categories

  • Tax
  • Cryptocurrency
  • Aadhar
  • Mutual Funds
  • General Insurance
  • Pension & Retirement
  • Car Insurance
  • Travel Insurance

Quick Link

  • About Us
  • Contact
  • Terms & Conditions
  • Privacy Policy

Social Media

Copyright © 2022 Investment Simplified. All rights reserved.

Welcome Back!

Sign in to your account

Lost your password?