IDBI Bank Timings: IDBI Lunch Time, NEFT timings & more

In order to make your bank visit a productive one without having to waste time, bank timings must always be checked in prior. For the same reason, we have collated the updated IDBI Bank timings for the customers of IDBI Bank Ltd. Also, customers can check for the IDBI Bank lunch time so that one doesn’t unnecessarily end up waiting for the services to resume.

IDBI Bank Timings & Working Hours – 2023

To check the latest IDBI Bank opening time, lunch hours, etc., refer to the details given in the IDBI Bank timings table below:

IDBI Bank Timings in Lockdown

During the period of Covid-19 induced lockdown, all the banks in India, including IDBI Bank Ltd., worked on new and reduced bank timings. After a detailed discussion between RBI and the Government of India, it was proposed that the banks will operate every Monday to Friday and every 1^st, 3^rd and 5^th Saturday, from 10 AM till 2 PM.

IDBI Bank Timings Post Lockdown

Once the lockdown was lifted, all the branches of IDBI Bank Ltd. resumed operations as per their normal working hours. Post lockdown, IDBI Bank branches open around 10AM every Monday to Friday and close by 4PM for customers. This timeline is followed every 1^st, 3^rd and 5^th Saturday as well.

IDBI Bank Lunch Time

IDBI Bank Ltd. staff is provided with 30 minutes of lunch break which is taken in shifts. This is done so as to attend the customers throughout the business hours of IDBI Bank Ltd. Lunch time may differ from branch to branch however, usually it starts around 1PM and may be observed till 2PM. Customers can visit the bank even in lunch hours.

IDBI Bank Timings on Saturday

In the year of 2015, RBI released a set of guidelines in which it was stated that all the scheduled banks in India will be closed every 2^nd and 4^th Saturday of every month. This means that these days are now counted in the list of bank holidays. That said, every 1^st, 3^rd and 5^th Saturday of each month is observed as a normal working day, except if the days fall on any pre-existing bank holiday.

IDBI Bank NEFT Timings

NEFT payments via your IDBI Bank account can be done online anytime of the day, i.e. the IDBI NEFT window is open 24×7. If you wish to make an NEFT payment via cheque at a participating IDBI branch, you may do so anytime in the IDBI Bank working hours. Please refer to the IDBI Bank Timings table.

IDBI Bank RTGS Timings

RTGS timings of IDBI Bank for making branch payments: 10AM to 4PM, Monday to Saturday (except 2^nd and 4^th Saturday)

Online RTGS payments can be done anytime, irrespective of bank holidays. These transactions are processed in real time which means the transacted amount gets reflected in the receiver’s bank account immediately.

Important: Minimum amount of Rs. 2 lakhs is required to carry out an RTGS transaction.

IDBI Bank IMPS Timings

IMPS or the Immediate Payments System, is an electronic mode of payment regulated by the NPCI. There is no capping on minimum amount to be transferred using IMPS mode of payment and when done online, there is no time-limitation as well.

IDBI Bank UPI Timings

IDBI Bank UPI timings have no specific time range because these transactions can only be carried using the online mode of payment. Thus, UPI payments window is open 24×7. UPI transactions are done directly from one’s bank account but no account details are shared. A UPI ID is generated which is used to carry out such transactions.

Also, check Working Hours for Other Banks:

IDBI Bank Timings – FAQs