In today’s world, possessing a Debit Card is virtually indispensable. The benefits of owning one are numerous and apparent. You have the flexibility to access your bank funds at any time, and you can effortlessly make purchases by simply swiping the card at a retail outlet. AU Small Finance Bank stands out as a leader in digital banking innovation among India’s small finance banks. Get to know about the impressive selection of AU Small Finance Bank Debit Cards which are not only safe and secure but also incredibly user-friendly. Any individual holding a bank account is eligible to apply for an AU Debit Card through their convenient online application process.
Best AU Bank Debit Cards in 2023
AU Small Finance Bank offers a range of debit cards loaded with benefits. Some of the best AU Bank Debit Cards are listed below. The annual AU Bank Debit Card charges will be Rs. 150/-
Type of Debit Card | Limit | Benefits |
AU Royale World Debit Card | Daily cash withdrawal and purchase limit of Rs. 4.00 lacs each | Zero mark-up fee at 1.5% for international purchases6 complimentary international and 8 domestic airport lounge access per yearOne-time free Amazon Prime and Zee 5 subscriptionBook international flights through AU 101 and get a discount of Rs. 1500/- twice a yearContactless transactions permitted up to Rs. 5000/- a dayLost card liability covers up to Rs. 4.00 lacsPurchase protection up to Rs. 25000/-Air Accident cover of Rs. 1.00 crorePersonal Accident cover of Rs. 5.00 lacsBaggage loss cover of Rs. 2.00 lacs |
AU Royale Debit Card | Daily cash withdrawal and purchase limit of Rs. 4.00 lacs each | Welcome offers worth more than Rs. 10000Contactless transactions up to Rs. 5000/- a day8 complimentary international airport lounge access per year1% monthly cashback on non-fuel spending up to Rs. 200Buy one and get one free offer on movie tickets up to Rs. 250 a monthInternational transaction mark-up fees as low as 1.5%Lost card liability covers up to Rs. 4.00 lacsPurchase protection up to Rs. 25000/-Air Accident cover of Rs. 1.00 crorePersonal Accident cover of Rs. 5.00 lacsBaggage loss cover of Rs. 2.00 lacs |
AU Royale Business Card | Daily cash withdrawal and purchase limit of Rs. 5.00 lacs each | 1% monthly cashback up to Rs. 200 for a minimum non-fuel purchase of Rs. 2500 every monthForeign currency transaction mark up fees as low as 1.5%8 complimentary domestic airport lounge access at 2 per quarterContactless transactions up to Rs. 5000Access provided for multiple usersLost card liability covers up to Rs. 5.00 lacsPurchase protection up to Rs. 50000/-Air Accident cover of Rs. 1.00 crorePersonal Accident cover of Rs. 10.00 lacsBaggage loss cover of Rs. 2.00 lacs |
AU Visa Business Gold Debit Card | Daily cash withdrawal and purchase limit of Rs. 1.00 lacs each | Daily ATM funds transfer limit of Rs. 20000Instant blocking of the debit card through the AU 101 appContactless transactions up to Rs.5000Card issued for multiple usersWide range of offers on shopping, dining, travel, etc.Purchase protection up to Rs. 10000/-Air Accident cover of Rs. 1.00 lacPersonal Accident cover of Rs. 1 lacLost Card Liability covers of up to Rs. 1.00 lacManage your debit card through the AU 101 app |
AU Visa Gold Debit Card | Daily cash withdrawal and purchase limit of Rs. 75000 each | Daily funds transfer enabled up to Rs. 20000Contactless transactions of up to Rs. 5000Instant card blocking can be done through the AU 1010 appAdd-on card facility available for more than one userExclusive offers on shopping, dining, and travelPurchase protection up to Rs. 10000/-Air Accident cover of Rs. 1.00 lacPersonal Accident cover of Rs. 1 lacLost Card Liability covers of up to Rs. 75000 |
AU Visa Platinum Debit Card | Daily cash withdrawal and purchase limit of Rs. 2.00 lacs each | Contactless transaction up to Rs. 5000Instant card blocking facility through Internet Banking/AU 101 appA range of offers for transactions done through the cardPurchase protection up to Rs. 10000/-Air Accident cover of Rs. 5.00 lacPersonal Accident cover of Rs. 3.00 lacsLost Card Liability covers of up to Rs. 2.00 lacs |
AU Visa Business Platinum Debit Card | Daily cash withdrawal and purchase limit of Rs. 2.00 lacs each | 4 complimentary domestic airport lounge access in a yearContactless transactions of up to Rs. 5000Instant blocking of the debit card using the AU 101 app or Internet BankingPurchase protection up to Rs. 10000/-Air Accident cover of Rs. 5.00 lacPersonal Accident cover of Rs. 3.00 lacsLost Card Liability covers of up to Rs. 2.00 lacs |
AU Rupay Platinum Debit Card | Daily cash withdrawal and purchase limit of Rs. 2.00 lacs each | Daily ATM funds transfer limit up to Rs. 20000Contactless transactions of up to Rs. 50008 complimentary domestic airport lounge access in a yearLucrative offers for shopping, travel, and dining.Instant blocking of the debit card using the AU 101 app or Internet BankingPurchase protection up to Rs. 10000/-Air Accident cover of Rs. 5.00 lacPersonal Accident cover of Rs. 2.00 lacsLost Card Liability covers of up to Rs. 2.00 lacs |
AU Rupay Classic Debit Card | Daily cash withdrawal and purchase limit of Rs. 2.00 lacs each | Daily ATM funds transfer limit of Rs.20000Purchase protection up to Rs. 10000/-Air Accident cover of Rs. 1.00 lacPersonal Accident cover of Rs. 1.00 lacs. Card holders with a Pradhan Mantri Jan Dhan Account will get an accidental death cover up to Rs. 2.00 lacs also.Lost Card Liability covers of up to Rs. 75000Contactless card transaction of up to Rs. 5000 |
Types of AU Bank Debit Card
The following are the different types of AU Bank Debit Card
- AU Royale Debit Card
- AU Royale Business Debit Card
- AU Royale World Debit Card
- AU Visa Business Gold Debit Card
- AU Visa Gold Debit Card
- AU Visa Platinum Debit Card
- AU Visa Platinum Business Debit Card
- AU Rupay Platinum Debit Card
- AU Rupay Classic Debit Card
AU Bank Debit Card Apply Online
To apply for AU Bank Debit Card online, you will have to follow the instructions given below:
Step 1: Call the AU Bank IVR Customer Care at 1800 1200 1200 from your registered mobile number.
Step 2: Proceed by choosing the language
Step 3: The next step will be choosing from various options by dialling the respective number
Step 4: Dial 4 for Banking Services
Step 5: To interact with the customer care team you will have to dial 9
Step 6: You will be connected to the Customer Care Team
Step 7: Talk to the customer care representative and ask for a debit card for your savings bank account.
Step 8: You may be asked to provide your date of birth, email ID, mobile number, etc., for account verification.
Step 9: Upon verification, your request for an AU Bank debit card will be recorded and the card will be issued.
Step 10: The card will be dispatched to your communication address within 7 days.
How to Activate AU Bank Debit Cards Online?
If you have opened an account with AU Bank or requested a duplicate card, the debit card will be delivered to your contact address. Once you receive the debit card, you can employ any of the methods given below to activate the card.
Through The AU Bank Customer Care
Step 1: Call the AU Bank Customer Care Number 1800 1200 1200
Step 2: Follow the prompts given by the IVRS or opt to speak to the customer care representative
Step 3: You will be asked to provide information like debit card number and personal details.
Step 4: You will have to answer a few security questions to complete the process.
Through Internet Banking
Step 1: Login to your AU Bank Net Banking account with login credentials
Step 2: Navigate to the debit card activation option
Step 3: Details like your card number, expiry date, and CVV will be required.
Step 4: Enter your name, mobile number, and email address
Step 5: Authenticate your debit card activation request by entering the OTP received on your registered mobile number
How to Activate AU Bank Debit Card Offline?
You can also activate the AU Bank Debit Card through the bank branch.
Step 1: Visit the nearest branch of the bank
Step 2: Carry your debit card and valid identification documents.
Step 3: Approach the designated bank official for the activation process
Step 4: Submit the debit card and the identification documents at the counter
Step 5: The debit card details will be noted down and the documents verified.
Step 6: The branch will activate the debit card securely.
How to Generate AU Bank Debit Card PIN Online?
Post the activation process, AU Bank Debit Card PIN generation is the next step. you will the PIN is a security feature for all the transactions done through the debit card.
Through The Bank Website
Step 1: Go to the AU Bank website by visiting https://www.aubank.in/debit-card-pin-update.
Step 2: On the webpage, you will need to provide the following information:
- Your 16-digit card number
- Expiry details (Month and year) of your debit card
Step 3: After submitting these details, you will be required to provide either your customer ID or one of the following:
- Date of Birth
- PAN Number (Permanent Account Number)
Step 4: Once you have provided the necessary information, your details will be authenticated, and you will receive an OTP on your registered mobile number.
Step 5: Enter the OTP you received for verification.
Step 6: Upon successful verification, you will be prompted to enter your new 4-digit Debit Card PIN of your choice.
Step 7: After entering and re-validating your chosen PIN, it will be set as your new Debit Card PIN.
Step 8: You can now use your newly set PIN for all your future Debit Card transactions.
Through IVR of AU Bank Customer Care
Step 1: Dial AU Bank Customer Care toll-free number at 1800 1200 1200 using your registered mobile number.
Step 2: After selecting your preferred language, choose the option ‘GREEN PIN Reset.’
Step 3: You will then be prompted to enter your unique customer credentials. Ensure you have the following details accessible during the call:
- Your Customer ID
- Your 16-digit Account number
- Your 16-digit Debit Card number
- Your Debit Card’s expiry date in MMYY format (e.g., for March 2021, enter 0321)
Step 4: After validation of the provided details, you will be asked to enter and confirm your new 4-digit Debit Card PIN of your choice.
Step 5: Once you’ve confirmed the 4-digit PIN, it will be set as your new Debit Card PIN.
How to Generate AU Bank Debit Card PIN Offline?
AU Bank Debit Card PIN generation can be done offline through an ATM
Step 1: Locate your nearest AU Small Finance Bank ATM.
Step 2: After inserting your card and authenticating it at the ATM, you will be presented with an option to ‘create your Debit Card GREEN PIN.’
Step 3: When you select this option, a 6-digit OTP (One Time Password) will be sent to your registered mobile number.
Step 4: Enter the OTP you received to proceed.
Step 5: You will then be prompted to enter your preferred 4-digit Debit Card PIN. After entering and confirming this PIN, it will be established as your new Debit Card PIN.
Step 6: You can now use your newly set PIN for all your future Debit Card transactions.
AU Bank Debit Card Customer Care Number
The following are the AU Small Finance Bank Debit Card Customer Care Numbers
- 1800 1200 1200 (toll-free)
- 1800 26 66677 (toll-free)
AU Bank Debit Card EMI
AU Bank provides the option of EMI on debit cards for online transactions. To activate the AU Small Finance Bank Debit Card EMI you will have to go through the following process
- Move the product of your choice to the cart
- Confirm the order and proceed to pay
- Choose the option ‘EMI on debit card’
- Select the tenure and agree to the terms and conditions
- The EMI will be automatically debited from the account linked to the debit card
AU Bank Debit Card FAQ’s:-
You can check the status of AU Small Finance Bank Debit Card by accessing the link https://www.aubank.in/check-your-sr and providing your service request number
Yes. Complimentary international and domestic lounge access is provided for AU Bank Debit Card. It depends on the type of Debit Card you hold.
You can activate an AU Bank Debit Card through Internet Banking and Mobile Banking options. You can also activate the Debit Card by calling the AU Bank Customer Care Number
AU Bank Debit Card charges of Rs. 150 will be collected annually.
Yes. You can make online purchases on EMI with an AU Bank Debit Card. You will have to choose the option ‘EMI on Debit Card’ while making the payment.