For salaried employees, provident funds are one of the best investment avenues. It is an investment fund where the employee and the employer put aside part of an employee’s monthly salary as a long-term commitment. Members get a unique 12-digit Universal Account Number (UAN) that they can use to check their EPF passbook balance.
What is an EPF Passbook / UAN Passbook?
The EPF passbook, also known as the UAN passbook, is similar to a bank passbook. It is an important record of transactions in your EPF account. It is updated after every transaction and contains every bit of information, including all deposits made by you and your employer, as well as any withdrawals. You can check the EPF passbook balance online or offline, using the UAN.
How to Login to EPF Passbook
- Visit the EPFO website and register (https://www.epfindia.gov.in/site en/index.php)
- On the following page, under the ‘Our Services’ column, the member must choose ‘For Employees.
- Following that, the member must select ‘Member Passbook’ from the ‘Services’ column.
- The member must then enter their UAN, password, and captcha information on the following screen before clicking ‘Login’.
How to Download EPF Passbook
- To download your EPF Passbook, visit https://www.epfindia.gov.in/site_en/index.php.
- Select the ‘e-Passbook’ option.
- You will be redirected to a new tab where you can enter your login credentials, that is, your UAN, password, and captcha details.
- Once you are logged in, your Member ID will be displayed on the screen.
- Click on the Member ID to download your PF statement.
- Upon clicking on the Member ID, your passbook will be displayed in a PDF format. From there, you can download or directly print your passbook.
Key Takeaways
- EPF passbook is an electronic record that functions similarly to a bank passbook and helps track transactions in an EPF account.
- The EPF passbook contains all the basic information, including account details, deposits and withdrawals, interest earned on EPF contributions, etc.
- Members of an established business, inoperative members, and exempted establishments have no access to the UAN member passbook.
How to View Your UAN Passbook Online
- Visit the EPFO portal
- Select the ‘For Employees’ option under ‘Services’.
- Select “Member Passbook.”
- Log in using your username, password, and captcha to view your UAN passbook online.
Details Covered in the EPF Passbook
The following details are covered in your EPF Passbook:
- Establishment ID and Name of Employer
- Name of Employee and Member ID
- EPFO Type and Name
- A breakdown of EPF contributions
- Monthly payments made in detail to the EPS (Employees’ Pension Scheme)
- Interest on the EPF’s accumulated funds
- Employer and employee withdrawals and deposits each month
- Date and time the passbook was printed
Did You Know
EPF passbook works like a bank passbook, and details are updated six hours after a transaction.
By connecting to the UAN Passbook site using the UAN ID and password associated with the UAN account, PF members may simply check their balance. The Passbook portal may be accessed using the same password as the UAN site.
Benefits of the E-passbook in EPFO
The benefits of the EPF Passbook are as follows:
- EPF account holders benefit from the effective and time-saving EPF passbook feature.
- The EPF member can keep track of the balance of their EPF account, which is useful for retirement planning.
- Every transaction is recorded in the EPF passbook. Therefore, keeping track of the employer’s contributions is easier.
- You can always download and print your EPF passbook. Additionally, you can still do this even after leaving that company’s employment.
How to Check UAN Status
To check your UAN status through the portal, follow the following steps:
- Visit the EPFO website and select ‘For Employees’ from the ‘Our Services’ list.
- Go to the ‘Member UAN Online Services’ option and select ‘Know Your UAN Status.
- Enter the required details, that is, your PF number, Aadhar, PAN or Member ID.
- Fill in your personal details and select the ‘Get Authorisation Pin’ option.
- Once you enter the authorisation pin, your UAN status will be shared with your registered mobile number.
Word To Remember
UAN Login for EPF Passbook Balance Check
The EPF passbook contains information on all transactions in the EPF and Employees’ Pension Scheme (EPS) accounts. This passbook lists all of your monthly contributions, including any accumulated interest. The balance of your EPF passbook may be checked online via the EPFO web, SMS service, or the UMANG app.
How to Check an Exempted Establishment/Private Trust’s EPF Balance
Since EPF contribution comes to the business-maintained trusts instead of the EPFO in the case of exempted businesses, only the company-managed trust has access to an employee’s PF account balance, whether public or private trust. When it relates to EPF accounts that exempted firms have retained, there is no standardised method for determining the PF balance. The EPFO’s passbook system is not available to members of exempted establishments.
Some firms can run their own PF plans for their workers with in-house EPF trusts and are excluded from investing through EPFO accounts under the EPFO Act, 1952. These trusts, on the other hand, are subject to the same laws as EPF obligations to EPFO.
Employees of these exempted businesses can monitor their EPF balance in one of these four ways:
- Check your payslip: Many big corporations provide payslips to their employees. Generally, the contribution towards the provident fund is mentioned in the payslip.
- Check the staff web portal: Most major organisations have an internal company portal where employees may sign in and check their EPF account balance and obtain a PF statement.
- Verify with the company’s HR department: Employees may contact the company’s human resources department for information about their provident fund.
- Track your contributions: Employees can compute their yearly PF balance by examining their wage slips and tracking their monthly contributions. For interest calculations, use the EPFO’s interest rate.
Conclusion
Summing up everything that has been told, the EPF passbook is easily accessible through the EPFO portal. Now that you have understood how to access the necessary information, we hope you do so easily.
FAQs
To view your EPF passbook online without UAN, you can send an SMS or give a missed call at one of their numbers with your registered mobile number.
Your PF passbook can either be downloaded in a PDF file or printed directly from the website.
The entries done on an EPFO passbook are validated by EPFO pasture offices.
EPF passbook services are available to you after six hours of completing the UAN registration process.
All EPF members are eligible to view or download their EPF passbooks online.
It takes six hours for the PF passbook to reflect any changes or updates made online.
No, there are no additional passwords required to open your EPF passbook.