If you’re an Indian Overseas Bank customer and need to transfer funds from your bank account to someone immediately in big amount, you might want to opt for the IOB RTGS route.
For this, you will need to fill and submit IOB RTGS form which can easily be download using the download button given further below in this post (You won’t need this RTGS form if you do the transfer online using the netbanking service).
Read further to know how.
Download IOB RTGS Form
There are two ways to download IOB RTGS Form – at the bank or online. If you wish to save time and go to the bank well-prepared, click the button below and download IOB RTGS PDF form in your device. Print it and fill the same. This way, you will be able to avoid the long queues and be done with your RTGS request in lesser time than otherwise.
IOB RTGS Form Filling: Details Required
Fill the following-mentioned details in the IOB RTGS form:
- Branch name and code
- Amount to be transferred (in figures and words)
- Applicant Details
- Type of account
- Account number
- Cheque Date
- Mobile Number or E-mail ID
- IOB RTGS charges
- Beneficiary Details
- Bank name
- Branch name
- Beneficiary’s name
- Address Type of Account
- Account number
- Telephone/Mobile Number
- Sender to Receiver Message
- Applicant’s Signature
Please make sure that the acknowledgement slip is properly signed and stamped with bank seal by the official before handing it over to you. Without this, the receipt may be invalid.
IOB RTGS Form: Timings
IOB RTGS can be initiated anytime using a digital channel such as IOB netbanking or mobile banking. This is because the online window is always open, unlike the physical bank counters.
Indian Overseas Bank (IOB) RTGS Timings are given below for weekdays and Saturdays for making RTGS transfer requests at the branch:
- Monday to Friday: 8AM to 6PM
- Saturday: 8AM to 6PM
(Not available on 2nd and 4th Saturdays, at the bank)
How to do a RTGS transfer online at IOB?
If you don’t wish to go to the bank and initiate a transfer of funds using IOB RTGS form, below-mentioned are the steps to do it online via IOB netbanking:
To do an RTGS (Real Time Gross Settlement) transfer at IOB (Indian Overseas Bank), follow the below steps:
Step 1: Log in to IOB net banking portal using your User ID and password.
Step 2: Click on the ‘Fund Transfer’ tab.
Step 3: Select ‘RTGS’ from the options available.
Step 4: Add the beneficiary by providing the required details such as beneficiary name, account number, bank name, and branch name, IFSC code, etc.
Step 5: Once the beneficiary is added, select the beneficiary from the list and enter the amount you want to transfer.
Step 6: Verify the details of the transaction and click on ‘Submit’.
Step 7: You will receive an OTP (One Time Password) on your registered mobile number. Enter the OTP to complete the transaction.
Step 8: Your IOB RTGS transaction will be initiated, and the funds will be transferred to the beneficiary’s account immediately.
Visit the following links to know more about RTGS Form of different Bank’s:
IOB RTGS Form: FAQs
If you do IOB RTGS online via the internet banking channel, there will be co charged for the same.
Except the 2nd and 4th Saturday, you can go to your IOB branch and use the RTGS service.
No. When using the internet banking option to transfer funds via RTGS from your IOB account, there won’t be any requirement for IOB RTGS form.