Karnataka Bank Timings for weekdays, Saturdays and public holidays are stated in this article. Before making your next bank visit, make sure to check the latest Karnataka Bank timings here.
Karnataka Bank Timings: Working & Business Hours in 2023
Refer to the table below to check the latest updated Karnataka Bank timings:
Days | Hours |
Karnataka Bank Opening Time (Monday to Friday) | 10:00 AM |
Karnataka Bank Closing Time (Monday to Friday) | 5:00 PM |
Karnataka Bank Lunch Time | Not specified |
Karnataka Bank Saturday Timings | – 1st, 3rd & 5th – 10 AM to 5:00 PM – 2nd and 4th – CLOSED |

Karnataka Bank Timings During Lockdown
During lockdown due to the Covid-19 pandemic, banks all over the country operated on shrunk banking hours starting from 10:00 am to 2:00 pm. This was done to reduce the banking hours and customers were encouraged to resort to the online banking services.
Karnataka Bank Timings Post Lockdown
After the lockdown was lifted, all branches of Karnataka Bank resumed the normal operating hours of 10:00 am to 5:00 pm. That said, customers are still advised to avoid visiting unless absolutely. If done, they are required to wear protective face masks, sanitize hands and maintain social distance to curb the further spread of the virus.
That said, some branches may work at different timings. Contact the Karnataka Bank customer care centre to confirm the same about your base branch before visiting.
Karnataka Bank Timings on Saturday
Every 1st, 3rd and 5th Saturday of each month, all branches of the Karnataka Bank operate as per the usual working hours, unless there happens to be a public holiday. Apart from this, 2nd and 4th Saturday all over India are observed as bank holidays and thus banks are closed as well.
Karnataka Bank Lunch Time
Customers may visit the branch at any time before the Karnataka Bank closes its daily operations, irrespective of the lunch hours. This is made possible by the staff since the employees take lunch breaks in shifts.
Karnataka Bank NEFT Timings
NEFT transactions in Karnataka Bank can be carried out throughout the day. However, if one needs to do at the branch NEFT payment, they must submit the NEFT form before the bank closes its operations for the day (preferably 5PM). Payments are reflected in the bank account within 1 hour once the half-hourly batch takes up the request.
Karnataka Bank RTGS Timings
Karnataka Bank RTGS payments can also be done by 5PM in the evening at the branch. Online RTGS window is open 24×7, i.e. round the clock. Make sure the amount to be transacted is not less than Rs. 2 lakhs for RTGS.
Karnataka Bank IMPS Timings
IMPS or the Immediate Payments System is an instant electronic mode of payment (processed instantly with no waiting hour) which allows customers to make transactions any time of the day. This means that the Karnataka Bank IMPS window is open throughout the day. IMPS transactions are regulated by the NPCI which is a subsidiary of RBI.
Karnataka Bank UPI Timings
UPI payments are strictly online payments which means that the Karnataka UPI window is open 24×7. These transactions cannot be carried out physically at the branch office. A UPI ID is generated and transactions are made using this ID only. However, the funds are transferred to/from the bank account only.
Also, check Working Hours for Other Banks:
Karnataka Bank Timings – FAQs
The bank starts its workings from 10 in the morning while the cash transactions begin at 10:30AM.
The bank closes cash transactions by 3:30-4:00 PM while the non-cash transactions are accepted till 5PM or 6PM in certain branches.
Karnataka Bank accepts cash transactions till 4PM in the evening. This may slightly vary for some branches.
Beneficiaries are usually added within 1-4 hours to carry out NEFT transactions.