Indian Overseas Bank Debit Card: IOB Debit Card

Indian Overseas Bank or IOB is one of the largest banks in India and so is its customer-base. To provide digital payment options, the bank offers an array of IOB debit cards for easy payments, online & offline both.

Read on to know about Indian Overseas Bank debit card activation & PIN generation process.

Types of IOB Debit Cards

There are 12 different types of debit cards offered by the Indian Overseas Bank to its customers under the three networks of VISA, RuPay and MasterCard. The following is the list of Indian Overseas Bank debit cards:

How to Block IOB Debit Card?

If you’ve lost you IOB debit card, you can right away block it easily within a few simple steps. This is how:

• Go to IOB website
• Hover your cursor over Digital Banking
• Click on Debit Card Blocking under the Services section
• Enter your account number, regd. mobile number & security code
• Click on Next

Enter the OTP that you will receive on your mobile number to complete the blocking of your debit card.

Another way is to simply call the IOB customer care number or login to your IOB netbanking account and have your IOB debit card blocked instantly.

Also, we advise you to check your account balance immediately if you’ve lost your debit card to find out if there are any unauthorized transactions. You can either use the IOB mini statement or opt for other options to check your IOB bank balance instantly.

IOB Debit Card Charges

There are three types of charges on IOB debit card, viz. Annual Maintenance Charges (AMC), Issuance Charges & Replacement Charges. Below-listed are charges for the all types of IOB debit cards:

IOB VISA Cards

IOB RuPay Cards

IOB MasterCard Cards

Note: There are no charges for using these debit cards for financial and non-financial transactions at IOB ATMs.

IOB Debit Card Customer Care

If you wish to block/unblock your IOB debit card or have any other queries regarding the same, please call on the below-mentioned IOB customer care number for instant assistance:

044-28519470

Indian Overseas Bank Debit Card Activation Online

You can enable e-commerce transactions, contactless transactions and international transactions on your IOB debit card easily using either the netbanking option or the mobile banking option. Here’s how:

Via Netbanking

• Log into your IOB netbanking account
• Click on IOB Cards > IOB Debit Cards
• Now, select Switch On/Off Channels
• Select account number linked to your debit card > Submit
• Select debit card > Submit
• Choose the services you want to turn on
• Enter your funds transfer PIN > Submit
• Enter OTP that you’ll receive on your registered mobile number

Your IOB debit card will be activated for the services chosen.

Via Mobile-Banking

• Download IOB Mobile app and login
• Tap on Card Services
• Select Debit Card Services
• Tap Manage Debit card Limit & Channel Update
• Select services you want to activate on your debit card
• Click on Domestic Limit or International Limit for setting individual limit
• Hit the Submit button
• Check Review page for the changes made and click on Confirm

Enter your IOB mPIN to authenticate & complete the process of your IOB debit card activation via mobile banking.

Indian Overseas Bank Debit Card Pin Generation Online

You can generate the PIN of your IOB debit card easily by visiting any of the IOB ATMs. Insert your card in the machine and then select the option that indicates for PIN generation. You’ll receive an OTP on your registered mobile number that you need to enter to authenticate your identity. Once entered, you’ll be able to create your IOB debit card PIN.

Check debit cards offered by different banks:

IOB Debit Card: FAQs