Getting verified on Instagram is not possible if you are not a known public figure, but for aadhaar, you can get it done. This will help you verify your identity and never be mistaken for someone else.
You may find various identity theft cases resulting in financial fraud in newspapers every day. So to save your details from being compromised, it’s best to get your aadhaar e-KYC done to secure your information through the government.
To make this process hassle-free, the government has set up various offline and online methods that are easier and faster. So let’s take this ahead and find out how you can get your aadhaar e-KYC done both online and offline.
Key Takeaways
- e-KYC is a means for cardholders to authenticate their identity and information.
- Cardholders can do both online and offline e-KYC as per suitability.
- After aadhaar KYC, you can easily open a bank account with an aadhaar as proof
- You can avail multiple governments offered benefits.
- The aadhaar KYC is free of cost, and you will not have to pay a single penny.
Aadhaar e-KYC Explained
When you apply for any scheme, you must submit a particular set of documents to prove your identity and nationality. In the same way, aadhaar e-KYC verifies your details in the card with your consent. A verified aadhaar card will save you from the hassle of providing multiple documents in banks, offices, or institutions that need id verification.
Key Difference Between Aadhaar Authentication and e-KYC
Yes, both of them are different, even if the process is similar. In the aadhaar authentication, the demographic and biometric information is stored in the CIDR (Central Identities Data Repository). The aadhaar data is verified through the information available in this vault.
Whereas in aadhaar e-KYC, the service provider has access to your demographic information from the database of UIDAI and verifies it on their own.
Information Covered in Aadhaar e-KYC Data
In the XML file which you will receive upon completing the process, these fields are covered-
- Residential address
- Photograph
- Date of Birth
- Gender
- Registered mobile number
- Registered email id
- Reference number
Generate Your Offline Aadhaar e-KYC
Here’s how you can generate your offline aadhaar e-KYC in a few simple steps as per the official website of UIDAI.
Step 1- Visit the official website of UIDAI
Step 2- Enter the aadhaar number/ security code/ VID
Step 3- Now enter the OTP you’ve received
Step 4- Now, create a share code, and with the same code, a ZIP file will be created, which will contain your offline aadhaar KYC and will be password protected.
Please note that this share code will be the password for this ZIP file.
Step 5- Once you enter the share code, download the document.
Step 6- The XML file which is digitally signed will be now transferred to your device.
Did You Know
UIDAI introduced the aadhaar KYC services in India to prevent document forgery, identity fraud and such. Since then, millions of people have done their aadhaar KYC and are eligible for various subsidies and policies run by central and state governments.
How to link Aadhaar with EPF Account?
To do EPF Aadhaar link online kyc is required. For this, EPFO has made it mandatory to link EPF with Aadhaar for employees. Employees can link their aadhaar with EPF online and offline both. To link aadhaar with EPF account online follow the below given steps-
Step1- Visit the official website of EPFO Member Home or e-Sewa portal at https://unifiedportal-mem.epfindia.gov.in/memberinterface/
Step 2- Login to your EPF account using your UAN and Password
Step 3- Under ‘Manage’ section, click on the ‘KYC’ option
Step 4- Now you will be redirected to the new page
Step 5- Now select ‘Aadhaar’ to link with your EPF account
Step 6- Click on ‘Aadhaar’. Enter your Aadhaar Number. Click ‘Save’
Step 7- After successful approval of your Aadhaar KYC document, you will be able to link your Aadhaar with the EPF account. You will be able to see ‘Verified’ written against your aadhaar details.
Major Advantages of the Aadhaar Offline KYC
If you are wondering why to go ahead with the aadhaar paperless offline e-KYC, you should know that there are numerous advantages of aadhaar kyc. Here we are mentioning the major benefits of aadhaar eKYC for you to know and consider and then march towards your computer or to the nearest aadhaar centre through search on google with phrase- “aadhaar kyc center near me” for initiating the aadhaar eKYC-
- No biometrics is required in this entire process
- The information in the aadhaar eKYC is reliable as the source of information is the UIDAI database.
- The shared data is encrypted and fully secure.
- When the aadhaar KYC data is shared, the aadhaar number is not shared along with it.
- No one can access the biometrics or access the restricted information under any circumstances.
- There’s no charge for aadhaar e-KYC.
Other ways of Aadhaar e-KYC
Depending on your circumstances, there are alternative ways of verifying an aadhaar that you can benefit from. However, it may require biometric information to verify and analyze the given information. The other two aadhaar ways are image-based and video-based e-KYC.
Image-based e-KYC- In this verification process, the concerned officer will check the recipient’s information by verifying the applicant’s image in various documents.
Video-based e-KYC- The officer will verify the applicant via a video call. Apart from this, documents such as PAN cards, a signature on plain paper and other documents will have to be shown, and they will be verified instantly. This process can take place anywhere. The physical presence of the applicant is not necessary.
Biometrics-Based e-KYC- In this process, one can get Aadhaar KYC Update Online through biometrics also. For this, one needs to get their fingerprints or Iris scanned to process it further.
Get Your Aadhaar e-KYC Done in Bank
Yes, you can also get your e-KYC done in a bank. To make the process easier and smooth for every applicant, the government launched the aadhaar e-KYC services in the bank, where the officials will guide you through the entire process.
If you are also thinking of going to the bank and getting your e-KYC done, follow these steps-
Step 1- Visit your nearest bank and give your aadhaar card to the officer.
Step 2- After the officer notes down your aadhaar number, they will redirect you to a biometric scanner to register your fingerprints or retina scan. You can opt for the mobile-based authentication method.
Step 3- after the biometric is registered, the value will be sent to UIDAI
Step 4- Now, the new biometrics and the existing ones in the server will be matched to verify
Step 5- if the values match, the next step will happen; if not, further action will take the course
Step 6- Upon successful verification, the credentials of the applicant will be sent to the officer by the UIDAI
Check Your Aadhaar e-KYC Status
Complying with KYC guidelines is necessary to avail of any of the benefits offered by the government. To check if you are aadhaar compliant or not, follow these steps-
Step 1- Visit the official website of any of the KYC registration agencies.
Step 2- Enter your PAN Card details.
Step 3- Now, you can check the status of whether you can get e-KYC done or not.
Now in case you are not e-KYC compliant, you can apply for the same via an aadhaar-based biometric.
Word to Remember
OTP
The One-time Password is a pin containing numbers or an alphabet acting as a dynamic password that can only be used once. It is often used for initiating transactions, logging in to a device and such. Ensure never to share your OTP with anyone, as it can be misused if it gets into the wrong hands.
Bottom Line
Considering all the benefits and advantages of the aadhaar KYC online, it’s high time that you should get your aadhaar eKYC done. This guide will help you get your documents in one place and complete the process without any hassles.
The UIDAI has made every aadhaar related process smooth, whether it is related to updating the information in your aadhaar card or getting the e-KYC done; everything can now be done paperless, offline and even from the comfort of your couch.
Aadhaar e-KYC: FAQs
No, the aadhaar e-KYC is a completely paperless process, and you will not have to submit the physical aadhaar. Please note, never give anyone your aadhaar card, or it may be misused. Though the aadhaar details are completely safe with UIDAI, no one can dip into your assets and commit fraud. Still, being cautious will only help you.
No, none of the private agencies or the agents can share it with other service providers, publish it or use it anywhere. The agents will be penalized if they are found leaking any confidential data under the Aadhaar Authentication Regulation, 2016 acts.
The aadhaar e-KYC is free of cost, and you will not have to pay a single rupee to get it done. If any agency or agent demands money, you can file a complaint against them. Remember that aadhaar e-KYC is done by UIDAI and is free of cost.
All you require to be eligible for the aadhaar e-KYC is your aadhaar card number. Without the aadhaar card number, you are not eligible for the e-KYC and cannot benefit from the different policies offered by the government.
You can get aadhaar e-KYC done at the post office, the BSNL office, and over 35,000 banks. You can also go to the Aadhaar Seva Kendra to get your aadhaar e-KYC done.
