Union Bank of India provides Visa, RuPay and MasterCard debit cards in Platinum, Classic and other variants. Check this post to compare and know the best Union Bank of India debit card that suits your daily usage and more.
Types of Union Bank of India Debit Cards
The following are the various types of debit cards offered by the Union Bank of India:
1. Union Bank Signature Visa Contactless Debit Card
| Particulars | Details |
| Average Quarterly Balance | Nil |
| Daily Cash Withdrawal Limit | Rs 1 lakh |
| Daily Shopping Limit | Rs 3 lakhs |
| Contactless Limit (Per Transaction) | Rs 5,000 |
| Annual Maintenance Charges | Waived |
| Airport Lounge Access | Yes |
| Accidental Insurance Cover | Rs 2 lakhs (Primary cardholder) Rs 1 lakh (Secondary cardholder) |
2. Union Bank RuPay Select Debit Card
| Particulars | Details |
| Average Quarterly Balance | Nil |
| Daily Cash Withdrawal Limit | Rs 1 lakh |
| Daily Shopping Limit | Rs 3 lakhs |
| Contactless Limit (Per Transaction) | Rs 5,000 |
| Annual Maintenance Charges | Rs 400 |
| Airport Lounge Access | Yes |
| Accidental Insurance Cover | Rs 2 lakhs |
3. Union Bank Platinum RuPay Debit Card
| Particulars | Details |
| Average Quarterly Balance | Nil |
| Daily Cash Withdrawal Limit | Rs 75,000 |
| Daily Shopping Limit | Rs 1.5 lakhs |
| Issuance Charges | Nil |
| Accidental Insurance Cover | Rs 2 lakhs |
4. Union Bank Classic Debit Card (RuPay/Visa)
| Particulars | Details |
| Average Quarterly Balance | Nil |
| Daily Cash Withdrawal Limit | Rs 25,000 |
| Daily Shopping Limit | Rs 25,000 |
| Issuance Charges | Nil |
| Accidental Insurance Cover | Rs 2 lakhs |
5. Union Bank Business Platinum Debit Card
Other Union Bank of India debit cards include qSPARC RuPay Debit Card which can be used as a contactless debit card as well. Its features are the same as that of the Classic variant of Union Bank of India Debit Card.
6. Union Bank QSPARC Debit Card (RuPay)
This QSPARC is an NCMC debit card which works as normal debit card while having the unique feature of holding specific value, just like a prepaid card. The card has a daily cash withdrawal limit of Rs 25,000 at ATM and Rs 50,000 for using at POS/online portals. For using it as a contactless debit card, the transaction amount must not be over Rs 5,000.
Union Bank of India Debit Card: How to Apply?
When you open an account with the Union Bank of India, you are offered with a complementary debit card, as per your account profile. If you haven’t accepted it then, you can always apply for a Union Bank of India debit card at the bank.
Union Bank of India Debit Card Online Apply
Follow the steps given below if you want to apply for a Union Bank of India debit card online:
- Search for Union Bank of India Debit Card apply online
- Click on the link with this address: https://icmt.unionbankofindia.co.in/debitcardissuance/
- Click on Apply for Online Debit Card
- Click on OK confirming that you don’t have another active debit card
- Enter your account number
- Answer the security question and click on OK
Proceed as the steps appear on your screen to online apply for a Union Bank of India debit card.
Union Bank of India Debit Card Charges
The following are the different types of Union Bank debit card charges:
Particulars | Charges | |
Charges for 1st year | NIL | |
Annual Maintenance Charges from 2nd year onwards | Classic | Rs 200 |
Platinum | Rs 300 | |
Signature, Business, RuPay Select, RuPay Platinum | Rs 400 | |
Issuance Charges | Rs 150 | |
Transactions at Union Bank ATM Charges | Classic & Platinum | 8 free/month |
Signature & Business | 20 free/month | |
Charges after free transactions: Rs 21 per financial transaction | ||
International financial transactions at other bank’s ATM | Financial: Rs 125 Non-Financial: Rs 35 | |
Note: All the charges attract GST as per the applicable GST Rates.
Union Bank of India Debit Card Pin Generation Online
Follow the steps given below to create Green PIN and then generate ATM-cum-Debit Card PIN for your Union Bank of India debit card:
- Go to any Union Bank ATM
- Insert your card in the machine
- Select Set ATM Green PIN
- Select Generate OTP to receive OTP on your regd. mobile number
- Once again insert your card and click on Set ATM Green PIN
- Enter OTP after selecting Validate OTP
- Create your new PIN and enter it twice
If you’re not able to generate PIN, call either on 1800222244 or 1800208244.
Check debit cards offered by different banks:
Union Bank of India Debit Card: FAQs
Rs 25,000 for Classic variant, Rs 1 lakh (ATM) and 4 lakhs (Shopping) for Union Bank Select RuPay debit card.
Go to Union Bank of India website and open Card under the Digital Banking section. Now scroll to the bottom and select for online application. Click on Online Application Tracking and enter your Request ID to know the status of your Union Bank of India debit card online application.
You can block your Union Bank debit card by calling any of the Union Bank of India Customer Care numbers or by simply logging into your netbanking account.
To activate your Union Bank debit card, all you need to do is use it at the bank’s ATM. After you complete one transaction (financial or non-financial) at any Union Bank of India ATM, your debit card will get activated.
Yes. You need to fill in the required details at the time of adding your Union bank debit card. After you successfully entered the details and have verified your card, you can start making UPI payments.
