Capital Local Area Bank was converted to Capital Small Finance Bank and started operations in 2016. The bank is operating in Delhi, Punjab, Haryana, Rajasthan, Himachal Pradesh, and the Union Territory of Chandigarh. The bank features a network of 165 branches as of date. It became a scheduled bank in 2017. Capital Small Finance Bank provides a variety of banking services and products. With a focus on customer convenience, the bank has introduced several offline and online methods to procure real-time updates of accounts. Read on to understand how to check balance in Capital Small Finance Bank.
To know your Capital Small Finance Bank account balance, call the toll-free number 1800 120 1600. Select the language and provide the details required. After the details are verified, the customer care executive will attend your call and provide you with the balance. The call must be made from your mobile number linked to your account with the bank.
Another option for Capital Small Finance Bank Balance Check is to give a missed call to the Capital Small Finance Bank Balance Enquiry number 1800 120 1600. The phone will ring a couple of times and stop. The account balance will be communicated to your mobile number linked with your account through SMS.
The facility of Capital Small Finance Bank Balance Check by SMS Banking is not available at present.
Capital Small Finance Bank has not yet introduced the SMS Banking facility.
To avail net banking services of Capital Small Finance Bank you will have to opt for the facility while opening the bank account. If not, you will have to submit an Internet Banking registration form at the base branch for availing of the facility. Once registered, the bank will provide you with a username and password with which you can log in to the facility and avail yourself of an array of services provided.
Follow the procedure given below for Capital Small Finance Bank Balance Enquiry by net banking
Step 1: Visit the official website of the bank
Step 2: Click on the net banking option available on the right-hand side of the home page
Step 3: You will navigate to the login page.
Step 4: Click the button that reads – ‘Continue to log in’.
Step 5: Enter your user ID and password
Step 6: Click on the ‘login’ button.
Step 7: You will be able to see your account balance on your device screen.
You can check your Capital Small Finance Bank account balance through the Capital Bank Mobile Connect app.
Step 1: Download the Mobile app onto your mobile device through Google Play Store or App Store.
Step 2: Click on the ‘Open’ button. The login page will open.
Step 3: Enter your mobile banking login credentials
Step 4: The summary of your account will appear on your device screen
Capital Small Finance Bank Balance Check through an ATM is beneficial for individuals who do not have a smartphone or an Internet connection. For a balance check through an ATM, all you need to do is
Step 1: Visit the nearest ATM
Step 2: Insert the ATM debit card issued to your account in the slot provided
Step 3: Choose the language
Step 4: Key in the 4-digit ATM PIN
Step 5: Select the ‘balance enquiry’ option
Step 6: Your account balance will be seen on the ATM screen
Whichever mode of Capital Small Finance Bank Balance Enquiry you choose, you have to go through the registration process.
To avail of the Capital Small Finance Bank Balance Check facility by calling the toll-free number or by giving a missed call, you will have to get your mobile number linked to your account. Only calls that initiate from a registered mobile number will be entertained.
For Capital Small Finance Bank Balance Check you are required to register for checking the same via Internet Banking or Mobile Banking.
To register for Capital Small Finance Bank Internet Banking services
Step 1: Collect the Internet Banking Registration Form from the bank
Step 2: Fill in the required details and submit the form to the designated section
Step 3: The bank will verify the details and will complete the registration process.
Step 4: You will receive a username and login password after registration.
Step 5: You can log in to your net banking account with the login credentials received.
To register for Capital Small Finance Bank Mobile Banking
Step 1: Download the Capital Bank Mobile App from Google Play Store or App Store
Step 2: Tap on the ‘Open’ Button
Step 3: Enter your debit card number and PIN
Step 4: Tap on the ‘Next’ button
Step 5: You will receive a six-digit verification code.
Step 6: Enter the code and click on the ‘Next’ button
Step 7: Create a username and password and continue
Step 8: The biometric login and face ID options will appear
Step 9: After this, the MPIN generation option will be visible
Step 10: Enter an MPIN of your choice. Re-enter to confirm
Step 11: The registration process will be completed with the MPIN generation and you can login to the mobile app and use the services.
The following are the benefits of Capital Small Finance Bank Balance Enquiry
- You will have access to your account status 24 x 7
- No extra cost to avail of the balance enquiry services
- You can get your account balance in a jiffy.
- The balance enquiry can be done through multiple channels
- The real-time balance update will help in budgeting expenses
- Saves time. No need to visit the branch every time you need your account updates.