Karur Vysya Bank has a strong market reputation as a banking institution due to its multitude offerings and services that it provides to its group of customers. It is known for catering to its customer needs and for that they offer a diverse range of account types and debit cards attached to them.
Let’s check out the various debit cards offered by Karur Vysya Bank and the offers associated with them;
Types of Karur Vysya Bank Debit Card
The following are the various types of KVB debit cards:
KVB Debit Cards for Savings/ Current Account
Karur Vysya Bank offers Debit card services under Rupay, MasterCard and VISA platforms for Savings (except Kalpatharu Account) and current account holders. The features and benefits for the KVB debit card for savings and/or current account are given below:
- Debit cards can be used at POS terminals, Cash Recyclers, ATMs, and for online purchases.
- Debit Card Pin authentication is required for debit card transactions made at POS terminals, Cash Recyclers, and ATMs.
- Online purchases made with a debit card must be validated by an OTP delivered to the registered cellphone number and email address of the client.
- KVB bank offers VISA EMV Debit cards with the “Contactless functionality” feature as an added bonus. This contactless feature will be disabled at the time of card issuance, but customers can enable it at any time via the card management settings in our banking channels, including the KVB-Dlite mobile application and KVB Internet Banking.
- The foreign transactions and e-commerce transactions for your debit cards will be deactivated during the issuing of the cards in accordance with the regulatory rules.
- Customers must utilize the card control feature offered in our Bank’s alternative channels, the KVB Dlite mobile application or KVB Internet Banking, or they can visit their local branch to activate this feature.
KVB Prestige Debit Card
Prestige Debit Cards are issued specifically to the Prestige Account holders in Karur Vysya Bank. This card caters the needs of the high net-worth individuals who hold prestige savings bank account.
- Debit cards can be used in ATMs, POS and for Online E-commerce transactions.
- Debit card POS transactions are authenticated based on Debit card pin. Debit card E-commerce transactions are authentication based on OTP.
- International transactions are disabled for the debit cards. Customers have to send the request to customersupport@kvbmail.com to enable Debit card international transaction.
- Daily ATM Withdrawal Limit: Rs. 50,000/-
KVB Pride Debit Card
Pride Platinum Debit Card is a debit card issued for High Net-worth Income customers exclusively. This debit card is issued under the Master International Debit Card.
- Debit card issued under Master International Debit Card
- Personal Accident Insurance coverage of Rs. 5 Lakhs & Lost Card Liability up to Rs. 50,000
- EMV Chip affords the highest level of security against Counterfeit or Skimming
- Dining & Spa Benefits
- Free Airport Lounge Access Program (Only in India for India Card holders at Domestic airports)
- Daily ATM Withdrawal Limit: Rs 1 Lakh
- Daily Transaction Limit: Rs 1.5 Lakh
Karur Vysya Bank Debit Card Transaction Limit
Below is the table describing the set limit of different types of debit cards:
Debit Card Type ATM POS/E-commerce Total |
Rupay/VISA/MasterCard |
– Normal Debit Card Rs.30000 Rs.75000 Rs.105000 |
VISA/MasterCard |
– Prestige Debit Card Rs.50000 Rs.75000 Rs.125000 |
MasterCard |
– Pride Debit Card Rs.100000 Rs.150000 Rs.250000 |
VISA/MasterCard |
– Business Debit Card Rs.100000 Rs.200000 Rs.300000 |
Karur Vysya Bank Debit Card PIN Generation
Inactive cards will be issued at first. Cardholders must use the following procedures to activate their cards and create green PINs before using them.
• By making a call to the call centre (1800 419 6500/022-404 260 31), then adhering to the IVR prompts.
• By following the steps below to log into Internet Banking or Mobile Banking.
• Credit Cards – Requests – Card Activation/Green Pin – MB/IB Login
• To use the cards at POS terminals and for ATM withdrawals, use the same procedure for generating the Green PIN.
Karur Vysya Bank Debit Card: FAQs
You can make the right choice by comparing and evaluating the limits, features and offers of all the variants and choose the one that matches your requirement.
You can do so by mobile banking, internet banking or by calling the customer care number.
Yes. Some debit card variants like Prestige and Pride have amazing offers on shopping, dining etc.