Use EPF Withdrawal Form 31 to request a partial withdrawal from your Employees’ Provident Fund (EPF). Workers can put money away for their golden years through the Employees’ Provident Fund (EPF), a government-supported scheme.
Workers are expected to contribute 12% of their basic salary each month to this particular type of provident fund. When these payments are combined with government interest, the fund for workers is created.
In addition, workers can access funds from their EPF even while they’re on the clock to cover unforeseen expenses. So let us explore more about Form 31 in EPFO in the article below.
When Can EPF Funds be Withdrawn?
You need to meet certain requirements to use Form 31 in EPFO to withdraw funds from your EPF account, either partially or in full. It is possible to withdraw one’s entire EPF savings under specific circumstances –
- When they exit their job.
- Those unemployed for over two months.
Unless the individual satisfies the aforementioned requirements, it is against the rules and regulations of the Provident Fund to withdraw the entire amount from EPF. Withdrawals from an EPF may be possible in certain cases, but only after the individual has fulfilled specific criteria.
Declaration in EPF Form 31
You can use Form 31 as proof if the reason for partial withdrawal fits the requirements. The employee must sign the EPF form 31 before it can be submitted. The employer and the EPF Commissioner are both obligated to complete these sections. It is imperative that you supply accurate and up-to-date information in the EPF form 31. Fill out Form 31 with the following information:
- Your name, your father’s name, or your spouse’s name
- The PF account number
- Compensation and benefits package
- Postal addresses for members
- You will need a money order if you are withdrawing less than Rs. 2,000.
- The signatures of members and employers
- An advance-stamp-encumbered receipt (Rs.1 stamp)
How to Download EPF Form 31?
Following these steps will allow you to download EPF withdrawal form 31 online:
- Visit the EPFO website.
- Go ahead and log in using your usual credentials (UAN and password, for instance).Hit “Claim” on the “Online Services” page.
- A new page will load for you to enter your personal details when you click this link. Among the details included are your full name, date of birth, father’s name, PAN, Aadhaar number, phone number, and the day you started working for the company.
- Select “Proceed for Online Claim” from the menu.
- When the page loads, look for a menu that says “PF Advance (Form 31)” and select it
- Select the intended use of the advance, enter the desired amount, and supply your current mailing address.
- Before signing the subsequent disclosure, make sure the box labeled “Get Aadhaar OTP” is checked
- Click the “Validate OTP and Submit Claim Form” button after you receive the one-time password (OTP) on your registered mobile number.
The Procedure of Filing for Withdrawal through EPF Form 31
Both online and offline applications for EPF withdrawal form 31 onlineare acceptable for withdrawing funds from an EPF account. The proper procedure is:
Submission of Physical Application Through Form 31
EPFO claim online form 31 can be accessed through the official office of the Employees’ Provident Fund Organization (EPFO) or at your place of employment.
It is imperative that you accurately complete all fields on the form. Commonly needed information includes full name, mailing address, email, phone number, EPF account number, reason for withdrawal, and amount requested.
You might need to submit additional documents like a medical certificate, a cancelled check, or a property purchase agreement to back up your withdrawal.
Send the completed form to your employer along with any supporting documents. Following their review, the application will be forwarded to the relevant EPF office for processing.
The EPF office will handle your withdrawal request. The EPFO will transfer the money to your provided bank account when you request a withdrawal.
Submission of Online Application for Withdrawal from EPF
Follow the steps below:
- Visit the Official Unified Member Portal. By going to this page and inputting your UAN and password, you can access your EPFO account online at the official Unified Member Portal.
- Navigate to the ‘Online Services’ area of the portal to access the services online.
- If you want to use the EPFO claim online form 31 to withdraw your money, pick the right option.
- To complete the online EPF claim form 31, please provide your complete name, current address, date of birth, EPF account number, reason for withdrawal, and desired withdrawal amount.
- To comply with the requirements, please scan and attach any necessary documents.
- Online submission is available once all required documents have been uploaded and the application has been completed.
- Your employer will verify your online withdrawal request.
- Your request to withdraw funds from the EPF will be processed once your employer has confirmed the withdrawal. The amount of your approved withdrawal will be deposited into your affiliated bank account with the EPF.
How to Fill EPF Form 31?
After downloading EPF claim form 31, you must complete it independently. Your employer and the EPF Commissioner must fill out the remaining data.
Details to be Filled in by the Employee
- Mobile Number
- Purpose for Advances
- Amount of Advances required
- Name of the member
- Father’s Name/Husband’s Name (in case of married women)
- Name and Address of the Employer
- PF Account Number
- Monthly Basic Wages and Dearness Allowance
- Full Postal Address of the applicant
- Signature of the Employee
- Mode of Remittance
- In whose favour cheque is to be drawn (in case of home loans, EMIs, etc.)
- Advance Stamp Receipt (Fill the amount)
Details to be Filled in by the Employer
- Certification by the Employer
- Signature, date, and designation
- Enclosures
Details to be Filled in by the EPF Commissioner
- Section
- Account number
- Fund to reimbursed
- Mode of Remittance
- Signature of the Accounts Officer
Documents Required Along with EPF Form 31
Here is the list of the documents required along with EPF withdrawal form 31 pdf:
Reason/Purpose | Documents |
Equipment for physically handicapped | Doctor Certificate |
Adversely affected by natural Disasters | Certificate from the concerned authority |
Adversely affected due to lack of power supply | Statement from the state government |
Lockout of an establishment | Declaration |
House repair (only once) | Proof of need for repair |
House alteration (only once) | Alteration form |
Plot purchase | Purchase agreement |
Housing loan repayment | Signed declaration |
Medical treatment | Medical certificate |
Construction of a dwelling | Signed declaration |
Wedding | Marriage certificate |
Education | Bonafide certificate from the concerned educational institution |
Purpose of EPF Withdrawal
Many different kinds of withdrawals are permissible from the Employees’ Provident Fund (EPF), depending on the circumstances and the limitations set by the Employees’ Provident Fund Organization (EPFO). The following are some common causes for withdrawing funds from an EPF:
- Workers’ ability to maintain their standard of living in retirement is the fundamental rationale behind EPF savings. Upon retirement, an employee can cash out their entire EPF balance.
- A part of the EPF money can be taken out in case of a medical emergency, like paying for a hospital stay for oneself, one’s spouse, children, or dependent parents. A doctor’s note may be required in certain cases for this withdrawal to go through.
- Members of the EPF have the option to withdraw funds from the fund in order to settle any outstanding home loans, including mortgages. This withdrawal can be used to fund the purchase, construction, or renovation of your ideal home.
- Members of the EPF have the option to withdraw funds from their accounts in order to purchase a home or acquire land for a house.
- Borrowing money for higher education is an option for EPF members, their dependent children, and siblings. Colleges and universities are also included in this category.
- A portion of an EPF member’s balance can be withdrawn after a specific period of time has elapsed while they have been unemployed.
- Members of the EPF are able to access their funds for expenses directly related to their disability, including medical treatment and the acquisition of assistive devices.
Check EPF Form 31 Claim Status
To check the EPF Form 31 claim status, please adhere to these steps:
- Visit the official EPFO website at https://unifiedportal-mem.EPFindia.gov.in/memberinterface/.
- Obtaining access to your account is the subsequent phase. Make just one entry of your UAN, password, and captcha. Click on the “Sign in” option.
- Choose “Track Claim Status” from the “Online Services” menu.
- Choose the appropriate PF office from the drop-down menu
- Refer to your payslip and enter the establishment code.
- After you’ve entered your 7-digit account number, press the “Submit” button.
- You’ll be able to see your claim’s current status online.
FAQ’s:-
The cause for withdrawal and the duration of your service time are two of the elements that influence the amount you may withdraw from your PF corpus or the limit for EPFO online claim form 31. The Employees’ Provident Fund Organization (EPFO) establishes particular regulations and limitations for withdrawals, which might differ depending on personal situations.
Once EPFO claim form 31 has been submitted, it is not feasible to withdraw funds from PF. If you require immediate assistance, please contact the EPFO Regional Office.
EPF claim status under process form 31indicates that your application is still being reviewed and processed. You must monitor your claim’s status until it’s accepted and you see the “your claim has been settled” message.