Utkarsh Small Finance Bank Limited founded on April 30, 2016, provides several financial and non-financial products and services. The main focus of the bank is on extending microfinance to marginalised segments of the population. The bank primarily operates in rural and semi-urban areas, though a range of services reach across the entire country.
The bank provides various digital services, including Internet and Mobile Banking, Digi On-Boarding, and online account opening options for customers. Besides, all this the bank provides various channels for account balance checks for the customers to have a real-time update of their accounts. Discussed further are the various methods for Utkarsh Small Finance Bank Balance Enquiry.
Utkarsh Small Finance Bank Balance Check Toll-Free Number
To avail of the Utkarsh Small Finance Bank Balance Check through a toll-free number, you will have to get your mobile number registered with the Bank. You can then give a call to the toll-free number of the bank 1800 123 9878. You will have to select the language and respond to a few questions asked for verification. Post verification, you will be attended to by a customer care executive who will provide you with your account balance.
Utkarsh Small Finance Bank Balance Enquiry by Missed Call
The procedure to obtain Utkarsh Small Finance Bank Balance Enquiry by Missed Call is given below:
- Give a missed call to Utkarsh Small Finance Bank Balance Enquiry Missed Call Number 1800 123 9878 from the mobile number linked to your savings/current account
- A few rings and the call will disconnect.
- Your account balance will be informed through an SMS to your registered mobile number.
Utkarsh Small Finance Bank Balance Check by Net Banking
You can avail of the Utkarsh Small Finance Bank Balance Check facility through your net banking account after registering for the services. The simple steps for checking your balance through net banking are:
Step 1: Visit the official website of the bank.
Step 2: Click on the ‘Ways to Bank’ option on the homepage
Step 3: Under ‘Ways to Bank’ choose ‘Internet Banking’ and click on the login button.
Step 4: Enter the user ID and password given by the bank.
Step 5: Choose the ‘Account summary’ option on the next page. Select the account number for which you need the balance and the balance will be displayed on the screen.
Utkarsh Bank Balance Enquiry by Mobile Banking
The prerequisite for availing of the mobile banking service of the bank is registering your mobile number with the bank. You can then follow the procedure given below for Utkarsh Bank Balance Enquiry through mobile banking:
Step 1: Install the Utkarsh Mobile app on your phone through Google Play Store or App Store.
Step 2: Log in with your login credentials.
Step 3: Choose the ‘Accounts Balance Enquiry’ option to check your account balance.
Utkarsh Bank Balance Check by Visiting ATM
To check the Utkarsh Bank Balance Check through the ATM follow the steps given below:
Step 1: Visit the nearest ATM
Step 2: Insert the debit card issued by the bank to your account
Step 3: Enter the 4-digit ATM PIN
Step 4: Click on the ‘Balance Enquiry’ option
Step 5: The ATM screen will give a view of your Utkarsh Bank account balance.
How to Register for Utkarsh Bank Balance Enquiry?
The various ways for Utkarsh Small Finance Bank Balance Enquiry. They are-
- Utkarsh Small Finance Bank Balance Check through the toll-free number
- Utkarsh Small Finance Bank Balance Enquiry through missed call number
- Balance Enquiry through Net Banking
- Balance check through mobile banking
To avail of the services through each of these methods, registration for the service is necessary.
To register for Utkarsh Small Finance Bank Balance Check through toll-free number and missed call number you will have to register your mobile number with the bank.
How to Register for Utkarsh Bank Internet Banking Services?
The process for registration for Internet Banking services is:
Step 1: Visit the official website of the bank
Step 2: Choose the ‘Ways to Bank’ option on the home page
Step 3: Under the dropdown choose ‘Internet Banking’
Step 4: Choose ‘Self Registration’ and click on the ‘Sign me up’ option
Step 5: You do the self-registration either by entering the customer ID and Date of Birth or the debit card number, card PIN, and expiry date.
Step 6: Read and accept the terms and conditions and click on the ‘Next’ button to proceed
Step 7: Verify the details displayed on the screen.
Step 8: If correct, click on the ‘Confirm’ button
Step 9: Enter the OTP sent on your registered mobile number and ‘Submit’
Step 10: The profile creation page will open up
Step 11: Generate your profile by providing information like
- User ID
- Password
- Re-enter the password to confirm
Step 12: Click on the ‘Next’ button
Step 13: A confirmation message appears on your device screen for successful registration.
Step 14: Click on ‘OK’ and the registration process is complete.
Utkarsh Bank Mobile Banking Services
To use Utkarsh Mobile Banking Services for Utkarsh Small Finance Bank Balance Check you will have to register for mobile banking. Follow the instructions given below for mobile banking registration and start using the mobile banking service for real-time balance updates:
Step 1: Download the Utkarsh Mobile App from Google Play Store or Apple App Store.
Step 2: After the installation, click on the ‘Open’ tab and go to the Self-Registration option.
Step 3: The next screen will open.
Step 4: Select among the 3 options ‘account number, CIF, or debit card as per your preference’
Step 5: Click on the ‘Send SMS’ option.
Step 6: You will be taken to the default SMS App automatically.
Step 7: An auto-populated alphanumeric shortcode appears.
Step 8: You will select the SIM for sending the SMS.
Step 9: Go back to the Utkarsh Mobile App after sending the SMS
Step 10: Review the details provided and submit
Step 11: Enter A Username and Password of your choice. Re-enter the password for confirmation.
Step 12: Select your security image and secure phase and submit
Step 13: The self-registration will be completed at this stage.
Step 14: The next step is the generation of MPIN
Step 15: Click on the ‘Set MPIN’ option
Step 16: Enter your Internet Banking credentials
Step 17: Key in the OTP received on your mobile number and submit
Step 18: Enter a 4-digit MPIN of your choice. Re-enter the MPIN and click on the ‘Next’ tab
Step 19: MPIN will be set and you will get a notification on your mobile screen.
Step 20: Click Ok and the process is complete
Benefits of Utkarsh Small Finance Bank Balance Enquiry
The following are the benefits of Utkarsh Small Finance Bank Balance Enquiry:
- Time saving as it eliminates the need to visit a branch or ATM to know your account balance
- With a real-time update of your financial status, you can plan your finances well.
- It will prevent incidences of return of auto-debits or cheques for want of funds
- You can access your account 24 x 7 from anywhere and at any time.
Utkarsh Small Finance Bank Balance Enquiry FAQ’s:-
You can check your Utkarsh Small Finance Bank account balance through the following methods:
By calling the toll-free number 1800 123 9878
Give a miss call to Utkarsh Small Finance Bank Account Balance Enquiry Number 1800 123 9878 and get your account balance through SMS
Do the Utkarsh Small Finance Bank Balance Check through Internet Banking
Use Utkarsh Mobile Banking services for checking your Utkarsh Bank account balance
Visit an ATM and use your debit card to get a real-time update of your account balance.
Get your Utkarsh Bank account passbook updated periodically to know the account balance.
No. The bank does not charge for Internet Banking and Mobile Banking registration. You can register and avail of the services free of cost. Besides Utkarsh Small Finance Bank Balance Enquiry, you can transfer funds to accounts with the bank as well as accounts with other banks, download account statements, request a new cheque book, manage your debit cards, etc using net banking and mobile banking services.
All the customers of Utkarsh Small Finance Bank account holders can avail of the Utkarsh Small Finance Balance Check services.
The following are the requirements to avail of the balance enquiry facilities at Utkarsh Small Finance Bank
Linking your mobile number to your account with the bank
Registering for mobile banking and Internet Banking services
Yes. You will get a real-time update of your account using the balance enquiry services of Utkarsh Small Finance Bank.