BOB Bank Statement

BOB Bank Statement is a synopsis of financial transactions in your account for a particular period. You can monitor the inflow and outflow of funds in your account periodically. If you are going overboard on expenditure, you can find ways to curtail it by noting down the unnecessary expenditure reflected in the account. You can tone your financial acumen by closely monitoring your account with the help of these statements.

What is a BOB Bank Statement?

BOB Bank Statement is a ready reckoner for the dealings in your bank account. It is highly beneficial for business accounts where periodical reconciliation of accounts is crucial to have control of the operative expenses. All the deposits and withdrawals in the account, including cash transactions, transactions through cheques, account-to-account transfers, credit card transactions, etc., will reflect in the account.

Fees and penalties charged to the account will also be recorded in the statement. By inspecting your account through these statements, you will be able to detect unreasonable fees charged if any, as well as unauthorised transactions. Timely reporting to the bank about such transactions will help in immediate rectification.

The BOB Bank Statement also depicts your financial health and repayment capacity. It will be a great tool for financial institutions to assess your worth when you apply for a loan.

Now with digital banking in vogue, you can easily obtain a BOB Bank Statement online even without visiting the branch. You do not have to wonder how to get BOB Bank statement. You will have to just register your email ID with the bank, and the e-statements will be sent to your email ID every month.

How to Register for BOB Bank Statement?

If you need BOB e-statements, you will have to register your email ID with the Bank. The bank will thereafter send the e-statements to your email ID every month. There are options provided by the bank for the registration of the email ID.

Registration for E-statement by visiting BOB branch

The steps for registering your email ID to your account by visiting the nearest BOB bank branch are given below:

• Visit the nearest BOB bank branch.
• Submit a request letter for email updation.
• The letter should contain details such as your full name, account number, branch details, email ID, etc.
• On receiving the request letter, the branch will update your email ID, and the registration process will be complete.
• You will start receiving e-statements on the 1st of every month thereafter.

Registration for E-statement through mobile banking

This is possible if you have an active mobile banking service. Otherwise, activate your mobile banking service online with your registered mobile number and debit card. Once the mobile banking service is active, follow the steps given below to register your email ID for e-statements.

• Log in to the mobile banking app using login credentials.
• Go to the ‘Request Service’ option and click on it.
• Once the tab opens, click on the ‘Set Communication Email ID’  option.
• Enter your Email ID and proceed.
• If an Email ID exists and you want to change it, you will have first to enter the existing Email ID and then the new Email ID and proceed.
• On the next page, confirm your request and proceed.
• The Email registration process is complete with this.
• You can now register for an e-statement facility through mobile banking services.

How to Download BOB Bank Statement?

If you are wondering how to get BOB bank statement, there are various options to get your BOB Bank Statement pdf download. You can either use the net banking option or the mobile banking option.

How to download BOB bank statement Through Netbanking?

Follow the below mentioned steps to download BOB bank statement through netbanking:

• Visit the Bank of Baroda’s official website.
• Choose the  ‘Retail User” option.
• Login to net banking using login credentials
• Now navigate to the ‘Account’ Section.
• Select the ‘Operative Accounts” option from the drop-down menu
• The list of operative accounts will be displayed on the screen.
• Select the account for which you need the statement.
• Now tap on the three vertical dots symbol “More Accounts: present at the right-end corner of your selected account.
• Click on the ‘Generate Accounts Statement” option from the drop-down menu.
• The recent transactions of your BOB bank account will be displayed on the screen.
• Now choose the ‘Search Transactions’ option.
• You can now define the date range by entering the from and to date.
• Other options like ‘Transactions For’, ‘Last N Transactions’, ‘Amount Type’, ‘Amount From’, and ‘Amount To’ will appear on the screen.

• Click on the ‘Search’ button.
• You will find the ‘Download” option at the bottom of the transaction list.
• You can choose the format to download the BOB bank statement.
• The BOB Bank Statement pdf download will happen on your laptop, which you can save for future reference.

How to download BOB bank statement Through Mobile Banking?

You can even download BOB bank statement through mobile banking. Follow the below mentioned steps:

• Login to BOB World App using your login credentials.
• Under the ‘My BOB” Section on the home screen, you will find the ‘Passbook’ option.
• Click on the ‘Passbook’ option.
• Choose your account type among the options, i.e., Savings, Current, Deposits, Loan, OD/CC, and other types.
• The account number will be displayed on the next page.
• Click on the ‘View Statement’ option.
• The list of transitions will be displayed on the screen.
• You will find the ‘Download” option at the top of the statement.
• Click on the ‘Download’ option.
• You will find download options PDF/CSV.
• Choose the format in which you need the statement file.
• Now BOB Bank Statement pdf download is ready, and it will be downloaded on your mobile.

How to Generate a BOB Bank Statement Password?

BOB bank will send e-statements of your account maintained with the bank to your email ID once you have registered your email ID either online or by visiting the branch. BOB bank statements will be generated and will be sent on the 1st of every month. The file attached will be password protected for safety.

The instructions for generating the password will be available in the email itself. For Bank of Baroda accounts, the BOB Bank Statement password will be the first four characters of the name (name as recorded in the bank account)  in lowercase and the first four digits of the date of birth i.e., DDMM. For example, if your name is AVINASH and your date of birth is 200489, the password will be avin2004.

How to Open a BOB Bank Statement PDF?

To open the BOB Bank Statement PDF, you should first open the email received from the bank. Click on the attached pdf file. You will get a pop-up message ‘The file is protected.’ Below the message, there will be a blank space. Enter the password in the space, and the file will open. Once open, you will be able to see the transactions for the statement period displayed on the screen. To save, you can opt for BOB Bank Statement pdf download.

You also have the option to use your Customer ID as the password. The customer ID will be available in the passbook provided for the account.

How to Avail BOB Bank Mini-Statement?

BOB Bank Mini Statements give you an update on the latest transactions in your account. You can see 3 to 5 latest transactions in your account. Several options have been provided by the bank to avail of this facility.

Through Missed Call Service

• Give a missed call to BOB Bank Statement number 8468001122 from your registered mobile number.
• The call will get disconnected after 2 rings.
• Verification for having received the request from the registered mobile number will be done.
• Thereafter a mini statement will be sent through SMS to the registered mobile number.
• This service can be utilized 3 times a day.

Through SMS Banking

• Send SMS MINI<space>last 4 digits of the account number to BOB Bank Statement number 8422009988 from the registered mobile number.
• You will receive an SMS with details of the last 5 transactions.

Through Internet Banking

• Login to the Internet Banking facility using login credentials.
• Go to ‘Account Details’ and view your latest transactions.

Through Mobile Banking

• Log in to the mobile banking app using login credentials.
• Go to the ‘My Account’ tab
• Select the type of account.
• Then choose the account for which the statement is required.
• Click on the ‘View Statement’ option.
• The latest transactions will be displayed on the mobile screen.

Through ATM

• This is another easy way to get a mini statement for your BOB bank account.
• Visit any nearest ATM.
• Swipe your debit card.
• Select the mini-statement option
• Enter the 4-digit PIN
• The latest transactions will be displayed on the screen.
• You can also get a printout of the mini-statement.

BOB Bank Statement : FAQs