You may conduct safe and secure transactions with RuPay Debit Cards, both online and offline. These cards may be used to make purchases at PoS devices as well as cash withdrawals at ATMs, serving as both domestic and foreign cards. Furthermore, these cards enable contactless payments by just touching your card at the PoS terminal.
To learn more about RuPay Debit Cards, continue reading.
What is RuPay Debit Card?
RuPay is a payment network that allows safe and secure transactions using a plastic card that has been issued, just like Visa and MasterCard. Credit cards, prepaid cards, and debit cards are all ways to purchase RuPay cards. Top banks currently provide RuPay Debit Cards, including HDFC Bank, Bank of India, State Bank of India, IDBI Bank, Union Bank of India, Punjab National Bank, and others.
Types of RuPay Debit Card
Three different RuPay Debit Card options are available, and each option offers a different set of advantages. The specifics on that are as follows:
RuPay Platinum Debit Card
You may get discounts from a variety of retailers, get rewards on utility bill payments, and make quick cash withdrawals.
RuPay Classic Debit Card
This version enables you to make purchases through special merchant offers and allows you to make cash withdrawals from a sizable network of ATMs.
RuPay Select Debit Card
Meets the needs of users looking for perks related to their way of life, such as access to wellness centres, spas, and gyms.
Eligibility and Documents Required for RuPay Debit Card
You must have a bank account with one of the entities that offers RuPay Debit Cards in order to use one. You also require basic KYC documentation, such as proof of identification and proof of address. The following list includes the paperwork needed to apply for a RuPay Card:
- Address Proof
- Identity Proof
- 2 passport size photographs
Note: A form must be completed at the relevant bank branch in order to obtain a RuPay debit card.
RuPay Debit Card – FAQs
The bank where you hold an account issues the RuPay Debit Card, a plastic card that may be used to make purchases. This is the first of its type, with an extensive acceptance rate at various stores, ATMs, and online purchases. It also has a global card payment network from India.
The RuPay Debit Card is connected to a bank account and has a variety of uses, including cash withdrawals from ATMs, PoS purchases, and online shopping.
A few advantages of having a RuPay Debit Card include (i) SMS alerts and notifications for secure and safe transactions Since clients in remote regions can also apply, (ii) has a wider reach, and (iii) offers compatibility between payment methods.
Be careful to notify the appropriate issuing bank of any loss or theft of a RuPay Debit Card in order to have the card blocked. You have several options for doing this, like calling customer service, going to the nearby bank office, logging onto your net banking account, etc.
You can get in touch with the bank where you applied for a RuPay Debit Card to find out the status of your application.
State Bank of India, Punjab National Bank, Canara Bank, Bank of Baroda, Union Bank of India, Bank of India, ICICI Bank, HDFC Bank, and other key promoter banks that provide RuPay Debit Cards are a few examples.