Jana Small Finance Bank Limited, commonly known as Jana Small Finance Bank, is a prominent Small Finance Bank in India. The bank holds the distinction of possessing the second most extensively spread portfolio across the nation among all Small Finance Banks in India by March 31, 2020.
As on February 28, 2021, the bank had established a network of 611 branches, out of which 166 are located in unbanked rural centres. The bank maintains 134 ATMs situated in 229 districts spanning 19 States and 3 Union Territories. The bank provides various services and products to its customers and has been striving very hard since its inception to make the banking experience convenient and comfortable.
One of the facilities provided by the bank for its customers to be informed about their account status in real time is the Jana Small Finance Balance Check. Read on to understand how to check balance in Jana Small Finance Bank.
Jana Small Finance Bank Balance Check Toll-Free Number
The toll-free number for Jana Small Finance Bank Balance Enquiry is 1800 2080. Dial the toll-free number, select the language in which you want to talk. Speak to the customer care executive for Jana Small Finance Bank Balance Enquiry.
Jana Small Finance Bank Balance Enquiry by Missed Call
To check your account balance, give a call to 1800 2080 from your mobile number linked to your Jana Small Finance Bank Account. Missed call service is not provided but you can reach the customer care executive after selecting your account’s language and status (new or existing). The customer care executive will interact with you after you select the options. You will have to provide your name, date of birth and your mother’s name for identification. Further to this, you can enquire about the balance in your account.
Jana Small Finance Bank Balance Check by Net Banking
To avail of Jana Small Finance Bank Internet Banking services, you should register for net banking. You can register for net banking at the time of opening the account or at a later stage by visiting the bank and submitting an Internet Banking Registration Form.
For Jana Small Finance Bank Balance Check by net banking follow the steps given below:
- Access the official website of the bank.
- Click on the ‘Login’ tab on the right-hand corner of the home page
- Choose ‘Internet Banking’ from the dropdown
- Enter your username, password, and captcha to log in to your net banking account.
- Once the login is complete, you can access your account summary for the balance in your account.
Jana Small Finance Bank Balance Enquiry by Mobile Banking
You can stay informed about your account balance in real-time through Jana Small Finance Bank Balance Enquiry by Mobile Banking.
- For using the mobile banking services of the bank, registering your mobile number with the bank is the first step.
- You should register for mobile banking service by linking your mobile number to your account with the Bank.
- After installing and registering for mobile banking services, you can log in with your login credentials anytime and anywhere and check your account balance.
- You can also download account statements, transfer funds, etc., even without visiting the branch.
Jana Small Finance Bank Balance Check by Visiting ATM
For Jana Small Finance Bank Balance Check through ATM you will have to
- Visit the nearest ATM
- Insert the ATM debit card issued to you at the time of opening an account with the Bank.
- Enter the 4-digit ATM PIN
- Choose the balance enquiry option from the main menu
- Your latest account balance will be displayed on the screen.
How to Register for Jana Small Finance Bank Balance Enquiry?
For Jana Small Finance Bank Balance Enquiry, the basic requirement is registration for the service. For Jana Small Finance Bank Balance Enquiry through the toll-free number, you will have to get your mobile number linked to your account in the bank. Your call will be entertained only if it is initiated from your registered mobile number. Else, a message ‘This number is not registered’ will appear and the call will get disconnected.
To avail of Jana Small Finance Bank Balance Check service through Internet Banking you will have to register for the services by submitting an Internet Banking Registration Form at the base branch.
For Jana Small Finance Bank Balance Enquiry through Mobile Banking, you will have to install the Jana Small Finance Bank Mobile application and register for Mobile Banking services through a step-by-step process as given below:
Step 1: Install the Jana Small Finance Bank Mobile Banking app from Google Play Store or App Store
Step 2: Click on the ‘Open’ tab to open the Mobile app after installation
Step 3: Enter the CRN Number or ATM debit card number on the next screen
Step 4: Also, enter your name and date of birth as recorded in your bank account
Step 5: Click on the ‘Generate MPIN’ option available at the bottom of the screen.
Step 6: To verify your mobile details, select the ‘SIM’ registered with the bank and continue
Step 7: Navigate to the MPIN generation page
Step 8: Enter the MPIN of your choice
Step 9: Re-enter the MPIN for confirmation and continue.
Step 10: Enter OTP for authentication and click on the ‘Submit’ button
Step 11: To activate mobile banking, you will have to log in with the newly created MPIN and agree to the terms and conditions.
Benefits of Jana Small Finance Bank Balance Enquiry
Jana Small Finance Bank Balance Enquiry provision eliminates the need to visit the bank branch whenever you need information about your account status. Besides this, there are a host of other benefits as given below:
- You get easy access to your account information at anytime from anywhere. This saves the hassle of visiting the bank branch whenever you need any account-related information.
- Real-time update about your account status provides insight into your financial status and helps you plan your expenses wisely.
- You can check your account balance at the convenience of your home at any time and even after banking hours. This service is beneficial for people with busy schedules.
- The balance enquiry facility provided by the bank is free of cost. It not only saves the time invested in making visits to a branch or ATM to know your account status but also saves on the expenditure involved in visiting the branch.
- You get an instant response with just a few clicks on your phone and get your account balance using the mobile banking application of the bank. There is no time wasted as there is no waiting in long queues either at the bank or the ATM.
- The technology employed to provide the balance enquiry service is secure to ensure that the balance enquiry process is safe and the financial data is kept confidential.
- The user-friendly interface makes it easy for people of all ages to access the balance enquiry services.
Jana Small Finance Bank Balance Enquiry FAQ’s:-
Jana Small Finance Bank issues passbooks to all its customers at the time of opening an account. Passbooks can be updated periodically. This is one effective way for Jana Small Finance Bank Balance Check.
No. The bank provides mobile banking services free of cost.
You can check the balance of your account at Jana Small Finance Bank through the following methods.
By calling the toll-free number 1800 2080
Using Mobile Banking services
Through Internet banking
By visiting an ATM
By updating passbooks
To check account balance in Jana Small Finance Bank using Internet Banking, you will have to log in to your net banking account. You will be able to access your account balance through the account summary option.
This is the easiest method of knowing your account balance at any time and anywhere. You will be informed about your account status with just a few clicks on your phone.