The opening and closing time of the Union Bank of India along with the bank’s lunch hours must be known to its customers if they need to visit their branch. Bank’s working hours differ from its business hours. Know about the Union Bank timings on weekdays and Saturdays below.
Union Bank Timings & Working Hours in 2022
Please check the table below for the latest Union Bank timings in 2022:
Union Bank Timings – 2022
|1. Union Bank Timings on Weekdays|
(Monday to Friday)
|10:00 AM to 4:00 PM|
|2. Union Bank Lunch Time||No specific time|
|3. Union Bank of India Saturday Timing||· 1st, 3rd & 5th – 10 AM to 4:00 PM|
· 2nd and 4th – CLOSED
|4. Union Bank Timings on Sundays||CLOSED|
Union Bank of India Timings in Lockdown
During the lockdown in 2020 and 2021, all the banks reduced their business hours (as per RBI guidelines released at that time). Banks worked at a reduced capacity of 30-50% and operated from 10AM to 2PM on working days. Union Bank timings in lockdown were – 10AM to 2PM every Monday to Saturday (barring 2nd and 4th Saturdays).
Union Bank Timings Post Lockdown
Post lockdown, all the branches of the Union Bank of India have resumed their business hours from 10AM to 4PM (Monday to Saturday, except 2nd and 4th Saturday).
It is mandatory to wear face masks in the office premises and maintain social distance post lockdown as well.
Union Bank of India Lunch Time
There are no specific lunch hours for the Union Bank employees. You can visit the bank anytime during the business hours and the staff will be there to attend your requests, complaints and/or queries.
This is possible because most of the banks in India have flexible lunch hours with bank employees observing the same in shifts. This allows smooth running of bank business hours.
Also Know: Bank Timings of Major Banks in India
Union Bank Timings on Saturday
On Saturdays, 1st , 3rd and 5th of every month, Union Bank of India attends its customers as per the usual business hours, i.e. from 10:00 AM in the morning to 4:00 PM in the evening. That said, all Union Bank branches remain closed for the 2nd and 4th Saturday of every month.
Union Bank NEFT Timings
NEFT, or the National Electronic Funds Transfer, is a system using which bank account holders can transfer funds from their bank to another bank account. It can be done online using either internet banking or mobile banking as well as offline at the branch.
Union Bank NEFT timings online: 24×7 days
Union Bank NEFT timings offline: 10AM to 4PM (Monday to Saturday; except 2nd and 4th Saturday)
Please note that the funds via NEFT are transferred within a span of 1 hour (may go up to 2 hours in certain cases).
Union Bank RTGS Timings
Union Bank RTGS timings at branch: 10AM to 4PM every Monday to Saturday (except every 2nd and 4th Saturday)
Union Bank RTGS online timings: Service available round the clock
Important: RTGS transfers can be carried out only when the amount is of Rs. 2 lakhs or more.
RTGS Full Form: Real Time Gross Settlement
DID YOU KNOW?
RTGS transfers are processed instantly as opposed to NEFT mode where the transfers are processed in batches, every 15 minutes. If you want to transfer money instantly and the amount is of minimum Rs.2 lakhs, you must choose the RTGS mode of payment.
Also Read: Union Bank of India Mini Statement
Union Bank IMPS Timings
IMPS, or the Immediate Payments System, is an online payment method. IMPS transfers by the Union Bank of India customers can be done online at any point in a day using the net-banking/mobile banking option.
This service is not available offline and thus cannot be done at the branch.
IMPS is also real-time transfer method and is useful when one needs to make instant payments for any amount (no minimum amount limit unlike RTGS).
Union Bank UPI Timings
UPI Timings for Union Bank of India customers: Can be done anytime, i.e., No Time Limit
UPI, an online payment system managed by the NPCI which is a subsidiary of the Reserve Bank of India. Anyone with a bank account can use this mode of payment. There are no minimum amount requirement and no time limit for UPI payments.
One unique feature of UPI is that you don’t need to share your bank account details with the sender/receiver. All you need is a UPI ID which is linked to your account and the amount is transacted using this single detail only.
Some of the popular UPI apps are: BHIM UPI, GPay, PayTM, Amazon Pay and Phone Pe.
Also, check Working Hours for Other Banks:
Union Bank Timings – FAQs
All the branches of Union Bank remain closed every 2nd and 4th Saturday. However, on the 1st, 3rd and 5th Saturday, Union Bank business hours are the same as of weekdays, i.e. 10 AM to 4 PM.
There is no specific time allotted as the lunch time for Union Bank employees which means that you, as a customer, can visit the bank anytime of the day.
The Union Bank of India closes its business hours for customers at 4:00 PM on all working days.
For RTGS payments, Union Bank branch RTGS can be done from 10AM to 4Pm from Monday to Saturday (barring 2nd and 4th Saturdays).
It takes about 1 hour to credit payments via NEFT payment mode.
If you want real-time transfer of funds for smaller amounts, these two options are good:
IMPS – Immediate Payments System
UPI – Unified Payments System