Debit cards are one of the widely used cards in India. It is a plastic card that offers safe and secure mode of payments to the customers. Individuals can link their debit card with bank account to avail wide range of services including bill payments, online shopping, withdraw cash from ATM, and many more. In this article, we will discuss everything about types of debit cards and their features.
Different Types of Debit Cards in India
There are five types of debit cards used in India. Below given are the same:
Visa Debit Cards
The Visa Debit Card is issued by banks in association with Visa Inc., a multinational financial services corporation. The prime advantage of using Visa debit card is that it is accepted worldwide wherever Visa is accepted.
When a individual uses Visa debit card, the funds are deducted from their bank account directly, just like any other debit card. However, this card comes with various benefits such as reward points, zero–liability protection, insurance coverage and many more.
Different types of Visa Card that are available to users are:
- Visa Classic Debit Card
- Visa Gold Debit Card
- Visa Platinum Debit Card
- Visa Infinite Debit Card
- Visa Signature Debit Card
RuPay Debit Cards
The RuPay debit cards are issued by the National Payments Corporation of India and can be used in India and abroad. RuPay debit cards are accepted at all RuPay enabled ATMs, merchants, outlets and online portals.
The RuPay debit card comes with some benefits including cashbacks, discounts on shopping, entertainment, dining and travel, reward points and many more. It is also enabled with security features such as two-factor authentication, PIN based transactions to offer a hassle-free payment experience to debit cardholder.
Various types of RuPay Debit card are given below:
- RuPay Platinum Debit Card
- RuPay PMJDY Debit Card
- RuPay PunGrain Debit Card
- RuPay Mudra Debit Card
- RuPay Kisan Card
- RuPay Classic Debit Card

Mastercard Debit Card
As the name suggests, Mastercard debit card is issued by the banks in partnership with Mastercard- a financial service corporation. This card is also accepted worldwide wherever Mastercard is accepted.
Mastercard comes offers additional benefits to its customers such as travel insurance coverage, concierge services, extended warranties and many more. It is one of the widely used debit cards in India offering safe and secure payment option.
Different types of MasterCard Debit Card are given below:
- Standard Debit MasterCard
- Platinum Debit MasterCard
- World Debit MasterCard
- World Delite Elite MasterCard
Contactless Debit Card
Contactless debit cards are the cards that uses Near Field Communication technology to offer quick and secure payments to its customers. Also know as ‘Tap-and Go’, this card allows the users to just tap on the contactless-enabled terminal to make payments. You do not require to enter PIN, swipe or insert contactless card at merchant outlets.
Contactless debit card is becoming increasing popular worldwide and now most of the banks are issuing this card to its customers. Individuals can identify whether their card is contactless or not by looking for the contactless symbol on the card.
Maestro Debit Card
Maestro debit card is issued by financial institutions in association with Mastercard. This card is known for its security features such as PIN based transactions, two-factor authentication, offering a seamless and hassle-free payment experience.
List of Top Banks Offering Debit Cards in India
Here is a more detailed list of the top banks in India that offer debit cards along with a brief description of the types of debit cards they offer:
State Bank of India (SBI)
- Classic Debit Card
- Silver Debit Card
- Gold Debit Card
- Platinum Debit Card
- Signature Debit Card
HDFC Bank
- Regular Debit Card
- Platinum Debit Card
- Select Debit Card
ICICI Bank
- Classic Debit Card
- Silver Debit Card
- Gold Debit Card
- Coral Debit Card
Axis Bank
- Classic Debit Card
- Titanium Debit Card
- Priority Debit Card
- Burgundy Debit Card
Punjab National Bank (PNB)
- Classic Debit Card
- Gold Debit Card
- Platinum Debit Card
Bank of Baroda (BOB)
- Classic Debit Card
- Gold Debit Card
- Platinum Debit Card
Types of Debit Cards : FAQs
There are multiple types of debit cards available in India such as Classic, Gold, Platinum, Silver, Signature, Titanium, Burgundy and many more. Each card offered by the bank has different features and benefits.
Yes. You can use your debit card for online transactions.
Yes. Most debit card offered by the bank can be used abroad. It is important to check whether you have enable your card from international transaction or not.