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Investment Simplified > Banking > Indian Bank Timings: Indian Bank Opening & Closing Time I Lunch Hours
Banking

Indian Bank Timings: Indian Bank Opening & Closing Time I Lunch Hours

Monika Mohan
Last updated: 2023/03/23 at 3:26 PM
Monika Mohan Published March 16, 2023 5 Min Read
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Indian Bank Timings & Working Hours in 2023Indian Bank Timings in LockdownIndian Bank Timings Post LockdownIndian Bank Lunch TimingsIndian Bank Timings on SaturdayIndian Bank NEFT TimingsIndian Bank RTGS TimingsIndian Bank IMPS TimingsIndian Bank UPI TimingsIndian Bank FAQs:

If you’re planning to go to an Indian Bank branch, you must know the latest Indian Bank Timings, i.e. the business hours in which customers can visit the bank and get their work done. Check the table below to know the latest Indian Bank timings, business hours, Indian Bank lunch time and more.

Indian Bank Timings & Working Hours in 2023

DaysWorking Hours
1. Indian Bank Timings on Weekdays
(Monday to Friday)
10:00 AM to 4:00 PM
2. Indian Bank Lunch Time1:00 PM to 2:00 PM*
3. Indian Bank Timings on Saturdays2nd and 4th Saturdays: CLOSED
Remaining Saturdays: Same as Weekdays Timings
4. Indian Bank Timings on SundaysCLOSED
*Customers can visit during lunch hours as well because the bank staff takes lunch breaks in shifts.
Indian Bank Timings

Indian Bank Timings in Lockdown

In the year 2020 and 2021, there was a nation-wide lockdown for more than 2 months during which banks remained open but for reduced business hours. Indian Bank timings in lockdown were changed to 10 AM to 2 PM in most of the branches while the staff worked at a reduced capacity of 50% or less.

Indian Bank Timings Post Lockdown

Post lockdown, Indian Bank has resumed its normal business hours of 10 AM to 4 PM for weekdays and Saturdays (except every 2nd and 4th Saturday).  However, it is mandatory to wear face masks within the office premises and to practice social distancing to curb the spread of Covid.

Indian Bank Lunch Timings

Indian Bank staff normally has a 1-hour lunch break which employees take in shifts. This is so as to serve customers throughout the business hours. However, it is suggested to avoid going to the bank between 1PM to 2PM. But the staff will attend you even in the lunch hours.

Indian Bank Timings on Saturday

As per the RBI guidelines, every 2nd and 4th Saturday is observed as a bank holiday throughout the country. That said, the rest of the Saturdays, i.e., the first, third and fifth, banks are open. Online banking services by Indian Bank (like all the other banks) are available 24×7.

Indian Bank NEFT Timings

Online NEFT transactions can be carried anytime throughout the day. Although if you need to visit the branch and make NEFT transactions.

NEFT transfers via branch are not available on the 2nd and 4th Saturday of every month.

Also, NEFT online transactions are taken up in the batches of 15 minutes. The amount is debited instantly from your account but it takes around 1 hour to remit the same in the receiver’s account (i.e. credit entry).

If you want instant online transaction, you may opt for IMPS or UPI payment modes.

Indian Bank RTGS Timings

RTGS or Real Time Gross Settlement, is an instant electronic payment system designed to remit a minimum amount of Rs. 2 lakhs. This is a 24×7 service and transactions are processed in real time, i.e. immediately.

For RTGS branch transactions, please visit the Indian Bank branch in the normal business hours of 10AM to 4PM (Monday to Saturday, except 2nd and 4th Saturday).

Indian Bank IMPS Timings

IMPS window for Indian Bank customer account transactions is open round the clock. IMPS or the Immediate Payment System are only available online and thus you cannot make these transactions offline by visiting the bank.

Indian Bank UPI Timings

UPI or the Unified Payment System, is an online payment mode managed by the NPCI (National Payments Corporation of India). UPI window for all Indian Bank customers is open throughout the day, i.e. 24×7.

UPI payments cannot be made offline. Download any of the UPI apps like BHIM Pay, GPay, Paytm, etc. to make UPI transactions. One doesn’t require to share their account details to make UPI transactions.

Also, check Working Hours for Other Banks:

SBI Bank TimingsUnion Bank TimingsIDBI Bank Timings
HDFC Bank TimingsICICI Bank TimingsIndusind Bank Timings
Canara Bank TimingsKotak Bank TimingsCentral Bank of India Timings
Axis Bank TimingsBank of India TimingsKarnataka Bank Timings
Bank of Baroda Bank TimingsBank of Maharashtra TimingsIndian Overseas Bank Timings
Federal Bank TimingsPNB Bank Timings

Indian Bank FAQs:

1. What are the business hours for Indian Bank?

Indian Bank timings for Monday to Saturday are 10 AM to 4PM (except 2nd and 4th Saturday, Sundays and bank holidays).

2. Is Indian Bank open on Saturdays?

Yes. Indian Bank remains open for the 1st, 3rd and 5th Saturday of every month.

3. Can I go to Indian Bank during lunch hours?

Yes. The employees of Indian Bank attend its customers throughout its business hours, i.e. 10AM to 4PM.

4. What are the Indian Bank timings post lockdown?

Post lockdown, Indian Bank timings are 10AM to 4PM, from Monday to Saturday (except 2nd and 4th Saturday).

5. What is the Indian Bank opening time?

The bank opens at 10AM for public dealing every Monday to Saturday (except for 2nd and 4th Saturday).

6. What is the Indian Bank closing time?

Indian Bank closes at 4 PM every Monday to Saturday (except for 2nd and 4th Saturday).

7. How to login to Indian Bank net banking for the first time?

Indian Bank Net Banking login first time: Go to the Indian Bank Netbanking Login Page and click on the ‘New User’ option. Fill the online request form to apply for the Indian Bank new user registration.

8. Can I make NEFT/RTGS transactions on bank holidays via my Indian Bank account?

Yes. NEFT and RTGS windows are open all day, irrespective of the bank holidays.

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By Monika Mohan
Monika Mohan is a writing enthusiast who has luckily turned her passion into profession. For the greens, she has an established foot in the personal finance sector and likes to put forth complex topics in an easy-to-understand manner, minus the jargons. Outside the penny lane, it’s all about poetry, mountains and single-malts.
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