Kotak Mahindra Bank provides as many as 18 debit cards to cater to its large customer-base. A suitable Kotak debit card can help you shop seamlessly and save significantly with reward points, airport lounge access, insurance cover & more.
In this post, we will tell you about the best Kotak debit cards along with Kotak debit card pin generation & more. Let’s talk.
Best Kotak Debit Card for You
Please check the table below to find out the best Kotak debit card as per your profile and needs:
|
Kotak Debit Card |
Withdrawal Limit |
Annual Charges |
Salient Features |
|
Kotak 811 Dream Different For Kotak 811 Savings account holders only |
ATM: Rs 25,000 Shopping: Rs 1 lakhs |
Rs 299 |
|
|
Kotak PayShopMore |
ATM: Rs 40,000 Shopping: Rs 2 lakhs |
– |
|
|
Privy League Platinum |
ATM: Rs 1.5 lakhs Shopping: Rs 3.5 lakhs |
– |
|
|
Privy League Signature |
ATM: Rs 2 lakhs Shopping: Rs 4 lakhs/Rs 4.5 lakhs |
– |
|
Note: Charges are inclusive GST.
How to Apply a Kotak Debit Card?
Kotak debit card apply process is very simple. You can either go to your nearby Kotak Mahindra Bank branch and inquire about it or go online. Before you visit the bank, we suggest you check the Kotak Bank timings.
Apply Kotak Debit Card Online
- Go to Kotak Bank website
- Click on Explore Products
- Move to Cards and select Debit Cards
- Choose either Existing Customer or New Customer tab
- If you’re an existing customer, you need to provide your CRN
- For new customers, you’ll be taken to the Application page
Other Kotak Debit Cards:
- Platinum Debit Card
- Easy Pay Debit card
- Kotak PVR Debit Card
- Classic One Debit Card
- Silk platinum Debit Card
- RuPay Debit Card
- Infinite Wealth Management Debit Card
- Gold Debit Card
- Business Power Platinum Debit Card
- World Debit Card
- Business Class Gold Debit Card
- RuPay India Debit Card
- Access India Debit Card
- Jifi Platinum Debit Card
Kotak Debit Card PIN Generation
To set the new Kotak debit card PIN, follow the steps explained here:
- Go to Kotak Mahindra Bank website
- Click on Service Request
- Hover your cursor over Debit and Credit Cards
- Choose the Generate PIN for all your Kotak Cards
- Select Debit Card option
- Select the network (Visa, MasterCard or Maestro)
- Enter your Kotak debit card details and Confirm
- Enter OTP as received on your regd. mobile number
- Create your PIN
If you’re having troubles in your Kotak debit card PIN generation, you can contact the Kotak customer care and resolve your issue instantly.
1860 266 0811
How to Activate Kotak Debit Card?
To activate your Kotak debit card, all you need to do is visit your nearby Kotak Mahindra Bank ATM and insert your card in the machine. If you’ve received an OTP from the bank for debit car activation, use it to generate PIN.
Alternatively, you can go to the Kotak Bank’s website, click on Service Request > Debit and Credit Cards > Activate or Deactivate Your Card. You’ll be redirected to the Kotak card activation page. Enter your registered mobile number and your date or birth/Customer Relationship Number. Hit on Send OTP to receive the One Time Password. This is to authenticate your identity so that no one else misuses your Kotak debit card. After this, you’ll be able to activate Kotak debit card.
Kotak Debit Card EMI
Kotak Mahindra Bank offers its customers to convert their purchases into Smart EMIs using their Kotak debit card. The following are some of the features of Kotak Debit Card EMI or Smart EMI:
- Loans up to Rs 15 lakhs
- Repayment tenure from 6 to 24 months (6, 8, 9, 10, 12, 18 and 24 months)
- Instant loan approvals
- Minimum documents required
- PAN Card and
- Aadhaar Card (or Passport, Driving License, Election Card, etc.)
- Low to no down payment options
- Instant eligibility check option (SMS DCEMI<space><Last 4 digits of Kotak Debit Card> to 5676788)
- Minimal processing fee of Rs 99 onwards
- For all Indian nationals
If you want to know more, please call the Kotak Debit Card customer care number – 1860 266 7777.
Check debit cards offered by different banks:
Kotak Debit Card: FAQs
When talking of high withdrawal/purchasing limits, Kotak Privy League Signature & Platinum debit cards are good while Kotak 811 debit card is the flagship debit card by the bank.
Kotak 811 debit card has ATM withdrawal limit of Rs 25,000 and Rs 1 lakhs for shopping. This card is only for those who have Kotak 811 savings account (not 811 Lite).
You can go to any Kotak ATM and generate your Kotak debit card PIN. Online process is fairly simple too – this is how
Yes. Your Kotak debit card PIN would work at POS machines and ATMs alike.
Yes. Women having a Kotak Silk Women’s Saving account are provided with the Silk Kotak Debit Card. It had daily POS limit of Rs 2 lakhs with Rs 40,000 domestic and Rs 50,000 international ATM withdrawal limit.
