For the customers of the Union Bank of India, there are multiple modes to check their bank balance. Be it via Union Bank balance enquiry number (09223008586), SMS banking (“UBAL” to 09223008486) or mobile banking, one can get their current account balance in minutes, if not seconds.
In this article, we shall be explaining all about Union Bank balance enquiry – modes, significance and more.
Union Bank Balance Check Number
The simplest way of Union Bank balance enquiry is to dial the Union Bank balance enquiry number and get your current balance instantly. The following is the number which customers can use for their balance enquiry:
It is important to keep your mobile number updated with the bank. If your number is not updated in your bank records, you will not get your balance update via this option.
Union Balance Check – Different Modes to Check Balance
Please check the table given below to check all the various options using which customers can carry out the Union Bank balance enquiry and get their current balance notification instantly:
|Union Bank Toll Free Number |
1800 22 22 44
1800 22 22 43
1800 208 2244
1800 425 1515
|Union Bank SMS Banking |
“UBAL” to 09 22 300 8486
|Union Bank USSD|
|Union Bank Balance Enquiry Number – Missed Call |
09 22 300 8586
|Union Bank ATM |
Using Debit Card + PIN
|Union Bank NetBanking|
Union Bank internet banking portal
|Union Bank Mobile Banking|
UMobile App (at the pre-login page)
Union Bank Balance Check by Missed Call
Using your registered mobile number (one that is linked to your Union Bank of India account), dial the Union Bank balance enquiry missed call number. After 2-3 rings, the call will automatically get disconnected post which you will receive an SMS on the same registered mobile number regarding your current bank balance.
Union Bank Balance Check via SMS Banking
Draft an SMS in the following mentioned format and send to the Union Bank balance enquiry number to get instant update on your current bank balance:
“UBAL” to 0 922 300 8486
(for primary account)
“UBAL<space>Account Number” to 0 922 300 8486
(for other accounts)
Important: This service is provided for customers having a savings or a current account with the Union Bank of India. Charges and fees for SMS Banking by the Union Bank of India – Rs. 15 per quarter.
Also Read: Union Bank Timings
Union Bank Balance Check via Mobile Banking ‘Vyom’ App
Using the mobile banking app – Vyom – the Union Bank of India forwards a 24×7 facility to all its customers w.r.t. Union Bank balance enquiry. Earlier, the bank had another mobile banking app by the name ‘UMobile” which ha snow been taken down.
Simply download and install the “Vyom” app from either the Play Store or App Store and register yourself on it. Use your debit card credentials or netbanking details to register.
Once you are registered, launch the app and you will be able to view your account balance after the login page. If you want to go in detail with your account balance, click the Accounts section and fetch your Union Bank mini statement, bank statement and more.
Union Bank Balance Check by Net-Banking
If you’re comfortable with the internet banking option provided by all the banks in India, you will be able to navigate through the Union Bank netbanking portal instantly. This is because the website is designed keeping simplicity in mind.
This is how to perform Union Bank Balance Enquiry using netbanking:
Step 1: Visit the “Union Bank Internet Banking Portal”.
Step 2: Enter your User ID, Password and Verification answer and click on “Login” button.
(Know Your User ID – Union Bank official link)
As you enter your netbanking account, you will be able to view your current bank balance – this will be the total amount of all the Union Bank accounts. If you wish to know about any particular account in detail, go to the Accounts section and navigate your way through – an easy to follow process.
Union Bank of India Balance Check via Passbook
To check your Union Bank of India account balance using your passbook, follow these steps:
- Go to your branch with your Union Bank passbook
- At the counter, ask for updating your passbook
- The official behind the counter shall electronically update all the entries in your bank account and handover the same to you once all the entries are printed
Check your bank balance along with the detailed transaction details in your Union Bank account.
Union Bank of India Balance Check via ATM
Go to your nearby Union Bank of India ATM and insert your Union Bank debit card in the machine. Enter your ATM PIN to log in to your account. Select the “Balance Enquiry” option on the screen. Your account balance will be displayed on the ATM screen. If you want a receipt, you can choose the option to print it out.
Union Bank of India Balance Check via UPI
This is how you check your Union Bank of India account balance using the UPI option:
- Download the Union Bank of India UPI app or any other UPI-enabled app on your mobile phone.
- Register your Union Bank of India account with the app by entering your account number, IFSC code, and other details.
- Set up a UPI PIN for your account.
- Log in to the app and select the “Balance Check” option.
- Enter your UPI PIN to authenticate the transaction.
- The app will display your Union Bank of India account balance on the screen.
Andhra Bank Balance Enquiry
After Andhra Bank’s merger with Union Bank, customers can easily find out their Andhra Bank balance enquiry through various methods such as missed call alerts, SMS banking, etc. Use any of these methods to keep an eye on your balance. With this merger, all Andhra Bank customers are now treated as Union Bank customers wherein they can perform all the banking related activities through Union Bank portals such as Netbanking, Mobile Banking, UPI and so on.
Union Bank of India Balance Check – Benefits
Be it via the Union Bank of India balance enquiry number or by logging into UMobile or netbanking portal, checking your bank balance is a must. The balance enquiry facilities offered by the Union Bank of India help its customers in the following ways and more:
- Helps customers stay up-to-date with their funds
- Helps customer keep in line with their monthly budget – tracking always helps
- Free mobile banking & netbanking services
- Nominal fee& charges of Rs. 15 for 3 months for SMS Banking
- Can be checked anytime – anywhere
Read about Balance Enquiry for other banks:
Union Bank Balance Check Number – FAQs
For Union Bank Balance Enquiry, one can give missed call to 09223008586 or send an SMS containing “BAL” to 09223009496 from their registered mobile number.
Yes, one can carry Union Bank balance enquiry using the UPI option. Create your UPI ID using any of the available UPI apps and then open the app using your PIN. You will be able to see your bank balance instantly.
Union Bank of India charges a fee of Rs. 15 per quarter for SMS banking services.
If you do not have a smartphone or have limited internet connection, you can opt the USSD mode. Simply dial *99# from your registered mobile number. Upon successful processing, your current bank balance will be displayed on your mobile screen.
Go to your nearby Union Bank of India ATM, chip in your debit card and enter you 4-digit ATM PIN. Choose “Balance Enquiry” from the menu displayed on the machine’s screen. You can also get a print –out of the same from the same ATM.
If you’re an NRI, please call on +918061817110 to contact the Union Bank of India customer care staff.
Yes. You can check your Union Bank account balance via UPI through any of the app i.e. Paytm, PhonePe, GPay and others.