Link Aadhaar Card to Bank Account

We all know the importance of an Aadhaar Card in our lives now. Although it is not mandatory to link your Aadhaar with your bank account, to avail all the banking services and other welfare schemes, Aadhaar seeding is necessary. Let’s learn how to link Aadhaar with bank account via multiple modes viz. internet banking, mobile banking and at the bank, etc.

How to Link Aadhaar with Bank Account via Internet Banking

Here’s how you can link your bank account with Aadhaar online, using the internet banking mode:

Step 1: Log into your bank’s internet banking portal, say HDFC Netbanking.

Step 2: Click on “Accounts”

Step 3: Choose the “Update Extended KYC” option.

In there, you will find an option to provide your Aadhaar Card as an address proof. Use this option and your Aadhaar number should get linked to your bank account easily.

Linking Bank Account with Aadhaar via Mobile Banking

Follow the instructions given below to easily link your Aadhaar with your bank account via mobile banking:

Step 1: Open your bank’s mobile banking app, let’s say SBI Anywhere Personal.

Step 2: Log in using your username and password.

Step 3: Click on “Requests” and then go ahead with the Aadhaar linking option.

Now, you will be asked to furnish your CIF number or Customer Identification Number. Next, provide your Aadhaar number and then confirm the same for online Aadhaar seeding.

Read More: Link Aadhaar with EPF

Aadhaar Linking with Bank Account through SMS

If you wish to link your Aadhaar with bank account using the SMS mode, first make sure that you’re registered for SMS Banking services. Then, send an SMS from your registered mobile number for Aadhaar seeding. Most of the banks have the following SMS coding for linking Aadhaar with bank account, viz.:

UID<space>Aadhaar number<space>Account number

Send this SMS to your bank’s SMS number.

Linking Aadhaar with Bank at the Branch

If none of the above options suit you, you can opt to go to your bank and get your Aadhaar Card updated there itself. This is how:

Step 1: Go to the bank branch.

Step 2: Ask for the bank personnel to assist you in updating KYC in your bank account. Most probably, you’ll be given a KYC Form.

Step 3: Fill in information like consumer identity, bank account number, Aadhaar number, and others.

Step 4: Bank officials may ask for original documents for verification. Carry them with you to speed up the process.

Step 5: Submit the KYC form along with your self-attested Aadhaar Card copy.

Step 7: As soon as the Aadhaar card is connected to your bank account, you will receive an update through SMS or e-mail.

Benefits of Linking Aadhaar to a Bank Account

Here are the major benefits of linking an Aadhar with your bank account-

1. Upon linking, you are eligible to avail various subsidies offered by the government.
2. It helps the government in tracking whether someone is involved in any illegal activities.
3. In case someone is doing fraud, the government can trace it down with better accessibility, once the linking is done.

Link Aadhaar with Bank Account: FAQs

Read more about Aadhaar enrolment Forms.