RBL Bank is a popular bank among India’s private sector banks, with a growing footprint across the nation. The bank presents a range of specialised services organised into five distinct business verticals: Corporate Banking, Commercial Banking, Branch & Business Banking, Retail Assets, and Treasury & Financial Markets Operations. The bank has 520 branches and 414 ATMs strategically situated in 28 states and Union Territories within India.
Different Types of Products and Services Provided by RBL Bank
RBL Bank provides a range of products and services to meet your financial and banking operation needs. The multiple range includes the following:
- RBL Bank Deposits
- RBL Bank Loans
- RBL Bank Cards
- RBL Bank Investment
- RBL Bank Insurance
- RBL Bank Banking Services
RBL Bank Deposits
The segments under RBL Bank Deposits are RBL Bank Savings Account, Current Accounts, and Term Deposits. Term Deposits are bulk savings for a fixed period which normally are an investment with higher and guaranteed returns for future commitments like education, marriage or a dream home.
RBL Bank Savings Account
RBL Bank Savings Account is a great way to maximise savings with flexibility to manage your funds. Individuals, Firms, Limited Companies, Trusts, Clubs, Associations, Societies, and HUFs can open an account. The types of RBL Savings Account are:
Type of Account | Primary Features |
Digital Savings Account | ● AMB: Nil ● Virtual debit card issued on opening the account online for online shopping, utility bill payments, scan and pay, etc. ● Mobile Banking services are available |
Basic Savings Account | ● Zero Balance Account ● Unlimited ATM transactions at RBL ATMs ● Free RuPay Debit Card ● Free cheque leaves: 40 per year ● Phone banking, RBL Net Banking, and Mobile Banking are available ● Free RBL Bank Statement (e-statement) |
Prime Savings Account | ● AMB: Rs. 5000 in Semi-Urban branches and Rs. 2500 in rural branches ● Premium Classic Debit Card with complimentary insurance covers up to Rs.2.5 lakhs ● Free payable at-par cheque book facility ● Free mobile banking and RBL Net Banking facilities. |
Woman’s First Savings Account | ● AMB: Rs. 5000 in Semi-Urban branches and Rs. 2500 in rural branches ● Women’s First Debit Card with complimentary insurance up to Rs. 10.00 lacs and other attractive offers ● Zero balance kid’s account facility ● 10% discount on first-year locker rent |
Seniors First Savings Account | ● AMB: Rs. 5000 in Semi-Urban branches and Rs. 2500 in rural branches ● Premium Classic Debit Card with complimentary insurance covers up to Rs. 2.5 lacs ● Phone Banking facility is available ● 25% discount on first-year locker rent ● Complimentary Medibuddy membership for health care benefits ● Free doorstep banking and NEFT/RTGS/IMPS |
Executive + Salary Account | ● Zero balance account ● Unlimited access to ATMs of all banks with a daily cash withdrawal limit of Rs. 1.00 lac and POS limit of Rs.2.00 lac ● Free Platinum Debit Card |
The other RBL SB Accounts are:
- Prime Edge Savings Account
- Advantages Savings Account
- RBL Rise Savings Account
- Ace Edge NRE Savings Account
- Prime Edge NRE Savings Account
- Ace Edge NRO Account
- Prime Edge NRO Account
RBL Bank Current Accounts
RBL Bank provides various current account schemes to suit the needs of every business. The different types of current accounts provided by the bank are:
Type of Account | Primary Features | Common Features |
Exceed Elite Current Account | ● For manufacturers, service providers, international traders, exporters, and importers ● AMB: Rs. 2.00 lacs | Free Cash deposit limit: 15 times the previous month’s AMB or Rs. 30.00 lacs-higher of the two per month with a maximum of Rs.5.00 croresFree NEFT/RTGS, free DDs at RBL branches, free domestic ATM transactionsSolutions for merchant collection like POS, QR Code, BHIM UPI and payment gateway at nominal ratesFree Business First Debit CardFree SMS Alerts |
Exceed Express Current Account | ● For traders, service providers, exporters and importers ● AMB: Rs. 1.00 lac | |
Exceed Extra Current Account | ● For retailers, corporate executives, and startup business owners ● AMB: Rs. 50000 | |
Exceed Global Elite | ● For businesses engaged in export/import and domestic trade ● AMB: Rs. 2.00 lacs ● Free Cash deposit limit: 15 times the previous month’s AMB or Rs. 30.00 lacs-higher of the two per month with a maximum of Rs.5.00 crores ● Free NEFT/RTGS/IMPS, funds transfer, ATM transactions, and 6000 cheque leaves a year ● Free DDs at RBL branches ● Free Business First Debit Card | |
Current Account Professional | ● For professionals ● AMB: Rs. 2.00 lacs ● Free cash deposit limit Rs.5.00 lacs per month ● Nominal rent on POS and QR Code ● Free DDs and collection of local and outstation cheques ● RBL Net Banking facility | |
Exceed Global Extra | ● For businesses that engage in export and import transactions ● AMB: Rs. 50000 ● Free Cash deposit limit: 10 times the previous month’s AMB or Rs. 4.00 lacs-higher of the two per month with a maximum of Rs.5.00 crores ● Free DDs and collection of local and outstation cheques ● Bulk upload facility ● Free SMS Alerts, bill payments and online tax payments |
RBL Bank Cards
RBL Bank provides a range of RBL Debit Cards and Credit Cards. The popular RBL Debit cards and credit cards are listed below:
RBL Debit Cards
- Enterprise Debit Card
- Signature + Debit Card
- Pinnacle Debit Card
- Crest Debit Card
- Signature Debit Card
- Platinum First Debit Card
- Woman’s First Debit Card
RBL Credit Cards
- Platinum Maxima Credit Card
- ShopRite Credit Card
- Monthly Treats Credit Card
- World Safari Credit Card
- Platinum Maxima Plus Credit Card
- Icon Credit Card
RBL Bank Loans
RBL Bank has designed loan schemes for the specific needs of its customers. The schemes take care of all needs like owning a dream home, a dream car, children’s higher education, meeting personal financial emergencies, and business development loans.
Type of Loan | Primary Features |
Housing Loan | ● For the purchase, self-construction, plot purchase + construction, extension, repair or renovation of an existing property ● Loan Amount: Up to Rs. 30 lacs ● Tenure: Up to 30 years ● Balance transfer of home loan at other banks with top-up facility |
Personal loan | ● To meet any urgent personal needs ● Amount: Rs. 1.00 lac to Rs. 20 lakhs ● Tenure: Up to 60 months ● No collateral security |
Loan against gold ornaments | ● For urgent liquidity requirements ● Amount: Rs. 25000 to Rs. 25.00 lacs ● Tenure: 3 to 12 months ● Higher loan to gold value |
Education Loan | ● For higher education either in India or abroad ● Up to 100% of the eligible cost of education ● Secured loans up to Rs. 2.00 crore ● Tenure: 180 months |
Other RBL Bank Loans
Loan against Property | Pre-owned cars |
Pre-owned two-wheelers | Rural Vehicle Loan |
Business Loan | Easy Gain Overdraft |
RBL Bank Investment
RBL Bank provides various Term Deposit Plans for lucrative investments for its customers. With the flexibility to avail of loans against term deposits, the customers will have access to funds in case of emergencies while continuing to earn returns on the investment.
Type of Deposit | Primary Features |
Regular Fixed Deposit | ● Minimum Investment: Rs. 5000 ● Tenure: 7 days to 10 years ● Ideal for those who do not have regular income and rely on interest earned ● Premature and partial withdrawal is permitted ● Overdraft against deposit will be provided |
Flexi Sure Fixed Deposit | ● A combination of RBL savings account, current account, Fixed Deposit and Recurring Deposit ● The account can be connected to multiple accounts ● Sweep-out facility available to take care of any shortfall in savings or current accounts |
Tax Saving Fixed Deposit | ● Tax benefits on amounts invested up to a maximum of Rs 1.50 lacs ● Tenure: 5 years ● No premature or part withdrawal is possible |
Other RBL Term Deposits
Ace Fixed Deposits | Senior Citizens Fixed Deposit |
Super Senior Citizens Fixed Deposit | Recurring Deposit |
Smart Deposit | Digital Fixed Deposit |
FCNR Deposit | Yield Maximiser |
NRO Tax Saver Fixed Deposit | NRE Deposit/NRO Deposit |
RBL Bank Banking Services
RBL Bank provides several banking services for convenience banking.
- RBL Bank Net Banking and Mobile Banking: For online funds transfer, account statements, cheque book requests, balance view, utility bill payments, etc.
- Missed Call Banking: To get your account balance you can give a missed call to RBL Bank Balance Check Number 1800 419 0610 and get the balance by SMS
- Self-Service Kiosk: With this kiosk, you can print your passbook yourself without having to wait in long queues.
- RBL Cares: Connect with RBL Cares for information about your bank account and credit card
- Online Tax Payment: Now pay your tax online through the Tax e-filing portal (TIN 2.0) launched by the bank for direct tax payments.
RBL Bank Customer Care
Connect with the bank for your account-related queries from the comfort of your home by
- Call the RBL Customer Care Number +91 22 6115 6300 for banking queries and credit card cancellation or write to the bank at customercare@rbl.com
- Call the RBL Customer Care Number +91 6232 7777 for credit card queries or write to them at cardservices@rbl.com
- You can also call the RBL Customer Care Number +91 22 7119 0900 for Supercard-related issues or write to them at supercardservices@rbl.com