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Investment Simplified > Banking > Kotak Mahindra Bank Timings: Working Hours, Lunch Time & More
Banking

Kotak Mahindra Bank Timings: Working Hours, Lunch Time & More

Monika Mohan
Last updated: 2023/03/24 at 6:00 PM
Monika Mohan Published March 16, 2023 6 Min Read
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Kotak Bank Timings & Working Hours in 2023Kotak Mahindra Bank Timings in LockdownKotak Bank Timings Post LockdownKotak Mahindra Bank Lunch TimeKotak Mahindra Bank Timings on SaturdayKotak Mahindra Bank NEFT TimingsKotak Bank RTGS TimingsKotak Mahindra Bank IMPS TimingsKotak Bank UPI TimingsKotak Mahindra Bank Timings: FAQs

Most of the banks in India operate from 9 in the morning to 6 in the evening. However, these are the working hours whereas the business hours (in which customers are attended) may vary. Here, we have collated the Kotak Bank timings – opening time, closing time, lunch time and timings on Saturday. Thus, if you’re searching for the latest Kotak Mahindra Bank Timings, this is your stop.

Kotak Bank Timings & Working Hours in 2023

Please check the table below for the latest Kotak Bank timings in 2023:

DaysBusiness Hours
Kotak Bank Timings on Weekdays (Monday to Friday)10:00 AM to 4:00 PM
Kotak Bank Lunch TimeNot specified
Kotak Mahindra Bank Opening Time10 AM every working day (for the customers)
Kotak Bank Saturday Timings1st, 3rd & 5th – 10 AM to 4:00 PM
2nd and 4th – CLOSED
Kotak Bank Timings

Kotak Mahindra Bank Timings in Lockdown

During the Covid-19 lockdown in the previous years of 2021 and 2020, most of the public as well as private offices and shops, etc. were shut down to limit the pandemic. However, banks were not completely closed as they come under the essential services. That said, the Kotak Mahindra Bank timings were impacted during the lockdown (10Am to 2PM) along with most of the banks in India. The staff of all these banks also worked at a reduced capacity of 30%-50%.

Note: These timings might have varied for some of the Kotak Mahindra Bank branches.

Kotak Bank Timings Post Lockdown

Once the Coronavirus situation got better, Kotak Mahindra Bank resumed its bank timings to normal hours of 10AM to 4PM to attend customers. This has been the same till now. However, it is imperative to wear proper face masks, sanitize hands at the entry gates of all the branches and get their body temperatures checked before entering the branches.

Kotak Mahindra Bank Lunch Time

Although the staff observes lunch timings for 30 minutes anytime from 1PM to 3PM every working day, it does not impact their usual business. You can walk into any of the Kotak Bank branches within the business hours and there will be staff to attend you. This is made possible as the employees take lunch breaks in shifts.

Kotak Mahindra Bank Timings on Saturday

As per the RBI guidelines released in 2015, every Scheduled commercial bank in India is closed on every 2nd and 4th Saturday. The rest of the Saturdays, i.e. the first, third and the fifth Saturday of every month is counted under the working days. Kotak Bank timings on Saturday remain the same – 10AM to 4PM for the public.

Kotak Mahindra Bank NEFT Timings

For all the customers of Kotak Mahindra Bank, this service is also available at the participating branches. NEFT timings start from 10 in the morning till 4 in the evening of every working day.

However, it is advised to carry out NEFT transactions using the online modes as these save time to a great deal. Online transactions using the NEFT mode can be carried out round the clock. Although it takes approximately 1 hour to process these transactions.

DID YOU KNOW?
NEFT Transactions are highly secure as these are carried out directly from the Reserve Bank of India.

Kotak Bank RTGS Timings

The timings for Kotak Mahindra Bank RTGS transactions:

  • Online – 24×7
  • At the branch – 10AM to 4PM of every working day

RTGS transactions are carried out in real time, i.e. instantly with no waiting time.

Please Note: The minimum amount to carry out an RTGS transaction is Rs. 2 lakhs

Kotak Mahindra Bank IMPS Timings

Kotak Bank IMPS timings:

  • Online – 24×7 (i.e. round the clock)
  • At the branch – As per the Kotak Bank Business Hours (10:00 hours – 16:00 hours on working days)

IMPS or the Immediate Payment System is like an RTGS transaction except for the capping on the minimum transaction limit. Unlike RTGS, an IMPS payment can be carried for Re.1 to Rs. 5 lakhs per day via your Kotak Mahindra Bank account.

Kotak Bank UPI Timings

UPI or the Unified Payments Interface is the newest addition for the payment modes in the Indian Banking System. This is a completely online payment system and thus cannot be carried out at any branch.

UPI window is open 24×7 throughout the year for all the scheduled bank accounts in India.

Also, check Working Hours for Other Banks:

SBI Bank TimingsUnion Bank TimingsIDBI Bank Timings
HDFC Bank TimingsICICI Bank TimingsIndusind Bank Timings
Canara Bank TimingsFederal Bank TimingsCentral Bank of India Timings
Axis Bank TimingsBank of India TimingsKarnataka Bank Timings
Bank of Baroda Bank TimingsBank of Maharashtra TimingsIndian Overseas Bank Timings
Indian Bank TimingsPNB Bank Timings

Kotak Mahindra Bank Timings: FAQs

1. What is the Kotak Mahindra Bank opening time?

Most of the branches of Kotak Bank opens at 10AM for the general public. However, this may vary for some of the branches as per the region.

2. What is the Kotak Bank lunch time?

No specific Kotak Bank lunch time has been specified which means that you, as a customer, can visit the bank anytime during the business hours.

3. How long does a payment by the Kotak Bank NEFT mode is processed?

NEFT payments across the banks are completed within 1 hour. While the amount is debited instantly from the sender’s account, it takes up to 1 hour to reflect the same in the receiver’s account.

4. What is the Kotak Bank closing time on a 2nd Saturday?

Every 2nd and 4th Saturday is observed as a bank holiday across the branches of the Kotak Mahindra Bank. Kotak Bank closing time for 1st, 3rd and 5th Saturday of every month is 4PM (for customers). This may vary for certain branches.

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By Monika Mohan
Monika Mohan is a writing enthusiast who has luckily turned her passion into profession. For the greens, she has an established foot in the personal finance sector and likes to put forth complex topics in an easy-to-understand manner, minus the jargons. Outside the penny lane, it’s all about poetry, mountains and single-malts.
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