Balance enquiry is one of the very basic customer care services forwarded by any bank. The same goes for the Indian Overseas Bank or IOB. Customers can check their account balance by sending an SMS (“BAL<space>last 4 digits of A/c No.”) to Indian Overseas Bank balance enquiry SMS number 84240 22122. Other options include checking via netbanking, mobile banking and at the bank’s ATM.
How to check Indian Overseas Bank account balance?
There are many ways for IOB Bank balance enquiry, viz.:
| By IOB Toll Free Customer Care Number | By IOB Mobile Banking | By IOB ATM (use IOB debit/ATM card + PIN) | By USSD (*99#) |
| By IOB SMS Banking | By IOB Netbanking | By IOB Passbook (update at the branch/ mPassbook) | – |
IOB Balance Check by SMS Banking
To check your bank account balance in the Indian Overseas Bank, draft an SMS as:
“BAL<space>last 4 digits of A/c No”
and send this to:
84240 22122
Make sure to send this message from your registered mobile number only. Also, your number must have mobile banking services activated. You can register for IOB SMS Banking services by logging into your netbanking account or mobile banking app.
Another option is to visit any IOB branch and register for SMS banking services. Please contact the IOB customer care centre before visiting the branch to know the precise bank timings.
IOB Balance Check by Mobile Banking
First of all, download and install the “IOB Mobile” application from Play Store or App Store into your mobile phone. Then, register via the Self-Registration option (verify your number and generate 6-digit Passcode). Now, log into the Indian Overseas Bank mobile app using your registered mobile number and passcode. Your recently opened account balance (can be savings/cash credit/current) will be displayed at the top of the homepage.
You can also view your statement by clicking on the “View Statements” option placed just below your account balance. For more details, you can select the “My Accounts” tab.
IOB Balance Check by Netbanking
Log into your Indian Overseas Bank netbanking account using your Login ID, password and Captcha.
Select the Balance Enquiry option to view your total account balance.
Disclaimer: To start using the netbanking services, visit IOB branch for netbanking registration.
IOB Balance Check by Toll Free Number
Dial the IOB toll free number to talk to the bank’s customer care executive and get details about your account balance.
1800 425 4445
Read about balance enquiry for other banks:
IOB Balance Check Number – FAQs
The Indian Overseas Bank has a missed call number – 04442220004 for account balance enquiry.
Indian Overseas Bank customers can use their debit card at any nearby IOB ATM to check their account balance.
It is suggested to use only an IOB ATM for balance enquiry transactions.
Send “BALlast 4 digits of A/c No” to 84240 22122 from your registered mobile number for IOB balance enquiry.
