YES Bank Savings Account

Yes Bank savings accounts are of eight different types ranging from their regular savings account, digital account, Yes Prosperity Pro Max to Women Savings account, among other accounts. In this post, we provide details regarding the features, eligibility criteria, documentation and other things related to Yes Bank savings accounts.

Here is the currently updated Yes Bank savings account interest rate:

Yes Bank Savings Account Interest Rate, 2023

The following are the savings account interest rates offered by Yes Bank, effective from 2^nd November 2022:

Disclaimer: The above-mentioned interest rates for Yes Bank savings account are subject to change. Please tally with the bank website if you wish to check the updated data.

Types of Yes Bank Savings Accounts

Yes Digital Savings Account

• Contactless account opening with video KYC
• Avg. monthly balance: Rs 10,000
• Complementary virtual debit card

Yes Prosperity Pro Max

• Avg. monthly balance: Rs 50,000
• Up to 25,000 Yes Rewards on debit card
• Various value added services

Yes Women Savings Account

• Only for women of 18 years of age or more
• Avg. monthly balance: Rs 25,000
• Customized Yes Bank debit card with monthly 2% cashback
• 1.5 times more Yes Rewards
• 100% discount on locker rent

Yes Regular Savings Account

• Avg. monthly balance: Rs 25,000
• Comes with Yes Bank Engage debit card
• 16,000 Yes Rewards in first year of debit card activation
• 30% discount on locket rent

Yes Savings Value Account

• Avg. monthly balance: Rs 10,000
• Up to 8,000 loyalty points
• Unlimited access to any bank’s ATM
• 5% cashback on spends via Yes Bank debit card

Yes Bank Senior Citizen Savings Account

• For Indian senior citizens of 60 years or more of age
• Avg. monthly balance: Rs 25,000
• Lifetime free Yes Bank Element Debit Card
• 10x rewards on debit card spends

My First Yes Account – for minors

• Monthly avg. balance: Rs 2,500
• To help your child in their first financial step
• Earn 9,000 loyalty points in first 90 days

Yes Bank Zero Balance Savings Account

Yes Bank offers govt. backed account of Pradhan Mantri Jan-Dhan Yojna Account in which you need not maintain any minimum balance, i.e. it is a zero-balance savings account. This account comes with complementary Rupay debit card and Accident insurance coverage.

How to Open a Yes Bank Savings Account Online?

Follow these steps detailed below to open a savings account digitally with Yes Bank:

Step 1: Open this link (https://www.yesbank.in/personal-banking/yes-individual/savings-account/digital-savings-account) or go to Yes Bank official bank website and  click on “Apply Now”.

Step 2: Click on ‘Open Account”.

Step 3: Click on ‘Open Savings Account’ and keep your PAN and Aadhaar ready with you.

Step 4: Enable location access.

Step 5: Type in your mobile number.

Step 6: Enter Captcha.

Step 7: Enter the OTP (you’ll receive it on the mobile number you provided in Step 5).

Step 8: Enter a valid email ID and click on ‘Verify Email’. For this, you’ll be asked to enter OTP sent to this ID.

Step 9: Now, type in your Aadhaar number and verify.

Step 9: Now, provide your PAN and verify.

After this basic documentation is complete, you’ll get a call from the bank executive to help you complete the online account opening process.

How to Transfer Money from Yes Bank Savings Account Online?

Step 1: Go to Yes Bank official website.

Step 2: Click on Login (at the top right corner of the page).

Step 3: Enter your Login ID and password on the Yes Bank Online Banking login page.

Step 4: Select the Fund Transfer option.

Step 5: Select Beneficiary (add account details if not added previously).

Step 6: Now, enter your account details, beneficiary account details, name, bank and branch name, IFSC, amount to be transferred and remarks.

Step 7: Confirm details and enter the OTP as received on your registered mobile number.

And you’re done!

Yes Bank Savings Account: Customer Care

For banking queries: +91 22 6115 6300

For RBL Credit Card queries: +91 22 6232 7777

Yes Bank Savings Account: FAQs