Most of the banks in India operate from 9 in the morning to 6 in the evening. However, these are the working hours whereas the business hours (in which customers are attended) may vary. Here, we have collated the Kotak Bank timings – opening time, closing time, lunch time and timings on Saturday. Thus, if you’re searching for the latest Kotak Mahindra Bank Timings, this is your stop.
Kotak Bank Timings & Working Hours in 2023
Please check the table below for the latest Kotak Bank timings in 2023:
| Days | Business Hours |
| Kotak Bank Timings on Weekdays (Monday to Friday) | 10:00 AM to 4:00 PM |
| Kotak Bank Lunch Time | Not specified |
| Kotak Mahindra Bank Opening Time | 10 AM every working day (for the customers) |
| Kotak Bank Saturday Timings | 1st, 3rd & 5th – 10 AM to 4:00 PM 2nd and 4th – CLOSED |
Kotak Mahindra Bank Timings in Lockdown
During the Covid-19 lockdown in the previous years of 2021 and 2020, most of the public as well as private offices and shops, etc. were shut down to limit the pandemic. However, banks were not completely closed as they come under the essential services. That said, the Kotak Mahindra Bank timings were impacted during the lockdown (10Am to 2PM) along with most of the banks in India. The staff of all these banks also worked at a reduced capacity of 30%-50%.
Note: These timings might have varied for some of the Kotak Mahindra Bank branches.
Kotak Bank Timings Post Lockdown
Once the Coronavirus situation got better, Kotak Mahindra Bank resumed its bank timings to normal hours of 10AM to 4PM to attend customers. This has been the same till now. However, it is imperative to wear proper face masks, sanitize hands at the entry gates of all the branches and get their body temperatures checked before entering the branches.
Kotak Mahindra Bank Lunch Time
Although the staff observes lunch timings for 30 minutes anytime from 1PM to 3PM every working day, it does not impact their usual business. You can walk into any of the Kotak Bank branches within the business hours and there will be staff to attend you. This is made possible as the employees take lunch breaks in shifts.
Kotak Mahindra Bank Timings on Saturday
As per the RBI guidelines released in 2015, every Scheduled commercial bank in India is closed on every 2nd and 4th Saturday. The rest of the Saturdays, i.e. the first, third and the fifth Saturday of every month is counted under the working days. Kotak Bank timings on Saturday remain the same – 10AM to 4PM for the public.
Kotak Mahindra Bank NEFT Timings
For all the customers of Kotak Mahindra Bank, this service is also available at the participating branches. NEFT timings start from 10 in the morning till 4 in the evening of every working day.
However, it is advised to carry out NEFT transactions using the online modes as these save time to a great deal. Online transactions using the NEFT mode can be carried out round the clock. Although it takes approximately 1 hour to process these transactions.
DID YOU KNOW?
NEFT Transactions are highly secure as these are carried out directly from the Reserve Bank of India.
Kotak Bank RTGS Timings
The timings for Kotak Mahindra Bank RTGS transactions:
- Online – 24×7
- At the branch – 10AM to 4PM of every working day
RTGS transactions are carried out in real time, i.e. instantly with no waiting time.
Please Note: The minimum amount to carry out an RTGS transaction is Rs. 2 lakhs
Kotak Mahindra Bank IMPS Timings
Kotak Bank IMPS timings:
- Online – 24×7 (i.e. round the clock)
- At the branch – As per the Kotak Bank Business Hours (10:00 hours – 16:00 hours on working days)
IMPS or the Immediate Payment System is like an RTGS transaction except for the capping on the minimum transaction limit. Unlike RTGS, an IMPS payment can be carried for Re.1 to Rs. 5 lakhs per day via your Kotak Mahindra Bank account.
Kotak Bank UPI Timings
UPI or the Unified Payments Interface is the newest addition for the payment modes in the Indian Banking System. This is a completely online payment system and thus cannot be carried out at any branch.
UPI window is open 24×7 throughout the year for all the scheduled bank accounts in India.
Also, check Working Hours for Other Banks:
Kotak Mahindra Bank Timings: FAQs
Most of the branches of Kotak Bank opens at 10AM for the general public. However, this may vary for some of the branches as per the region.
No specific Kotak Bank lunch time has been specified which means that you, as a customer, can visit the bank anytime during the business hours.
NEFT payments across the banks are completed within 1 hour. While the amount is debited instantly from the sender’s account, it takes up to 1 hour to reflect the same in the receiver’s account.
Every 2nd and 4th Saturday is observed as a bank holiday across the branches of the Kotak Mahindra Bank. Kotak Bank closing time for 1st, 3rd and 5th Saturday of every month is 4PM (for customers). This may vary for certain branches.
