HDFC Bank is one of the most prominent private sector banks in India, offering a wide range of financial services to its customers. One of the services provided by HDFC Bank is RTGS (Real Time Gross Settlement) which is a system for transferring funds from one bank account to another in real-time. In this article, we will discuss HDFC RTGS timings, which is an essential aspect to consider when making transfers.
What is HDFC RTGS?
HDFC Bank offers RTGS services to its customer to make fund transfer using electronic mode. Under this fund transfer method, funds are transferred to recipient’s bank account immediately and bank charges a nominal fee for doing the same when done through branch. Customers of HDFC Bank can also make transfers using the online mode i.e. Internet Banking and Mobile Banking. Online RTGS transaction is free of cost and can be made anytime even on bank holidays, public holidays and weekends.
HDFC RTGS Timings
Customers can proceed with RTGS transactions via branch on weekdays and 2nd and 4th Saturdays.
The HDFC RTGS timings are as follows:
RTGS transactions can be performed 24/7 (except 11.30 PM to 00:30 AM, due to cut-off).
Note: The HDFC Bank RTGS service is not available on Sundays and specified bank holidays.
However, you can initiate RTGS transactions online 365x24x7 through mobile banking and internet banking.
Benefits of HDFC RTGS
There are several benefits of using HDFC RTGS for customers. Some of the benefits are mentioned below-
- Instant transfer: With HDFC RTGS, customers can transfer money to the recipient’s bank account in real-time i.e. immediately.
- Secure transfer: HDFC offers additional security to its customers for making RTGS transactions. One can easily make secured transfer with HDFC Bank without compromising any personal details.
- High transaction limit: As RTGS is specifically made for making high value-transactions, customers can transfer high transaction limit with HDFC Bank.
Visit the following links to know more about RTGS:
| RTGS | PNB RTGS Charges | SBI RTGS Limit |
| RTGS Process | SBI RTGS Charges | ICICI Bank RTGS Timings |
| BOB RTGS Charges | HDFC RTGS Limit | RTGS Timings |
| HDFC RTGS Charges | RTGS Limit | SBI RTGS Timings |
| ICICI Bank RTGS Charges |
HDFC RTGS Timings : FAQs
HDFC RTGS service is available 24x7x365 (except 11.30 PM to 00:30 AM, due to cut-off).
No, there is no upper limit for HDFC RTGS transactions.
HDFC RTGS transfer is completed in real-time, which means that the funds are credited to the beneficiary’s account immediately.
The minimum amount for HDFC RTGS transfer is Rs. 2 lakhs.
Yes, HDFC Bank charges a fee for RTGS transactions. The fee varies based on the amount of the transfer. Customers are advised to check with the bank for the latest fees and charges.
Yes, HDFC RTGS transfer can be done from any HDFC Bank account that is eligible for RTGS transfers.
RTGS stands for Real Time Gross Settlement.
