The Employees’ Provident Fund (EPF) accounts, like savings bank accounts,
have a passbook. It includes information such as the EPF account number,
details of the pension plan, establishment ID, employer name, EPFO office, and
so on. Do you need to keep track of how much money is being contributed to this
scheme? An easy way to do that is by downloading this passbook. The procedure
to download your EPF passbook is simple. Continue reading to learn how to
download and understand EPF passbook and access EPFO balance enquiry number.
How to Download EPFO Passbook
The EPF passbook pdf containing the statement may also be useful in moving your EPF fund from your prior job to your present one.
EPF passbook online download process consists of registration on the EPFO website and you will get access to EPFO enquiry number. You must first activate your Universal Account Number to register (UAN).
- Go to https://unifiedportal-mem.EPFindia.gov.in/memberinterface/ for further information.
- Select ‘Activate UAN’ from the drop-down menu.
- Fill up your UAN, Aadhaar, PAN, and other personal details.
- Select ‘Get Authorisation Pin’ from the drop-down menu. A fresh page will open on your screen, requesting you to double-check the information you submitted.
- Additionally, an OTP will be delivered to your phone through SMS. Click ‘Verify OTP and enable UAN’ after entering the OTP.
- The user will receive a text message with your password once your UAN has been enabled. To access your account, type in this password. After logging in, you may change your password.
- Keep in mind that it takes a maximum of 6 hours after the UAN registration for the passbook to be generated.
- Finally, you can initiate EPF passbook online download.
These were the detailed steps for EPF passbook online download. Once the process is completed and your account is activated, you can give a missed call on EPFO balance enquiry number or EPFO enquiry number (9966044425) and access information.
How to Download EPF Member Passbook Using UMANG App
Here are the steps to download EPF passbook:
• Download the app from Play Store and install it.
• Open the app and choose the service you need.
• Select the option that says e-passbook and log in with your UAN and password.
• Choose the member ID you need and click on ‘View Passbook’.
• Feel free to view, download or print your e-passbook.
These were the easy steps you can follow to download EPF passbook online.
Key Takeaways:
- For registration, you can only use one cell phone number.
- Passbooks can only be accessed by registered members on the Unified Member site.
- Any updates to credentials made in the Unified Member portal will take six hours to take effect.
- Non-members, non-active/settled accounts, and workers of exempted establishments are not eligible for the passbook service.
- You can access information with the help of a missed call on EPFO balance enquiry number/ EPFO enquiry number.
How is your Passbook Updated?
The EPF passbook gets updated at the time of the contribution itself, once the contribution is completed, the passbook gets updated right away. However, only month and year is mentioned in the EPFO member passbook, dates are not mentioned about when the contribution was made.
How to Check Pension Contribution
You can check your pension contribution at any time on your EPS account passbook. All information about pension contribution is present online. There is also an option to download the form consisting of the pension contribution on the EPF pension portal by logging into the EPFO member login passbook. Another way to access information is through the EPFO balance enquiry number.
Did You Know?
If you forget your account password, you may recover it by going to the EPFO Member e-sewa website: https://unifiedportal-mem.EPFindia.gov.in/memberinterface/
Other Ways to Check your EPF Account Balance
These are the ways you can check your EPF account balance.
- Using Umang App: Umang application consists of all the data of your EPF account, you can easily access your account balance through it.
- EPFO Portal: Visit the EPFO website, click on ‘Member Passbook’ and fill in your credentials (UAN and password). Once you have logged in successfully, you can effortlessly gain access to your EPF account details and balance.
- Missed Call: There is a missed call method, where you have to call on EPFO balance enquiry number (9966044425) with you registered number and you can access your required information. The important thing to understand for this way is, you need to be registered on UAN before you try missed call method.
- EPFO Balance Enquiry Number SMS: To gain access you need to send a text message on EPFO balance enquiry number SMS 7738299899 with your registered number. The message should contain this sequence and information- EPFOHO UAN ENG. The last part of the message which is ‘ENG’ stands for the language you prefer using.
Pros and Cons of Downloading the EPF Member Passbook
The following are the benefits of downloading the EPF passbook:
• For EPF account holders, the EPF passbook is a useful and time-saving function.
• It has a record of EPF account balance, which is useful when planning for retirement. Every transaction is recorded in the EPF passbook. It also aids in determining whether the employer contributes regularly.
• If any details are incorrect, inaccuracies can be identified, and timely updates are made possible. EPFO passbooks can be printed and downloaded at any time. This is possible even after ending a position at that organisation. If any challenges are being faced, EPFO enquiry number can be accessed for guidance.
There are no cons to downloading your EPF passbook.
Word to Remember
UAN Passbook
Universal Account Number (UAN) is a unique number in your passbook which is allotted by the to be allotted by EPFO.
Historical EPF Interest Rates for the Last 15 Years
In case you are wondering what the interest rates have been like over the last few years, here is a detailed look:
Financial Year | Rate of Interest p.a. |
2020-2021 | 8.50% |
2019-2020 | 8.50% |
2018-2019 | 8.65% |
2017-2018 | 8.55% |
2016-2017 | 8.65% |
2015-2016 | 8.80% |
2013-2015 | 8.75% |
2012-2013 | 8.50% |
2011-2012 | 8.25% |
2010-2011 | 9.50% |
2005-2006 to 2009-2010 | 8.50% |
You’ll notice that even though the interest rates vary from year to year, the EPF accounts still receive one of the highest interest rates than any other savings scheme. This makes it a highly desirable saving scheme among employees.
Conclusion
The Employees’ Provident Fund Organisation, or EPFO, provides users with vital information related to their EPF accounts in passbook EPF, which is an online service. This article gave a thorough brief to explain EPF passbook. It functions similarly to a bank passbook because it allows a person to keep track of their EPF account’s transactions. EPFO members may simply check their EPF interest rate credit by browsing the EPF passbook balance and can even download or print that EPF Passbook. The EPFO app can also access this online EPF passbook and EPFO balance enquiry number can help you get an easy way into your required details.
FAQS
Process of EPF download passbook is simple, anyone who is registered under EPF member portal can download the passbook online.
Interest rate of EPF for 2022-23 is 8.10%.
Once you have completed the registration, the online generated within 6 hours.
Any change you make online reflects in 6 hours online.
Yes, once the EPFO approves the changes, only then changes can be confirmed.
EPF passbook facility is available for EPF members only, through UMANG app.
People who don’t have access- settles members, exempted members and inoperative members.
The format of EPF passbook is pdf format. Moreover, no password is required to gain access to the document.
Visit the official portal> Click on ‘forgot password’> Fill in your registered number> You will receive an OTP> Fill it and gain access.
Yes, by visiting passbook.epfindia.gov.in you can access your passbook EPF without UAN. Another way to access certain information is EPFO balance enquiry number, you can simply give a missed call on EPFO balance enquiry number through your registered number and get information.
Yes, before updating the EPF passbook, the entries are double-checked by the EPFO field offices.
Users who have enrolled on the EPFO portal can view and download the EPF passbook EPF.
Also Read: EPFO Establishment