Indian Bank Timings: Indian Bank Opening & Closing Time I Lunch Hours

If you’re planning to go to an Indian Bank branch, you must know the latest Indian Bank Timings, i.e. the business hours in which customers can visit the bank and get their work done. Check the table below to know the latest Indian Bank timings, business hours, Indian Bank lunch time and more.

Indian Bank Timings & Working Hours in 2023

Indian Bank Timings in Lockdown

In the year 2020 and 2021, there was a nation-wide lockdown for more than 2 months during which banks remained open but for reduced business hours. Indian Bank timings in lockdown were changed to 10 AM to 2 PM in most of the branches while the staff worked at a reduced capacity of 50% or less.

Indian Bank Timings Post Lockdown

Post lockdown, Indian Bank has resumed its normal business hours of 10 AM to 4 PM for weekdays and Saturdays (except every 2^nd and 4^th Saturday).  However, it is mandatory to wear face masks within the office premises and to practice social distancing to curb the spread of Covid.

Indian Bank Lunch Timings

Indian Bank staff normally has a 1-hour lunch break which employees take in shifts. This is so as to serve customers throughout the business hours. However, it is suggested to avoid going to the bank between 1PM to 2PM. But the staff will attend you even in the lunch hours.

Indian Bank Timings on Saturday

As per the RBI guidelines, every 2^nd and 4^th Saturday is observed as a bank holiday throughout the country. That said, the rest of the Saturdays, i.e., the first, third and fifth, banks are open. Online banking services by Indian Bank (like all the other banks) are available 24×7.

Indian Bank NEFT Timings

Online NEFT transactions can be carried anytime throughout the day. Although if you need to visit the branch and make NEFT transactions.

NEFT transfers via branch are not available on the 2^nd and 4^th Saturday of every month.

Also, NEFT online transactions are taken up in the batches of 15 minutes. The amount is debited instantly from your account but it takes around 1 hour to remit the same in the receiver’s account (i.e. credit entry).

If you want instant online transaction, you may opt for IMPS or UPI payment modes.

Indian Bank RTGS Timings

RTGS or Real Time Gross Settlement, is an instant electronic payment system designed to remit a minimum amount of Rs. 2 lakhs. This is a 24×7 service and transactions are processed in real time, i.e. immediately.

For RTGS branch transactions, please visit the Indian Bank branch in the normal business hours of 10AM to 4PM (Monday to Saturday, except 2^nd and 4^th Saturday).

Indian Bank IMPS Timings

IMPS window for Indian Bank customer account transactions is open round the clock. IMPS or the Immediate Payment System are only available online and thus you cannot make these transactions offline by visiting the bank.

Indian Bank UPI Timings

UPI or the Unified Payment System, is an online payment mode managed by the NPCI (National Payments Corporation of India). UPI window for all Indian Bank customers is open throughout the day, i.e. 24×7.

UPI payments cannot be made offline. Download any of the UPI apps like BHIM Pay, GPay, Paytm, etc. to make UPI transactions. One doesn’t require to share their account details to make UPI transactions.

Also, check Working Hours for Other Banks:

Indian Bank FAQs: