Struggling to log into your Kotak netbanking account? Did you check your mobile number if it’s registered with your account? Is your account active for the netbanking services? To counter these doubts, this is the post for you. Here, we will elaborate the process for Kotak Net Banking login and registration along with steps to reset password and more.
Kotak Net Banking Registration
Before you sit down to transfer funds via netbanking or change PIN of your Kotak debit card and more, first step requires you to apply, i.e. initiate the Kotak Net Banking registration process. The steps for the same are given below:
Step 1: Go to Kotak net banking registration link at https://netbanking.kotak.com/knb2/.
Step 2: Enter your CRN (Customer Registration Number) or Card Number.
Step 3: You’ll receive an OTP on your registered mobile number. Enter that.
After the authentication is complete, you’ll be prompted to create your login ID and password. These will your Kotak netbanking login credentials.
Kotak Mahindra Bank Netbanking Login
To login to your Kotak Mahindra netbanking account, the basic things you require is a computer/smartphone, internet connection and your registered mobile number. Along with this trio, you will need your login credentials. Steps for Kotak netbanking login are given here:
Step 1: Go to Kotak Mahindra Bank official website.
Step 2: Click on the ‘Login’ button located on the top-right corner of the webpage (as shown in the image below).
Step 3: Enter any of these: Customer Registration Number (CRN), Username or Kotak debit card number; to initiate the login process.
Step 4: Enter the Captcha as shown in the box. (It’s case sensitive.)
Step 5: Click on the ‘Next’ button.
Step 6: At this stage, enter your Kotak Mahindra netbanking login password and submit the same to log into your dashboard.
Kotak Mahindra Bank Netbanking: Forgot Password?
In case you’ve forgotten your Kotak netbanking login password, follow the steps given here:
Step 1: Go to Kotak Mahindra Bank official website.
Step 2: Click on the ‘Login’ button on the top of the page.
Step 3: Click on ‘Need Help?’ (as shown in the image below).
Step 4: Choose the third option of ‘I want to generate my password’ (as shown below in the screenshot).
Step 5: Enter your CRN or Kotak Mahindra debit card number. It is preferable that you use the virtual keyboard for maximum security.
Step 6: Click the ‘Next’ button and proceed to create your password.
How to Transfer Funds via Kotak Netbanking?
To digitally transfer funds from your Kotak Mahindra Bank account within the same bank or to any other bank’s account, these are the steps for it:
Step 1: Go to Kotak Mahindra Bank official website.
Step 2: Login with your credentials.
Step 3: Select the ‘Fund Transfer’ option from the side bar.
You’ll receive an OTP at this stage on your registered mobile number and email-ID.
Step 4: Enter the OTP and click on ‘Next’.
Step 5: Click on ‘Send Money’ widget.
Step 6: Choose ‘One Time Fund Transfer’ if you do not want to add beneficiary, otherwise, select the option of ‘Send to My Beneficiary’.
Step 7: Select the bank details (Bank of the receiver/beneficiary).
Step 8: Enter account details and then enter the transfer details.
Step 9: Click on the ‘Continue’ button.
Step 10: Verify the details once and then select the mode of transfer, i.e. IMPS, NEFT (12:30 am to 11:30 pm) or scheduled payment.
Step 11: Click on ‘Confirm & Pay’.
Step 12: Again, enter the OTP which you will receive on your regd. mobile number. (It will be different from the one you received initially).
Step 13: Click on the ‘Verify’ button.
Upon completing these steps as are, you will receive the confirmation prompt on the same screen with this message: ‘Payment Successful”.
Also Read: How to Transfer Money via UPI?
Kotak Mahindra Bank Fund Transfer Limits
The following are the limits which you need to adhere to when transferring funds via Kotak netbanking:
Type of Fund Transfer | Limit Per Beneficiary | Limit Per Day |
NEFT | Rs 5 lakhs | Rs 10 lakhs |
RTGS | Rs 5 lakhs | Rs 10 lakhs |
IMPS | Rs 5 lakhs | Rs 5 lakhs |
To another Kotak account | Rs 5 lakhs | Rs 10 lakhs |
Within own Kotak accounts | No limit specified | No limit specified |
Kotak Netbanking: FAQs
Go to Kotak Mahindra Bank official website and only from there click on ‘Login’. Then enter your credentials to access your netbanking account.
At the Kotak Mahindra netbanking page, click on ‘Need Help’ and select the apt option for the same.
You can transfer up to Rs 5 lakhs per beneficiary and Rs 10 lakhs per day via Kotak netbanking NEFT.
At the time of opening the bank account, you receive a kit in which netbanking activation process is given. Use that to set your login credentials. Another way is to do it online.