EPF Passbook: A Guide

Did you know that over 18,000 establishments participate in the retirement scheme called EPF?

If you’re an EPF member, it’s essential to understand the contents of your EPF passbook.

The EPF passbook contains information on all the transactions that have taken place in your EPF  accounts. This includes monthly contributions, accumulated interest, and interest earned on the total amount collected.

If you are looking for a guide to get the most out of your EPF Passbook, this is the place for you.

Getting Started with an EPF Passbook: What to Know and Components

EPF stands for Employees’ Provident Fund and is a retirement savings scheme for private sector employees in India. The EPF account is maintained by the Employees’ Provident Fund Organisation (EPFO), and workers can voluntarily choose to contribute a portion of their salary towards their EPF account every month.

Workers’ employers also make contributions to their EPF account on their behalf. Once an employee has retired or left their job, they can withdraw their EPF balance in a lump sum or instalments.

To get started with an EPF passbook, workers must provide their personal details, including:

• Name
• Date of birth
• Gender
• PAN number
• Address

They will also need to provide their bank account number and IFSC code. After registering for an EPF passbook, workers can view their account balance and transaction history online. They will also be able to update their personal details, if necessary.

Requirements for the EPF Employee Passbook

The EPF Employee Passbook is an essential document for any employee who wants to avail of the Employees Provident Fund (EPF) scheme. You must obtain the passbook from the EPFO office, which must be duly filled up and signed by the employer.

It is a record of the employee’s contribution to the EPF scheme, and you can use it to monitor the employee’s account balance. The requirements for the EPF Employee Passbook are as follows:

• Obtained from the EPFO office
• Filled up and signed by the employer
• Must submit to the EPFO office within 30 days
• Must renew every five years
• The employer’s signature on the passbook

EPF Passbook Download

You can passbook download from the EPFO portal by following these simple steps:

1. Log in to the member portal using your UAN and password
2. Click on the ‘Download’ tab on the homepage
3. Select ‘Passbook’ from the drop-down menu
4. Enter your PF number and Captcha code
5. Click on ‘Get Passbook’
6. Your passbook will be displayed on the screen in PDF format

You can save it or take a printout for future reference.

EPF Passbook Login

First, you must visit the EPF passbook login portal. Once there, you will need to enter your EPS number and date of birth in the respective fields. After that, you must click on the ‘Login’ button.

Once you log in, you will be able to view your EPS balance as well as recent transactions. You can also download your passbook as a PDF file for offline viewing. If you have any questions or problems with logging in, you can contact the EPFO customer care department for assistance.

Did You Know :
EPF Passbook is available after 6 hours of registration at Unified Member Portal.

EPF Passbook Balance Check

The balance in your EPF account grows every year, and you can check it any time using the EPF passbook. The process is simple, and you can do it online or offline.

First, you must log into your UAN portal using your Universal Account Number. Once you log in, you can view your EPF passbook balance.

If you want to check your balance offline, you can visit your nearest EPFO office and submit a request form. You will need to provide your personal details and your UAN number.

Once your request is processed, you will receive a printed copy of your EPF passbook balance.

You can also use the PFbalance app to check your balance on the go. To do this, simply enter your UAN number and EPF member ID in the respective fields and click on the ‘Check Balance’ button. Your EPF balance will be displayed on the screen.

EPF Passbook Balance Check SMS

To sign up for EPF Passbook Balance Check SMS, employees must provide their:

• Name
• Date of birth
• Employee number

They will also need to select the language in which they want to receive SMS alerts (English or Hindi). Once this information has been provided, employees must enter their mobile numbers and select the “Activate” option.

They will then start receiving SMS alerts whenever their EPF balance changes.

EPF Passbook Claim Status

Employees Provident Fund Organisation allows members to check their EPF claim status online. To do so, the member must first log in to the EPFO website using their UAN and password.

Once logged in, they can click on the ‘Claims’ tab and select ‘Track Claim Status.’

Alternatively, they can enter their 11-digit PF claim number in the ‘Search by Claim ID’ field. The member will then be able to see the current status of their claim.

If the claim is still under processing, the member can also view the estimated time for completion. Sometimes, the member may need to submit additional documents or information before processing the claim.

In such cases, the EPFO website will provide instructions on what needs to be done. By regularly checking their EPF claim status online, members can stay up-to-date on the progress of their claims and take action as needed to ensure that the processing is smooth and efficient.

EPF Passbook Password Reset

You can reset your EPF password by following a few simple steps.

First, the user will need to log into their EPF account. Once logged in, they need to click on the “Forgot Password” link.

Next, they will prompt you to enter your email address and PAN number. Once you enter the information, you will receive an email with instructions on resetting your password.

Finally, the user will need to follow the instructions in the email and enter a new password. With these simple steps, EPF password reset can be easily accomplished.

EPF Passbook Update

The EPF passbook can be updated online through the UAN member portal or by submitting a request at an EPFO office. While updating the passbook online is convenient, it is important to note that the process can take up to 10 days.

Therefore, it is best to visit an EPFO office in person for immediate updates. In either case, it is vital to have the correct documents and information handy to avoid delays in the update process.

Why is my EPF Passbook/Balance not available?

There could be several reasons why your EPF passbook/balance is not available. Here are a few possible reasons:

1. You are working in an exempted organisation: Establishments such as trusts*, Non-Profit Organisations and educational institutions fall under the EPF exemption list. If you’re working in any of these, chances are your passbook won’t be visible. You will receive a message like this, if your organization has a trust:

“Passbook/Balance not available to this Member-id as this pertain to exempted establishment (i.e. Trust).”

2. Your employer has not registered you for the EPF scheme: EPF is a mandatory scheme for employers with 20 or more employees. If your employer has not registered you for the EPF scheme, you will not be able to access your passbook or balance.

3. Your employer has not contributed to the EPF scheme: Even if your employer has registered you for the EPF scheme, they must make regular contributions to your EPF account. If they have not made these contributions, your passbook or balance will not be updated.

4. Technical issues with the EPFO website: Sometimes, the EPFO website may experience technical issues, which can prevent you from accessing your passbook or balance. You can try accessing the website at a later time or contact the EPFO helpline for assistance.

5. Your EPF account is inactive: If you have not made any contributions to your EPF account for a certain period, it may become inactive. In such cases, you will not be able to access your passbook or balance until your account is reactivated.

*Trusts are typically created for specific purposes such as charitable or religious activities. They are not considered employers under the EPF scheme, and hence they are not required to contribute to the EPF scheme or maintain a passbook/balance. Therefore, EPF passbook/balance is not available for trusts as they are not covered under the EPF scheme.

Accessing the EPF e-Passbook

The EPF E passbook is an online portal where members can view their account balance and transactions. It can be accessed using the UAN or Universal Account Number.

To access the EPF E passbook, the members must log in to the member portal using their UAN and password. Once logged in, they can view their account balance, transactions, and passbook.

The EPF E passbook is a convenient way for members to stay updated on their account balance and transactions.

How to Manage Your EPF Account

Most people are not aware that they can actually do something with their EPF account other than just letting it sit there and grow moderately. If you are one of these people, then perhaps it is time to start thinking about how you can better manage your EPF account and make it work harder for you. Luckily, there are now a number of ways to do this, and we can help.

One of the simplest things you can do is to make sure you contribute as much as possible to your account. The more you contribute, the greater your potential return will be.

You should also consider investing your EPF money in unit trusts or other similar products. This can be a great way to grow your money over time, and it is relatively low risk.

Of course, there are a number of other options available to you as well, and we can help you explore all of them in order to find the best solution for your needs. 

EPF Member Passbook: Get Started Today

The EPF Passbook is a great way to keep track of your contributions and stay updated on the latest news and happenings in the EPF world. If you are an EPF member, be sure to get started today and take advantage of all that this new tool has to offer. And if you’re not yet an EPF member, what are you waiting for?

Frequently Asked Questions (FAQs)