This article is for the Indian Overseas Bank customers or anyone planning to visit any of the IOB branch. Here you can find the latest IOB Bank Timings including the bank’s lunch timing, NEFT time, IOB Bank opening time and more.
Indian Overseas Bank Working Hours in 2023
The following table provides clarity to the timings for cash and non-cash transactions in the IOB Bank:
| Days | Cash Transaction Hours | Non-Cash Transaction Hours |
| IOB Bank Opening Time (Monday to Friday) | 10:00 AM | 9:30 AM |
| IOB Bank Closing Time (Monday to Friday) | 3:30 PM | 5:00 PM |
| IOB Bank Lunch Time | 1:30 – 2:00 PM (services not restricted) | |
| IOB Bank Saturday Timings | 1st, 3rd & 5th – 10 am to 3:30 pm 2nd and 4th – CLOSED | 1st, 3rd & 5th – 10 am to 5:00 pm 2nd and 4th – CLOSED |
For precise timings for your IOB branch, it is suggested to confirm with IOB customer care and save time.
IOB Bank Timings During Lockdown
IOB Bank lockdown timings were 10AM to 2PM from Monday to Saturday, except 1st and 4th Saturday. This was done to curb the spread of the novel Coronavirus. Customers were discouraged to visit physical offices and opt for online banking options.
IOB Bank Timings Post Lockdown
After 2 months in 2020 and 2021, lockdown was lifted. Now all the branches of the Indian Overseas Bank are operating from 9:20 in the morning till 5 in the evening. That said, customers are required to wear face masks and practice social distancing to limit the spread of the virus.
IOB Bank Saturday Timings
All branches of IOB Bank are closed on 2nd and 4th Saturday of each month. That said, online banking facilities like internet banking and mobile banking, as well as the bank ATMs are accessible 24×7, irrespective of any bank holidays whatsoever.
With this, all the remaining Saturdays, i.e. 1st, 3rd and 5th Saturday of each month is a working day in ICICI Bank. Working hours for these days are 10 am to 3:30 pm.
IOB Bank NEFT Timings
IOB Bank NEFT timings for online and at the branch are:
- Online: 24×7 irrespective of any holiday
- At the branch: 10 am – 5 pm (lunch time of 1:30-2:00 pm)
Amount to be transferred via NEFT is immediately deducted from your account while it takes up to 1 hour to reflect in the receiver’s bank account. These payments are taken in 30-minute batches throughout the day and are processed directly from the RBI.
IOB Bank RTGS Timings
If you need to make at the branch RTGS transaction, visit the IOB Bank between 10 in the morning till 5 in the evening. IOB RTGS window for online transactions is open round the clock, irrespective of any holiday. These payments are remitted immediately. Minimum amount must be Rs. 2 lakh to carry out an RTGS transaction.
IOB Bank IMPS Timings
IMPS is an instant electronic mode of payment. This is the same as RTGS but for amounts less than Rs. 2 lakhs. IOB Bank IMPS online window is open 24×7 throughout the year. So, if you are looking to transfer an amount up to Rs. 1.99 lakhs instantly, IMPS is your best bet.
IOB Bank UPI Timings
IOB Bank UPI window is open 24×7 days. This mode of payment is specifically created to cater to the immediate payment needs of customers without having to share account details. These transactions can be done irrespective of day or night or any public or national holiday.
Also, check Working Hours for Other Banks:
Indian Overseas Bank Timings – FAQs
IOB Bank opens at 9:30 in the morning, however cah transactions, NEFT, etc. start from 10:00 AM.
The bank closes cash transactions by 3:30 PM while the non-cash transactions are accepted till 5PM in IOB Bank branches.
There is a lunch break of 30 minutes from 1:30 PM to 2:00 PM every working day. However, it doesn’t impact the banking services provided by the bank during the working hours as the employees take lunch breaks in shifts.
No. As per the RBI guidelines, no scheduled bank is open on 2nd and 4th Saturday.
IOB Bank customer care toll-free number is 1800 890 4445/ 1800 425 4445.
